# 11 ST JOSEPHS PLACE, CHORLEY, LANCASHIRE, PR6 0NE

## Property details

- Slug: `0c08181` (address key hash: `0c081819f2a840802e0e230d46e31d1ef9a3bccd`)
- Postcode: PR6 0NE
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 55 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £162,000 Mar 2026
- Price per m²: £2,945/m²
- Local average: £226,116 (28 sales)
- Street crime: 309 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £162,000
- Date: 2026-03-27
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 22/06/2033
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9037-7126-6200-0287-8222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-27 | £162,000 | Semi-detached | +29.6% | £160,960 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-213f-b8d0-e063-4704a8c08d98) |
| Sold | 2006-12-21 | £124,999 | Semi-detached | +150.2% | £193,668 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/0b853950-1286-69a5-e063-4704a8c07dac) |
| Sold | 2001-02-02 | £49,950 | Semi-detached | — | £205,688 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/0b853950-1284-69a5-e063-4704a8c07dac) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 ST JOSEPHS PLACE, CHORLEY, LANCASHIRE, PR6 0NE | £162,000 | 27/03/2026 | Semi-detached |
| 11 ST JOSEPHS PLACE, CHORLEY, LANCASHIRE, PR6 0NE | £124,999 | 21/12/2006 | Semi-detached |
| 11 ST JOSEPHS PLACE, CHORLEY, LANCASHIRE, PR6 0NE | £49,950 | 02/02/2001 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167993015](http://87.117.209.195:8080/listings/4abe136)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £162,000 |
| listed | 2025-10-08 | £149,995 |
| sold | 2023-01-01 | £127,500 |
| sold | 2006-01-01 | £124,999 |
| sold | 2001-01-01 | £49,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 MARLBOROUGH STREET, CHORLEY, LANCASHIRE, PR6 0DT | £154,995 | 04/10/2023 | Semi-detached |
| 12 RUSSELL SQUARE, CHORLEY, LANCASHIRE, PR6 0AS | £184,000 | 18/04/2023 | Semi-detached |
| 15 FOSTERFIELD PLACE, CHORLEY, LANCASHIRE, PR6 0HG | £165,000 | 29/11/2022 | Semi-detached |
| 53 RUSSELL SQUARE, CHORLEY, LANCASHIRE, PR6 0AS | £192,500 | 04/11/2022 | Semi-detached |
| 127 CORPORATION STREET, CHORLEY, LANCASHIRE, PR6 0DN | £158,950 | 23/09/2022 | Semi-detached |
| 23 RUSSELL SQUARE, CHORLEY, LANCASHIRE, PR6 0AS | £133,000 | 24/08/2022 | Semi-detached |
| 12 HARPERS LANE, CHORLEY, LANCASHIRE, PR6 0HP | £141,000 | 31/05/2022 | Semi-detached |
| 95 HARPERS LANE, CHORLEY, LANCASHIRE, PR6 0HR | £210,000 | 22/04/2022 | Semi-detached |
| 47 RAILWAY ROAD, CHORLEY, LANCASHIRE, PR6 0HW | £166,500 | 08/04/2022 | Semi-detached |
| 13 RUSSELL SQUARE WEST, CHORLEY, LANCASHIRE, PR6 0AR | £165,000 | 28/03/2022 | Semi-detached |
| 34 MARLBOROUGH STREET, CHORLEY, LANCASHIRE, PR6 0DT | £150,000 | 28/02/2022 | Semi-detached |
| 21 RUSSELL SQUARE WEST, CHORLEY, LANCASHIRE, PR6 0AR | £130,000 | 31/01/2022 | Semi-detached |
| 8 ST PETERS STREET, CHORLEY, LANCASHIRE, PR6 0DS | £180,000 | 28/01/2022 | Semi-detached |
| 2 CURATE STREET, CHORLEY, LANCASHIRE, PR6 0HQ | £161,000 | 14/01/2022 | Semi-detached |
| 4 BRIERCLIFFE ROAD, CHORLEY, LANCASHIRE, PR6 0DF | £146,500 | 07/01/2022 | Semi-detached |
| 133 CORPORATION STREET, CHORLEY, LANCASHIRE, PR6 0DN | £155,000 | 10/12/2021 | Semi-detached |
| 18 JUBILEE PLACE, CHORLEY, LANCASHIRE, PR6 0HJ | £148,000 | 15/11/2021 | Semi-detached |
| 15 DORIS STREET, CHORLEY, LANCASHIRE, PR6 0HA | £170,000 | 01/11/2021 | Semi-detached |
| 6 ST JOSEPHS PLACE, CHORLEY, LANCASHIRE, PR6 0NE | £115,000 | 29/10/2021 | Semi-detached |
| 48 RUSSELL SQUARE, CHORLEY, LANCASHIRE, PR6 0AS | £160,000 | 27/10/2021 | Semi-detached |

**Area average:** £159,322 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.8%
- **10y growth:** 24.4%

## House Price Index (HM Land Registry)

*Official index for Chorley; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.1%
- **10y growth (index):** 54.9%

## Rental Range

*ONS Price Index of Private Rents (Chorley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £707/mo
- **Realistic:** £785/mo
- **Optimistic:** £864/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Corporation St, PR6 | £800/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Terraced House, Congress Street, PR7 | £850/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Gillibrand Street, PR7 | £770/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Flat, Standish Court, PR7 | £995/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Flat, Standish Court, PR7 | £1,050/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Flat, Standish Court, PR7 | £1,195/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Flat, Standish Court, PR7 | £1,200/mo | 2 | 0.75 miles | OpenRent |

**Average rent: £980/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.6×
- **Monthly cashflow:** £233/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 119 |
| Anti-social behaviour | 54 |
| Public order | 34 |
| Shoplifting | 25 |
| Criminal damage and arson | 22 |
| Burglary | 15 |
| Other crime | 10 |
| Other theft | 10 |
| Drugs | 6 |
| Vehicle crime | 5 |
| Bicycle theft | 3 |
| Possession of weapons | 3 |
| Robbery | 2 |
| Theft from the person | 1 |
| **Total incidents** | **309** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Joseph's Catholic Primary School, Chorley | Primary | 0.2 miles | Good — 18 Sep 2023 |
| Mayfield House School | Other | 0.2 miles | Good — 9 Nov 2022 |
| St Peter's CofE Primary School Chorley | Primary | 0.3 miles | Good — 13 Nov 2022 |
| Highfield Nursery School | Nursery | 0.3 miles | Outstanding — 8 Sep 2014 |
| Chorley, the Parish of St Laurence Church of England Primary School | Primary | 0.4 miles | Good — 24 Feb 2020 |