Terraced 2 sales on record

8 PUMP LANE

GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8GF

£310,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CO7 8GF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Sturrick Lane	0.4 miles
Train station	Great Bentley	0.5 miles
Shop	Marine Reef	2.7 miles
University	University of Essex	5.4 miles
Hospital	Clacton Hospital	6.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

91 m²

EPC rating

Last sold

£310,000 Jan 2026

Price per m²

£3,407/m²

Local average

£294,217 (23 sales)

Street crime

14 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 15/01/2021

Current heating cost: £202/year

Potential heating cost: £202/year

Est. upgrade cost to C: £29,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)
Wind turbine (£15,000 - £25,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/01/2026	£310,000	Terraced	+6.9%	£308,030 to February 2026	View transaction
Sold	01/04/2021	£290,000	Terraced	—	£320,778 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
33 MEADOW LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8FY	£347,500	22/12/2022	Terraced
29 MEADOW LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8FY	£345,000	22/12/2022	Terraced
4 PUMP LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8GF	£290,000	28/06/2021	Terraced
2 CHAPEL TERRACE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8PQ	£225,000	10/06/2021	Terraced

Area average: £301,875 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.3%

10y growth 47.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Tendring. Series: Terraced. As of February 2026.

1y (index) -1.4%

5y (index) 11.4%

10y (index) 44.5%

Rental Range

Estimated market rent for Tendring. Low = conservative, Realistic = average, Optimistic = best case.

Low £945/mo

Realistic £1,050/mo

Optimistic £1,155/mo

Based on Local Authority from postcode lookup → Tendring.

LHA (30th percentile) floor for Ipswich: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Bedsit, Wren Close, CO7	£685/mo	1	0.3 miles	OpenRent

Average rent: £685/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.22%

Max investor price (0.8%) £85,625

Target investor price (1%) £68,500

Gross yield 2.7%

Cost-to-rent ratio 37.7×

Monthly cashflow £-629/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -8.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	7
Other theft	5
Public order	1
Vehicle crime	1
Total incidents	14

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Great Bentley Primary School	Primary	0.5 miles	Outstanding — 4 Dec 2015
Weeley St Andrew's CofE Primary School	Primary	2.2 miles	Good — 24 Nov 2022
Tendring Primary School	Primary	2.6 miles	Good — 6 May 2019
Alresford Primary School	Primary	3.0 miles	Good — 8 Sep 2014
St George's Church of England Primary School, Great Bromley	Primary	3.0 miles	Good — 21 Nov 2013

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 8 PUMP LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8GF

## Property details

- Slug: `0bced5f` (address key hash: `0bced5f299a9bc90911e62eebb4d75a94440728b`)
- Postcode: CO7 8GF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 91 m²
- EPC rating: B
- Last sold: £310,000 Jan 2026
- Price per m²: £3,407/m²
- Local average: £294,217 (23 sales)
- Street crime: 14 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £310,000
- Date: 2026-01-19
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Current heating cost:** £202/year
- **Est. upgrade cost to C:** £29,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)
- V2 (£15,000 - £25,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0546-3565-1192-2899-9351)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £310,000 | Terraced | +6.9% | £308,030 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-818f-591c-e063-4704a8c00c31) |
| Sold | 2021-04-01 | £290,000 | Terraced | — | £320,778 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/cd5a9dcb-7831-310a-e053-6c04a8c00a1f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 PUMP LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8GF | £310,000 | 19/01/2026 | Terraced |
| 8 PUMP LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8GF | £290,000 | 01/04/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 MEADOW LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8FY | £347,500 | 22/12/2022 | Terraced |
| 29 MEADOW LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8FY | £345,000 | 22/12/2022 | Terraced |
| 4 PUMP LANE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8GF | £290,000 | 28/06/2021 | Terraced |
| 2 CHAPEL TERRACE, GREAT BENTLEY, COLCHESTER, TENDRING, ESSEX, CO7 8PQ | £225,000 | 10/06/2021 | Terraced |

**Area average:** £301,875 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.3%
- **10y growth:** 47.2%

## House Price Index (HM Land Registry)

*Official index for Tendring; Terraced series; as of February 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 11.4%
- **10y growth (index):** 44.5%

## Rental Range

*ONS Price Index of Private Rents (Tendring). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £945/mo
- **Realistic:** £1,050/mo
- **Optimistic:** £1,155/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Ipswich (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Bedsit, Wren Close, CO7 | £685/mo | 1 | 0.3 miles | OpenRent |

**Average rent: £685/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.22% (weak for cashflow)
- **Max investor price (0.8%):** £85,625
- **Target investor price (1%):** £68,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £685/mo).*

- **Gross yield:** 2.7%
- **Cost-to-rent:** 37.7×
- **Monthly cashflow:** £-629/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 7 |
| Other theft | 5 |
| Public order | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **14** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Great Bentley Primary School | Primary | 0.5 miles | Outstanding — 4 Dec 2015 |
| Weeley St Andrew's CofE Primary School | Primary | 2.2 miles | Good — 24 Nov 2022 |
| Tendring Primary School | Primary | 2.6 miles | Good — 6 May 2019 |
| Alresford Primary School | Primary | 3.0 miles | Good — 8 Sep 2014 |
| St George's Church of England Primary School, Great Bromley | Primary | 3.0 miles | Good — 21 Nov 2013 |