# 1 FLAT 502 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU

## Property details

- Slug: `0d81437` (address key hash: `0d8143713ab56adc43b4babc72d278abbbf2951e`)
- Postcode: EC3N 2NU
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Last sold: £482,500 Jan 2026
- Local average: £555,833 (3 sales)
- Street crime: 2316 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £482,500
- Date: 2026-01-26
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-26 | £482,500 | Flat | — | £422,482 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-35de-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 FLAT 502 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £482,500 | 26/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 FLAT 604 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £665,000 | 20/02/2026 | Flat |
| 1 FLAT 603 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £520,000 | 12/02/2026 | Flat |
| 1 FLAT 111 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £487,500 | 10/11/2023 | Flat |
| 1 FLAT 504 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £737,500 | 21/10/2022 | Flat |
| 1 FLAT 508 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £535,000 | 22/07/2022 | Flat |
| 1 FLAT 408 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £550,000 | 01/04/2022 | Flat |
| 1 FLAT G08 PEPYS STREET, LONDON, CITY OF LONDON, GREATER LONDON, EC3N 2NU | £725,000 | 28/02/2022 | Flat |

**Area average:** £602,857 (7 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [St. Thomas Street, London Bridge](http://87.117.209.195:8080/listings/4feb750) | £1,350,000 | 2 | Flat | 0.63 mi |
| [One Crown Place, 19 Sun Street, EC2A](http://87.117.209.195:8080/listings/a803363) | £700,000 | 1 | Flat | 0.71 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** -18.3%

## House Price Index (HM Land Registry)

*Official index for City of London; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -28.1%
- **5y growth (index):** -13.3%
- **10y growth (index):** -25%

## Rental Range

*ONS Price Index of Private Rents (London). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,072/mo
- **Realistic:** £2,302/mo
- **Optimistic:** £2,532/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Marlyn Lodge, E1 | £2,100/mo | 1 | 0.18 miles | OpenRent |
| 1 Bed Flat, Alie St, E1 | £2,002/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Aldgate East, E1 | £2,708/mo | 1 | 0.36 miles | OpenRent |
| 1 Bed Flat, Neroli House, E1 | £3,150/mo | 1 | 0.4 miles | OpenRent |

**Average rent: £2,490/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £300,500
- **Target investor price (1%):** £240,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,404/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £238/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 456 |
| Other theft | 343 |
| Anti-social behaviour | 320 |
| Theft from the person | 320 |
| Shoplifting | 262 |
| Public order | 110 |
| Burglary | 104 |
| Bicycle theft | 98 |
| Robbery | 90 |
| Drugs | 83 |
| Vehicle crime | 74 |
| Criminal damage and arson | 21 |
| Other crime | 18 |
| Possession of weapons | 17 |
| **Total incidents** | **2316** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| David Game College | Other | 0.1 miles | Outstanding — 11 May 2020 |
| The Aldgate School | Primary | 0.2 miles | Outstanding — 11 Jul 2024 |
| English Martyrs Roman Catholic Primary School | Primary | 0.3 miles | Good — 23 May 2013 |
| Royal Mencap Society | Other | 0.4 miles | — (No rating) |
| Mulberry Canon Barnett Primary Academy | Primary | 0.4 miles | Good — 25 Oct 2013 |