# 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN

## Property details

- Slug: `0b2ce68` (address key hash: `0b2ce681ce4dae613a73da4ae2029b4f61b3decf`)
- Postcode: CT14 6JN
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 74 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £360,000 Apr 2026
- Price per m²: £4,865/m²
- Local average: £335,372 (67 sales)
- Street crime: 137 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £360,000
- Date: 2026-04-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 05/07/2032
- **Current heating cost:** £662/year
- **Est. upgrade cost to C:** £26,830

### Recommendations
- A2 (£850 - £1,500)
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- D (£80 - £120)
- E (£55)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0160-1008-1263-8132-9204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-20 | £360,000 | Terraced | -30.8% | £366,365 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-78a7-8052-e063-4804a8c06ee4) |
| Sold | 2024-07-31 | £520,000 | Terraced | +10.6% | £517,751 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/2131fcf6-1af4-86e8-e063-4804a8c0372b) |
| Sold | 2022-08-26 | £470,000 | Terraced | — | £426,473 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/ea3278aa-05c9-2676-e053-6b04a8c015f8) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN | £360,000 | 20/04/2026 | Terraced |
| 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN | £520,000 | 31/07/2024 | Terraced |
| 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN | £470,000 | 26/08/2022 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164741465](http://87.117.209.195:8080/listings/73b3f40)

| Event | Date | Price |
|-------|------|-------|
| listed | 2025-07-21 | £395,000 |
| sold | 2024-01-01 | £520,000 |
| sold | 2022-01-01 | £470,000 |
| sold | 2005-01-01 | £175,000 |
| sold | 1996-01-01 | £62,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £490,000 | 15/05/2026 | Terraced |
| 116 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JX | £350,000 | 26/01/2026 | Terraced |
| 14 DUKE STREET, DEAL, DOVER, KENT, CT14 6DU | £425,000 | 25/11/2025 | Terraced |
| 68A MIDDLE STREET, DEAL, DOVER, KENT, CT14 6HP | £375,000 | 17/11/2025 | Terraced |
| 8 CHAPEL STREET, DEAL, DOVER, KENT, CT14 6HW | £365,000 | 31/03/2025 | Terraced |
| 7 MARKET STREET, DEAL, DOVER, KENT, CT14 6HS | £276,660 | 21/02/2025 | Terraced |
| 4 DUKE STREET, DEAL, DOVER, KENT, CT14 6DU | £671,000 | 22/11/2023 | Terraced |
| 66 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6HP | £785,000 | 10/11/2023 | Terraced |
| 123 BEACH STREET, DEAL, DOVER, KENT, CT14 6JJ | £332,817 | 13/10/2023 | Terraced |
| 2 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £392,500 | 03/07/2023 | Terraced |
| 110 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JX | £256,000 | 26/05/2023 | Terraced |
| 3 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £334,000 | 23/05/2023 | Terraced |
| 12 - 14 FARRIER STREET, DEAL, DOVER, KENT, CT14 6JR | £1,150,000 | 19/05/2023 | Terraced |
| 7 MARKET STREET, DEAL, DOVER, KENT, CT14 6HS | £260,000 | 08/12/2022 | Terraced |
| 150 HIGH STREET, DEAL, DOVER, KENT, CT14 6BG | £320,000 | 07/11/2022 | Terraced |
| 4 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £443,000 | 21/10/2022 | Terraced |
| 35 DUKE STREET, DEAL, DOVER, KENT, CT14 6DT | £440,000 | 30/06/2022 | Terraced |
| 115 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JW | £650,000 | 30/06/2022 | Terraced |
| 45 UNION ROAD, DEAL, DOVER, KENT, CT14 6EA | £300,000 | 24/06/2022 | Terraced |
| 31 UNION ROAD, DEAL, DOVER, KENT, CT14 6EA | £517,500 | 21/06/2022 | Terraced |

**Area average:** £456,674 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.7%
- **10y growth:** 31.7%

## House Price Index (HM Land Registry)

*Official index for Dover; Terraced series; as of June 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 3.5%
- **10y growth (index):** 31.9%

## Rental Range

*ONS Price Index of Private Rents (Dover). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £926/mo
- **Realistic:** £1,029/mo
- **Optimistic:** £1,132/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Dover-Shepway (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Wellington Road, CT14 | £1,350/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Flat, Prince Of Wales Terrace, CT14 | £1,000/mo | 2 | 0.34 miles | OpenRent |

**Average rent: £1,175/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £146,875
- **Target investor price (1%):** £117,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,175/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.5×
- **Monthly cashflow:** £-385/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 50 |
| Violence and sexual offences | 50 |
| Criminal damage and arson | 14 |
| Other theft | 6 |
| Shoplifting | 5 |
| Public order | 3 |
| Vehicle crime | 3 |
| Bicycle theft | 2 |
| Burglary | 2 |
| Other crime | 1 |
| Robbery | 1 |
| **Total incidents** | **137** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sandown School | Primary | 0.3 miles | Good — 28 Mar 2013 |
| Brewood Secondary School | Other | 0.6 miles | Good — 16 Jan 2020 |
| Goodwin Academy | Secondary | 0.9 miles | Requires improvement — 13 Dec 2022 |
| Deal Parochial Church of England Primary School | Primary | 1.0 miles | Good — 6 Jun 2013 |
| Warden House Primary School | Primary | 1.1 miles | Outstanding — 7 Jan 2015 |