Terraced

17 BROWN STREET

WORKINGTON, CUMBERLAND, CA14 2NL

£88,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 2NL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gray Street junction	0.1 miles
Hospital	Workington Community Hospital	0.2 miles
Shop	Braniff & Davidson	0.2 miles
Train station	Workington	0.5 miles
University	UCLan Westlakes Campus	8.3 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

89 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£88,000 Feb 2026

Price per m²

£989/m²

Local average

£108,190 (57 sales)

Street crime

212 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 08/10/2025

Expiry date: 07/10/2035

Current heating cost: £1,541/year

Potential heating cost: £871/year

Est. upgrade cost to C: £27,035

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Upgrade heating controls (£220 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/02/2026	£88,000	Terraced	—	£87,843 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£88,000
listed	02/10/2025	£90,000
sold	01/01/2001	£38,000
sold	01/01/1998	£32,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£137,000	16/01/2026	Terraced
5 PRINCESS STREET, WORKINGTON, CUMBERLAND, CA14 2QG	£131,500	09/01/2026	Terraced
6 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY	£87,000	05/01/2026	Terraced
35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP	£105,000	17/12/2025	Terraced
7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ	£73,000	17/12/2025	Terraced
12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH	£57,000	18/11/2025	Terraced
38 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY	£100,500	27/06/2025	Terraced
53 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY	£87,500	05/03/2025	Terraced
30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN	£81,000	15/12/2023	Terraced
27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS	£100,000	13/12/2023	Terraced
29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS	£105,000	24/11/2023	Terraced
25 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY	£110,000	17/11/2023	Terraced
171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD	£80,000	16/10/2023	Terraced
18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL	£79,000	13/10/2023	Terraced
165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£129,250	12/10/2023	Terraced
25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS	£69,500	31/07/2023	Terraced
132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£140,000	31/05/2023	Terraced
35 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY	£75,000	26/05/2023	Terraced
16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ	£57,000	16/05/2023	Terraced
1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH	£65,000	28/04/2023	Terraced

Area average: £93,463 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.7%

10y growth 23.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
5 Bed Terraced House, Chapel Street, CA14	£3,000/mo	5	0.24 miles	OpenRent
1 Bed Flat, Queen Sreet, CA14	£575/mo	1	0.28 miles	OpenRent

Average rent: £1,788/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 2.03%

Max investor price (0.8%) £223,500

Target investor price (1%) £178,800

Gross yield 24.4%

Cost-to-rent ratio 4.1×

Monthly cashflow £1,238/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 58.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	110
Public order	24
Shoplifting	21
Criminal damage and arson	15
Anti-social behaviour	10
Other crime	7
Drugs	6
Other theft	6
Burglary	5
Vehicle crime	3
Robbery	2
Bicycle theft	1
Possession of weapons	1
Theft from the person	1
Total incidents	212

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Josephs Catholic High School, Workington	Secondary	0.2 miles	Requires improvement — 21 Jan 2024
Victoria Junior School	Primary	0.3 miles	Good — 16 Nov 2018
Victoria Infant and Nursery School	Primary	0.3 miles	Outstanding — 3 Feb 2015
St Michael's Nursery and Infant School	Primary	0.4 miles	Good — 11 Feb 2015
St Patrick's Catholic Primary School	Primary	0.4 miles	Good — 8 Jun 2015

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
05/09/2005	05/08/2005	1	1

# 17 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL

## Property details

- Slug: `184e03a` (address key hash: `184e03a1ba0c0ac8420d0dee9fc0a45db9fd6c1e`)
- Postcode: CA14 2NL
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 89 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £88,000 Feb 2026
- Price per m²: £989/m²
- Local average: £108,190 (57 sales)
- Street crime: 212 incidents within 1 mile (May 2026)

## Latest sale

- Price: £88,000
- Date: 2026-02-27
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 07/10/2035
- **Current heating cost:** £1,541/year
- **Est. upgrade cost to C:** £27,035

### Recommendations
- A (£900 - £1,200)
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9002-1211-9605-2824-0800)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £88,000 | Terraced | — | £87,843 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f2cb-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £88,000 | 27/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167736242](http://87.117.209.195:8080/listings/c5d264e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £88,000 |
| listed | 2025-10-02 | £90,000 |
| sold | 2001-01-01 | £38,000 |
| sold | 1998-01-01 | £32,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £137,000 | 16/01/2026 | Terraced |
| 5 PRINCESS STREET, WORKINGTON, CUMBERLAND, CA14 2QG | £131,500 | 09/01/2026 | Terraced |
| 6 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £87,000 | 05/01/2026 | Terraced |
| 35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £105,000 | 17/12/2025 | Terraced |
| 7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £73,000 | 17/12/2025 | Terraced |
| 12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £57,000 | 18/11/2025 | Terraced |
| 38 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £100,500 | 27/06/2025 | Terraced |
| 53 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £87,500 | 05/03/2025 | Terraced |
| 30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN | £81,000 | 15/12/2023 | Terraced |
| 27 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £100,000 | 13/12/2023 | Terraced |
| 29 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £105,000 | 24/11/2023 | Terraced |
| 25 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £110,000 | 17/11/2023 | Terraced |
| 171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD | £80,000 | 16/10/2023 | Terraced |
| 18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £79,000 | 13/10/2023 | Terraced |
| 165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £129,250 | 12/10/2023 | Terraced |
| 25 DARCY STREET, WORKINGTON, CUMBERLAND, CA14 2NS | £69,500 | 31/07/2023 | Terraced |
| 132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £140,000 | 31/05/2023 | Terraced |
| 35 HARTINGTON STREET, WORKINGTON, CUMBERLAND, CA14 2NY | £75,000 | 26/05/2023 | Terraced |
| 16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £57,000 | 16/05/2023 | Terraced |
| 1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £65,000 | 28/04/2023 | Terraced |

**Area average:** £93,463 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.7%
- **10y growth:** 23.7%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Terraced House, Chapel Street, CA14 | £3,000/mo | 5 | 0.24 miles | OpenRent |
| 1 Bed Flat, Queen Sreet, CA14 | £575/mo | 1 | 0.28 miles | OpenRent |

**Average rent: £1,788/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 2.03% (strong)
- **Max investor price (0.8%):** £223,500
- **Target investor price (1%):** £178,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,788/mo).*

- **Gross yield:** 24.4%
- **Cost-to-rent:** 4.1×
- **Monthly cashflow:** £1,238/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 58.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 110 |
| Public order | 24 |
| Shoplifting | 21 |
| Criminal damage and arson | 15 |
| Anti-social behaviour | 10 |
| Other crime | 7 |
| Drugs | 6 |
| Other theft | 6 |
| Burglary | 5 |
| Vehicle crime | 3 |
| Robbery | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **212** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Josephs Catholic High School, Workington | Secondary | 0.2 miles | Requires improvement — 21 Jan 2024 |
| Victoria Junior School | Primary | 0.3 miles | Good — 16 Nov 2018 |
| Victoria Infant and Nursery School | Primary | 0.3 miles | Outstanding — 3 Feb 2015 |
| St Michael's Nursery and Infant School | Primary | 0.4 miles | Good — 11 Feb 2015 |
| St Patrick's Catholic Primary School | Primary | 0.4 miles | Good — 8 Jun 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3014906
- **Address:** 17 Brown Street, WORKINGTON, CA14 2NL
- **Certificate Issued:** 05/09/2005
- **Work Completed:** 05/08/2005
- **Items:** 1 window(s), 1 door(s)