Detached

21 MONTAGU DRIVE

SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL

£450,000

Location

Map view View on Google Maps View on OpenStreetMap Street View IP17 1FL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Avocet Court	0.1 miles
Shop	Samkin Of Saxmundham Ltd	0.5 miles
Train station	Saxmundham	0.5 miles
Hospital	Aldeburgh Community Hospital	6.6 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

108 m²

EPC rating

Year built

England and Wales: 2012 onwards

Last sold

£450,000 Jan 2026

Price per m²

£4,167/m²

Local average

£449,128 (26 sales)

Street crime

27 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 24/11/2025

Expiry date: 23/11/2035

Current heating cost: £699/year

Potential heating cost: £699/year

Est. upgrade cost to C: £9,000

Recommendations

Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/01/2026	£450,000	Detached	—	£453,387 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£450,000
listed	04/08/2025	£450,000
sold	01/01/2016	£299,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA	£725,000	01/07/2025	Detached
41 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR	£405,000	23/06/2023	Detached
17 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE	£410,000	02/06/2023	Detached
36 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1YT	£375,000	02/06/2023	Detached
19 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE	£430,000	05/12/2022	Detached
9 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL	£397,000	30/09/2022	Detached
3 GULL ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WN	£365,000	15/08/2022	Detached
62 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ	£299,995	05/08/2022	Detached
17 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE	£425,000	20/04/2022	Detached
15 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD	£299,000	21/03/2022	Detached
49 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR	£357,000	18/02/2022	Detached
NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA	£755,000	28/01/2022	Detached
14 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD	£350,000	05/01/2022	Detached
7 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE	£339,950	27/09/2021	Detached
1 AVOCET COURT, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WP	£340,000	02/08/2021	Detached
64 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ	£277,500	29/07/2021	Detached

Area average: £409,403 (16 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -10.1%

10y growth 36.2%

House Price Index (HM Land Registry — official index, not sold-price averages): East Suffolk. Series: Detached. As of April 2026.

1y (index) 2.2%

5y (index) 9.7%

10y (index) 34.2%

Rental Range

Estimated market rent for East Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £751/mo

Realistic £834/mo

Optimistic £917/mo

Based on Local Authority from postcode lookup → East Suffolk.

LHA (30th percentile) floor for Central Norfolk & Norwich: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
5 Bed Terraced House, Brook Farm Road, IP17	£5,390/mo	5	0.27 miles	OpenRent
2 Bed Semi-Detached House, Mill Rise, IP17	£2,195/mo	2	0.39 miles	OpenRent
2 Bed Semi-Detached House, Mill Rise, IP17	£2,195/mo	2	0.39 miles	OpenRent
2 Bed Flat, Warren Avenue, IP17	£960/mo	2	0.76 miles	OpenRent

Average rent: £2,685/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.49%

Max investor price (0.8%) £274,375

Target investor price (1%) £219,500

Gross yield 5.9%

Cost-to-rent ratio 17.1×

Monthly cashflow £178/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	9
Shoplifting	7
Anti-social behaviour	4
Other theft	3
Vehicle crime	2
Drugs	1
Public order	1
Total incidents	27

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Saxmundham Primary School	Primary	0.4 miles	Good — 22 May 2024
Kelsale Church of England Voluntary Controlled Primary School	Primary	1.0 miles	Good — 5 Jul 2013
Benhall St Mary's Church of England Primary School	Primary	1.2 miles	Good — 10 Jun 2013
Snape Primary School	Primary	3.1 miles	Good — 4 Jun 2018
Yoxford & Peasenhall Primary Academy	Primary	3.8 miles	Good — 13 Oct 2019

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
15/01/2023	06/10/2022	2	2

# 21 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL

## Property details

- Slug: `14129e1` (address key hash: `14129e1ddb6bad6b067ad777f79769f2ab0eacf1`)
- Postcode: IP17 1FL
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 108 m²
- EPC rating: C
- Year built: England and Wales: 2012 onwards
- Last sold: £450,000 Jan 2026
- Price per m²: £4,167/m²
- Local average: £449,128 (26 sales)
- Street crime: 27 incidents within 1 mile (May 2026)

## Latest sale

- Price: £450,000
- Date: 2026-01-30
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 23/11/2035
- **Current heating cost:** £699/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2711-4116-8361-5521-2431)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £450,000 | Detached | — | £453,387 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-9124-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £450,000 | 30/01/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165331208](http://87.117.209.195:8080/listings/ec74512)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £450,000 |
| listed | 2025-08-04 | £450,000 |
| sold | 2016-01-01 | £299,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA | £725,000 | 01/07/2025 | Detached |
| 41 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR | £405,000 | 23/06/2023 | Detached |
| 17 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE | £410,000 | 02/06/2023 | Detached |
| 36 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1YT | £375,000 | 02/06/2023 | Detached |
| 19 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE | £430,000 | 05/12/2022 | Detached |
| 9 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £397,000 | 30/09/2022 | Detached |
| 3 GULL ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WN | £365,000 | 15/08/2022 | Detached |
| 62 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ | £299,995 | 05/08/2022 | Detached |
| 17 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE | £425,000 | 20/04/2022 | Detached |
| 15 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD | £299,000 | 21/03/2022 | Detached |
| 49 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR | £357,000 | 18/02/2022 | Detached |
| NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA | £755,000 | 28/01/2022 | Detached |
| 14 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD | £350,000 | 05/01/2022 | Detached |
| 7 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE | £339,950 | 27/09/2021 | Detached |
| 1 AVOCET COURT, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WP | £340,000 | 02/08/2021 | Detached |
| 64 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ | £277,500 | 29/07/2021 | Detached |

**Area average:** £409,403 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -10.1%
- **10y growth:** 36.2%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 9.7%
- **10y growth (index):** 34.2%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £751/mo
- **Realistic:** £834/mo
- **Optimistic:** £917/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Terraced House, Brook Farm Road, IP17 | £5,390/mo | 5 | 0.27 miles | OpenRent |
| 2 Bed Semi-Detached House, Mill Rise, IP17 | £2,195/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Semi-Detached House, Mill Rise, IP17 | £2,195/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Flat, Warren Avenue, IP17 | £960/mo | 2 | 0.76 miles | OpenRent |

**Average rent: £2,685/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £274,375
- **Target investor price (1%):** £219,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,195/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 17.1×
- **Monthly cashflow:** £178/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 9 |
| Shoplifting | 7 |
| Anti-social behaviour | 4 |
| Other theft | 3 |
| Vehicle crime | 2 |
| Drugs | 1 |
| Public order | 1 |
| **Total incidents** | **27** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Saxmundham Primary School | Primary | 0.4 miles | Good — 22 May 2024 |
| Kelsale Church of England Voluntary Controlled Primary School | Primary | 1.0 miles | Good — 5 Jul 2013 |
| Benhall St Mary's Church of England Primary School | Primary | 1.2 miles | Good — 10 Jun 2013 |
| Snape Primary School | Primary | 3.1 miles | Good — 4 Jun 2018 |
| Yoxford & Peasenhall Primary Academy | Primary | 3.8 miles | Good — 13 Oct 2019 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15577145
- **Address:** 21 Montagu Drive, SAXMUNDHAM, IP17 1FL
- **Certificate Issued:** 15/01/2023
- **Work Completed:** 06/10/2022
- **Items:** 2 window(s), 2 door(s)