# 15 FINSBURY STREET, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BH

## Property details

- Slug: `1600517` (address key hash: `160051708d6744abcc9fabfe647903c2e6d78a9b`)
- Postcode: LN13 9BH
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 76 m²
- EPC rating: C
- Year built: England and Wales: 1967-1975
- Last sold: £130,000 Apr 2026
- Price per m²: £1,711/m²
- Local average: £335,077 (13 sales)
- Street crime: 31 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £130,000
- Date: 2026-04-24
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 02/09/2035
- **Current heating cost:** £967/year
- **Est. upgrade cost to C:** £7,500

### Recommendations
- W1 (£5,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6235-5321-9500-0227-4202)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £130,000 | Detached | +13% | £132,468 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-87d7-8052-e063-4804a8c06ee4) |
| Sold | 2011-10-26 | £115,000 | Detached | — | £191,865 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/29fb82ae-2fc6-419f-a8a7-3ad1ce9f8b72) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 FINSBURY STREET, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BH | £130,000 | 24/04/2026 | Detached |
| 15 FINSBURY STREET, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BH | £115,000 | 26/10/2011 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168573800](http://87.117.209.195:8080/listings/d6d8395)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £130,000 |
| listed | 2025-10-24 | £155,000 |
| sold | 2011-01-01 | £115,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 HAZEL WALK, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BX | £235,000 | 21/04/2023 | Detached |
| 3 HOLYWELL ROAD, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BB | £246,000 | 13/12/2022 | Detached |
| 12 GIBSON WAY, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9PD | £252,000 | 30/09/2022 | Detached |
| 8 SEYMOUR LANE, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9AP | £227,500 | 19/08/2022 | Detached |
| 15 GIBSON WAY, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9PD | £235,000 | 29/07/2022 | Detached |
| COFFEY COTTAGE RANTERS ROW, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9AH | £168,000 | 23/05/2022 | Detached |
| 12 HOLYWELL ROAD, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BB | £245,000 | 11/02/2022 | Detached |
| 5 HAZEL WALK, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BX | £243,000 | 14/01/2022 | Detached |
| 6A FARLESTHORPE ROAD, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9PS | £190,000 | 17/12/2021 | Detached |
| ALROSA HOLYWELL ROAD, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BB | £245,000 | 30/11/2021 | Detached |
| 43 HAZEL WALK, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9BX | £265,000 | 24/09/2021 | Detached |

**Area average:** £231,955 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.5%
- **10y growth:** 39.4%

## House Price Index (HM Land Registry)

*Official index for East Lindsey; Detached series; as of June 2026.*

- **1y growth (index):** 7.2%
- **5y growth (index):** 15.8%
- **10y growth (index):** 44.6%

## Rental Range

*ONS Price Index of Private Rents (East Lindsey). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £629/mo
- **Realistic:** £699/mo
- **Optimistic:** £769/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wolds and Coast (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Friskney Terrace, LN13 | £925/mo | 3 | 0.29 miles | OpenRent |

**Average rent: £925/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.7×
- **Monthly cashflow:** £296/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 9 |
| Shoplifting | 5 |
| Anti-social behaviour | 4 |
| Other theft | 4 |
| Criminal damage and arson | 2 |
| Drugs | 2 |
| Other crime | 2 |
| Public order | 2 |
| Bicycle theft | 1 |
| **Total incidents** | **31** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Alford Primary School | Primary | 0.1 miles | Good — 21 Jun 2016 |
| John Spendluffe Foundation Technology College | Secondary | 0.1 miles | Good — 26 Jan 2023 |
| Queen Elizabeth's Grammar Alford - A Selective Academy | Secondary | 0.4 miles | Good — 17 Jan 2022 |
| St Helena's Church of England Primary School, Willoughby | Primary | 2.4 miles | Requires improvement — 21 Sep 2022 |
| The St Margaret's Church of England School, Withern | Primary | 4.4 miles | Good — 4 Nov 2011 |