Detached

39 TROW CLOSE

COTTON END, BEDFORD, MK45 3BF

£542,500

Location

Map view View on Google Maps View on OpenStreetMap Street View MK45 3BF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	1.2 miles
Shop	Morrisons Daily	1.4 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	3.2 miles
Train station	Bedford St Johns	3.2 miles
University	University of Bedfordshire Polhill Campus	3.5 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

163 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£542,500 Jan 2026

Price per m²

£3,328/m²

Local average

£626,425 (92 sales)

Street crime

3 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

This certificate expired on 25/04/2026. A new EPC may be required before the property can be marketed or let.

Current rating: C

Potential rating: B

Inspection date: 26/04/2016

Expiry date: 25/04/2026 (expired)

Current heating cost: £722/year

Potential heating cost: £734/year

Est. upgrade cost to C: £11,560

Recommendations

Low energy lighting for all fixed outlets (£60)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/01/2026	£542,500	Detached	—	£552,498 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£542,500
listed	11/04/2025	£550,000
sold	01/01/2006	£385,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
45 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£535,000	17/12/2025	Detached
17 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£412,000	07/11/2025	Detached
4 BELL LANE, COTTON END, BEDFORD, MK45 3AD	£572,500	27/01/2023	Detached
2 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£420,000	18/07/2022	Detached
32A WOOD LANE, COTTON END, BEDFORD, MK45 3AN	£460,000	10/06/2022	Detached
16 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY	£400,000	19/05/2022	Detached
155 HIGH ROAD, COTTON END, BEDFORD, MK45 3BA	£565,000	18/02/2022	Detached
33 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£492,500	13/01/2022	Detached
26 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY	£475,000	13/12/2021	Detached
41 WOOD LANE, COTTON END, BEDFORD, MK45 3AP	£372,500	03/12/2021	Detached

Area average: £470,450 (10 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.7%

10y growth 27.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Detached. As of April 2026.

1y (index) 4.9%

5y (index) 21.7%

10y (index) 43.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,051/mo

Realistic £1,168/mo

Optimistic £1,285/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.22%

Max investor price (0.8%) £146,000

Target investor price (1%) £116,800

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	2
Anti-social behaviour	1
Total incidents	3

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cotton End Forest School	Primary	0.1 miles	Requires improvement — 19 Mar 2023
Shortstown Primary School	Primary	1.3 miles	Good — 21 Nov 2021
Wilstead Primary School	Primary	1.6 miles	Good — 26 Nov 2023
Lakeview School	Primary	1.7 miles	Good — 27 Nov 2022
Haynes Lower School	Primary	2.1 miles	Good — 24 Sep 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 39 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF

## Property details

- Slug: `0cb796c` (address key hash: `0cb796cd90c4d4c9189358eeeb48f3dfe436ca80`)
- Postcode: MK45 3BF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 5
- Bathrooms: 3
- Floor area: 163 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £542,500 Jan 2026
- Price per m²: £3,328/m²
- Local average: £626,425 (92 sales)
- Street crime: 3 incidents within 1 mile (May 2026)

## Latest sale

- Price: £542,500
- Date: 2026-01-30
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 25/04/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £722/year
- **Est. upgrade cost to C:** £11,560

### Recommendations
- E (£60)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2668-3032-7244-4046-3914)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £542,500 | Detached | — | £552,498 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d4c3-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £542,500 | 30/01/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160568105](http://87.117.209.195:8080/listings/7139ed1)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £542,500 |
| listed | 2025-04-11 | £550,000 |
| sold | 2006-01-01 | £385,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £535,000 | 17/12/2025 | Detached |
| 17 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £412,000 | 07/11/2025 | Detached |
| 4 BELL LANE, COTTON END, BEDFORD, MK45 3AD | £572,500 | 27/01/2023 | Detached |
| 2 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £420,000 | 18/07/2022 | Detached |
| 32A WOOD LANE, COTTON END, BEDFORD, MK45 3AN | £460,000 | 10/06/2022 | Detached |
| 16 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY | £400,000 | 19/05/2022 | Detached |
| 155 HIGH ROAD, COTTON END, BEDFORD, MK45 3BA | £565,000 | 18/02/2022 | Detached |
| 33 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £492,500 | 13/01/2022 | Detached |
| 26 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY | £475,000 | 13/12/2021 | Detached |
| 41 WOOD LANE, COTTON END, BEDFORD, MK45 3AP | £372,500 | 03/12/2021 | Detached |

**Area average:** £470,450 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.7%
- **10y growth:** 27.8%

## House Price Index (HM Land Registry)

*Official index for Bedford; Detached series; as of April 2026.*

- **1y growth (index):** 4.9%
- **5y growth (index):** 21.7%
- **10y growth (index):** 43.1%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 0.22% (weak for cashflow)
- **Max investor price (0.8%):** £146,000
- **Target investor price (1%):** £116,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| Anti-social behaviour | 1 |
| **Total incidents** | **3** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cotton End Forest School | Primary | 0.1 miles | Requires improvement — 19 Mar 2023 |
| Shortstown Primary School | Primary | 1.3 miles | Good — 21 Nov 2021 |
| Wilstead Primary School | Primary | 1.6 miles | Good — 26 Nov 2023 |
| Lakeview School | Primary | 1.7 miles | Good — 27 Nov 2022 |
| Haynes Lower School | Primary | 2.1 miles | Good — 24 Sep 2023 |