# 17 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL

## Property details

- Slug: `184e03a` (address key hash: `184e03a1ba0c0ac8420d0dee9fc0a45db9fd6c1e`)
- Postcode: CA14 2NL
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 89 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £88,000 Feb 2026
- Price per m²: £989/m²
- Local average: £108,190 (57 sales)
- Street crime: 212 incidents within 1 mile (May 2026)

## Latest sale

- Price: £88,000
- Date: 2026-02-27
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 07/10/2035
- **Current heating cost:** £1,541/year
- **Est. upgrade cost to C:** £27,035

### Recommendations
- A (£900 - £1,200)
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9002-1211-9605-2824-0800)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £88,000 | Terraced | — | £87,843 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f2cb-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £88,000 | 27/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167736242](http://87.117.209.195:8080/listings/c5d264e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £88,000 |
| listed | 2025-10-02 | £90,000 |
| sold | 2001-01-01 | £38,000 |
| sold | 1998-01-01 | £32,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £137,000 | 16/01/2026 | Terraced |
| 5 PRINCESS STREET, WORKINGTON, CUMBERLAND, CA14 2QG | £131,500 | 09/01/2026 | Terraced |
| 6 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £87,000 | 05/01/2026 | Terraced |
| 35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £105,000 | 17/12/2025 | Terraced |
| 7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £73,000 | 17/12/2025 | Terraced |
| 12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £57,000 | 18/11/2025 | Terraced |
| 38 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £100,500 | 27/06/2025 | Terraced |
| 53 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £87,500 | 05/03/2025 | Terraced |
| 30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN | £81,000 | 15/12/2023 | Terraced |
| 27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £100,000 | 13/12/2023 | Terraced |
| 29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £105,000 | 24/11/2023 | Terraced |
| 25 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £110,000 | 17/11/2023 | Terraced |
| 171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD | £80,000 | 16/10/2023 | Terraced |
| 18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £79,000 | 13/10/2023 | Terraced |
| 165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £129,250 | 12/10/2023 | Terraced |
| 25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £69,500 | 31/07/2023 | Terraced |
| 132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £140,000 | 31/05/2023 | Terraced |
| 35 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £75,000 | 26/05/2023 | Terraced |
| 16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £57,000 | 16/05/2023 | Terraced |
| 1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £65,000 | 28/04/2023 | Terraced |

**Area average:** £93,463 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.4%
- **10y growth:** 19.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Terraced House, Chapel Street, CA14 | £3,000/mo | 5 | 0.24 miles | OpenRent |
| 1 Bed Flat, Queen Sreet, CA14 | £575/mo | 1 | 0.28 miles | OpenRent |

**Average rent: £1,788/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 2.03% (strong)
- **Max investor price (0.8%):** £223,500
- **Target investor price (1%):** £178,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,788/mo).*

- **Gross yield:** 24.4%
- **Cost-to-rent:** 4.1×
- **Monthly cashflow:** £1,238/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 58.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 110 |
| Public order | 24 |
| Shoplifting | 21 |
| Criminal damage and arson | 15 |
| Anti-social behaviour | 10 |
| Other crime | 7 |
| Drugs | 6 |
| Other theft | 6 |
| Burglary | 5 |
| Vehicle crime | 3 |
| Robbery | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **212** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Josephs Catholic High School, Workington | Secondary | 0.2 miles | Requires improvement — 21 Jan 2024 |
| Victoria Junior School | Primary | 0.3 miles | Good — 16 Nov 2018 |
| Victoria Infant and Nursery School | Primary | 0.3 miles | Outstanding — 3 Feb 2015 |
| St Michael's Nursery and Infant School | Primary | 0.4 miles | Good — 11 Feb 2015 |
| St Patrick's Catholic Primary School | Primary | 0.4 miles | Good — 8 Jun 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3014906
- **Address:** 17 Brown Street, WORKINGTON, CA14 2NL
- **Certificate Issued:** 05/09/2005
- **Work Completed:** 05/08/2005
- **Items:** 1 window(s), 1 door(s)