# 320 MOORSIDE ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SF

## Property details

- Slug: `145d2b3` (address key hash: `145d2b374df1d8e63c87d82acbd416af86f74059`)
- Postcode: M41 5SF
- Transactions on record: 3

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 3
- Floor area: 323 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £1,450,000 Mar 2026
- Price per m²: £4,489/m²
- Local average: £584,481 (26 sales)

## Latest sale

- Price: £1,450,000
- Date: 2026-03-23
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 10/09/2035
- **Current heating cost:** £1,779/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6400-8595-0422-3599-3153)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-23 | £1,450,000 | Detached | +3.6% | £1,450,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-23b9-8922-e063-4804a8c094d0) |
| Sold | 2024-07-05 | £1,400,000 | Detached | +254.4% | £1,470,423 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/25e9da80-c340-555e-e063-4704a8c066f2) |
| Sold | 2005-03-02 | £395,000 | Detached | — | £918,441 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/ad8b381e-0c3c-46a7-86b0-a2689d3f94bf) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 320 MOORSIDE ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SF | £1,450,000 | 23/03/2026 | Detached |
| 320 MOORSIDE ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SF | £1,400,000 | 05/07/2024 | Detached |
| 320 MOORSIDE ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SF | £395,000 | 02/03/2005 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170847728](http://87.117.209.195:8080/listings/197e249)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-05 | £1,485,000 |
| sold | 2026-01-01 | £1,450,000 |
| sold | 2024-01-01 | £1,400,000 |
| sold | 2005-01-01 | £395,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 MARDALE AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SA | £595,000 | 10/11/2022 | Detached |
| 348 MOORSIDE ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SE | £548,500 | 12/08/2022 | Detached |
| 302A MOORSIDE ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SF | £545,000 | 29/09/2021 | Detached |
| 1 THE FOLD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SP | £420,000 | 20/08/2021 | Detached |

**Area average:** £527,125 (4 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Warwick Drive, Urmston, M41](http://87.117.209.195:8080/listings/dd9afb2) | £600,000 | 4 | Detached | 0.75 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.2%
- **10y growth:** 68%

## House Price Index (HM Land Registry)

*Official index for Trafford; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 19.7%
- **10y growth (index):** 61.6%

## Rental Range

*ONS Price Index of Private Rents (Trafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,223/mo
- **Realistic:** £1,359/mo
- **Optimistic:** £1,495/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Urmston, M41 | £711/mo | 2 | 0.68 miles | OpenRent |
| 3 Bed Semi-Detached House, Amersham Close, M41 | £1,375/mo | 3 | 0.86 miles | OpenRent |
| 1 Bed Flat, Royle Higginson Court, M41 | £618/mo | 1 | 0.9 miles | OpenRent |
| 1 Bed Flat, Wycliffe Road, M41 | £850/mo | 1 | 0.93 miles | OpenRent |

**Average rent: £889/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.05% (weak for cashflow)
- **Max investor price (0.8%):** £97,625
- **Target investor price (1%):** £78,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £781/mo).*

- **Gross yield:** 0.6%
- **Cost-to-rent:** 154.8×
- **Monthly cashflow:** £-5,032/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -14.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Flixton Primary School | Primary | 0.2 miles | Good — 10 Nov 2014 |
| Flixton Girls School | Secondary | 0.5 miles | Good — 23 Jan 2024 |
| Abbotsford Preparatory School | Other | 0.5 miles | — (No rating) |
| Woodhouse Primary School | Primary | 0.5 miles | Good — 21 Jun 2023 |
| Acre Hall Primary School | Primary | 0.6 miles | Requires improvement — 8 Sep 2024 |