# 39 MILL STREET, NEWPORT PAGNELL, MILTON KEYNES, MK16 8ER

## Property details

- Slug: `11e729a` (address key hash: `11e729ac3ab46c3fa2a3ce7e7c965225980d362d`)
- Postcode: MK16 8ER
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 72 m²
- EPC rating: E
- Year built: England and Wales: before 1900
- Last sold: £260,000 Mar 2026
- Price per m²: £3,611/m²
- Local average: £370,009 (18 sales)
- Street crime: 101 incidents within 1 mile (May 2026)

## Latest sale

- Price: £260,000
- Date: 2026-03-13
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 22/04/2032
- **Current heating cost:** £905/year
- **Est. upgrade cost to C:** £24,675

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0340-2207-5140-2722-1575)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £260,000 | Semi-detached | — | £255,679 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-dbdd-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 MILL STREET, NEWPORT PAGNELL, MILTON KEYNES, MK16 8ER | £260,000 | 13/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [128907881](http://87.117.209.195:8080/listings/121bee9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £260,000 |
| sold | 2023-01-01 | £248,000 |
| listed | 2022-11-09 | £245,000 |
| sold | 1998-01-01 | £73,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 HIGH STREET, NEWPORT PAGNELL, MILTON KEYNES, MK16 8AT | £358,000 | 13/07/2023 | Semi-detached |
| 5 CHURCH PASSAGE, NEWPORT PAGNELL, MILTON KEYNES, MK16 8AW | £370,000 | 30/09/2021 | Semi-detached |
| 34 MILL STREET, NEWPORT PAGNELL, MILTON KEYNES, MK16 8ER | £225,000 | 26/08/2021 | Semi-detached |

**Area average:** £317,667 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.6%
- **10y growth:** 8.1%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Semi-detached series; as of April 2026.*

- **1y growth (index):** -1.8%
- **5y growth (index):** 17.8%
- **10y growth (index):** 30.5%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,202/mo
- **Realistic:** £1,336/mo
- **Optimistic:** £1,470/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grantham & Newark (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, High Street, MK16 | £975/mo | 1 | 0.08 miles | OpenRent |
| 1 Bed Flat, Priory Street, MK16 | £825/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Priory Street, MK16 | £825/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Detached House, Tickford Street, MK16 | £1,055/mo | 1 | 0.31 miles | OpenRent |

**Average rent: £920/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 24.1×
- **Monthly cashflow:** £-239/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 32 |
| Violence and sexual offences | 16 |
| Other theft | 13 |
| Criminal damage and arson | 11 |
| Public order | 7 |
| Vehicle crime | 7 |
| Shoplifting | 6 |
| Other crime | 3 |
| Drugs | 2 |
| Possession of weapons | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **101** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cedars Primary School | Primary | 0.3 miles | Good — 2 Nov 2011 |
| Tickford Park Primary School | Primary | 0.4 miles | Good — 15 Nov 2021 |
| Green Park School | Primary | 0.8 miles | Good — 24 Feb 2014 |
| E-Act Ousedale School | Secondary | 0.8 miles | Good — 31 May 2012 |
| Portfields Primary School | Primary | 0.9 miles | Good — 4 Jun 2013 |