# 6 PASCALI LANE, COLCHESTER, ESSEX, CO4 6EN

## Property details

- Slug: `102834e` (address key hash: `102834ea206d66398ce88632a4a315c67eef0dee`)
- Postcode: CO4 6EN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 78 m²
- EPC rating: B
- Last sold: £380,000 Feb 2026
- Price per m²: £4,872/m²
- Local average: £459,347 (55 sales)
- Street crime: 144 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £380,000
- Date: 2026-02-27
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 14/06/2033
- **Current heating cost:** £470/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4637-3836-7000-0355-5296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £380,000 | Detached | — | £380,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-c56f-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 PASCALI LANE, COLCHESTER, ESSEX, CO4 6EN | £380,000 | 27/02/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166631084](http://87.117.209.195:8080/listings/a0893c9)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £380,000 |
| listed | 2025-09-05 | £400,000 |
| sold | 2023-01-01 | £384,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 REDORA LANE, COLCHESTER, ESSEX, CO4 6DP | £492,500 | 12/12/2025 | Detached |
| 4 SAPPHIRE CRESCENT, COLCHESTER, ESSEX, CO4 6EH | £320,000 | 04/12/2025 | Detached |
| 16 HOWARDS CROFT, COLCHESTER, ESSEX, CO4 5FP | £520,000 | 09/11/2023 | Detached |
| 15 PASCALI LANE, COLCHESTER, ESSEX, CO4 6EN | £384,950 | 01/11/2023 | Detached |
| 70 HOWARDS CROFT, COLCHESTER, ESSEX, CO4 5FP | £590,000 | 23/10/2023 | Detached |
| 19 MAIGOLD AVENUE, COLCHESTER, ESSEX, CO4 6EG | £430,000 | 11/09/2023 | Detached |
| 67 LILIANNA ROAD, COLCHESTER, ESSEX, CO4 6DL | £490,000 | 06/06/2023 | Detached |
| 43 MAIGOLD AVENUE, COLCHESTER, ESSEX, CO4 6EG | £514,950 | 29/03/2023 | Detached |
| 28 SAPPHIRE CRESCENT, COLCHESTER, ESSEX, CO4 6EH | £484,950 | 16/03/2023 | Detached |
| 26 SAPPHIRE CRESCENT, COLCHESTER, ESSEX, CO4 6EH | £499,950 | 21/02/2023 | Detached |
| 16 FELICIA LANE, COLCHESTER, ESSEX, CO4 6EL | £689,950 | 30/01/2023 | Detached |
| 51 MAIGOLD AVENUE, COLCHESTER, ESSEX, CO4 6EG | £689,950 | 22/12/2022 | Detached |
| 13 SAPPHIRE CRESCENT, COLCHESTER, ESSEX, CO4 6EH | £487,950 | 21/12/2022 | Detached |
| 49 MAIGOLD AVENUE, COLCHESTER, ESSEX, CO4 6EG | £689,950 | 20/12/2022 | Detached |
| 30 SAPPHIRE CRESCENT, COLCHESTER, ESSEX, CO4 6EH | £429,995 | 19/12/2022 | Detached |
| 47 MAIGOLD AVENUE, COLCHESTER, ESSEX, CO4 6EG | £629,950 | 09/12/2022 | Detached |
| 35 LILIANNA ROAD, COLCHESTER, ESSEX, CO4 6DL | £397,500 | 09/12/2022 | Detached |
| 3 FELICIA LANE, COLCHESTER, ESSEX, CO4 6EL | £385,000 | 02/12/2022 | Detached |
| 2 FELICIA LANE, COLCHESTER, ESSEX, CO4 6EL | £499,950 | 11/11/2022 | Detached |
| 8 EVELYN MEWS, COLCHESTER, ESSEX, CO4 6AF | £415,000 | 11/11/2022 | Detached |

**Area average:** £502,125 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.8%
- **10y growth:** 19.9%

## House Price Index (HM Land Registry)

*Official index for Colchester; Detached series; as of March 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 15.1%
- **10y growth (index):** 35%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,090/mo
- **Realistic:** £1,211/mo
- **Optimistic:** £1,332/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Maigold Avenue, CO4 | £1,750/mo | 3 | 0.09 miles | OpenRent |
| 3 Bed Semi-Detached House, Lilianna Road, CO4 | £3,600/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Semi-Detached House, Lilianna Road, CO4 | £3,600/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Terraced House, Colchester Road, CO6 | £2,000/mo | 3 | 1.04 miles | OpenRent |

**Average rent: £2,738/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £350,000
- **Target investor price (1%):** £280,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,800/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.3×
- **Monthly cashflow:** £999/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 64 |
| Anti-social behaviour | 25 |
| Criminal damage and arson | 13 |
| Public order | 9 |
| Shoplifting | 8 |
| Other theft | 7 |
| Bicycle theft | 5 |
| Burglary | 3 |
| Other crime | 3 |
| Vehicle crime | 3 |
| Drugs | 2 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **144** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Myland Community Primary School | Primary | 0.4 miles | Good — 24 May 2016 |
| North East Essex Co-operative Academy | Other | 0.7 miles | Good — 15 Sep 2024 |
| Braiswick Primary School | Primary | 0.8 miles | Good — 26 Sep 2018 |
| The St Aubyn Centre Education Department | Other | 0.8 miles | Outstanding — 4 Dec 2014 |
| Camulos Academy | Primary | 0.9 miles | Good — 23 Jul 2019 |