# 85 AVON STREET, DERBY, CITY OF DERBY, DE24 8TL

## Property details

- Slug: `09d9b92` (address key hash: `09d9b924211791c2db47cfd2afeb3f08cc59801a`)
- Postcode: DE24 8TL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 61 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £165,000 Mar 2026
- Price per m²: £2,705/m²
- Local average: £273,952 (56 sales)
- Street crime: 427 incidents within 1 mile (May 2026)

## Latest sale

- Price: £165,000
- Date: 2026-03-13
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 26/04/2035
- **Current heating cost:** £783/year
- **Est. upgrade cost to C:** £10,625

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0350-2023-6440-2725-0931)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £165,000 | Detached | +6.5% | £165,487 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-0df7-8922-e063-4804a8c094d0) |
| Sold | 2018-12-03 | £155,000 | Detached | — | £200,693 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/7e86b6fa-b1a5-458c-e053-6b04a8c0c84c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 AVON STREET, DERBY, CITY OF DERBY, DE24 8TL | £165,000 | 13/03/2026 | Detached |
| 85 AVON STREET, DERBY, CITY OF DERBY, DE24 8TL | £155,000 | 03/12/2018 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 COMMERCE STREET, DERBY, CITY OF DERBY, DE24 8TQ | £216,500 | 03/12/2025 | Detached |
| 20 BRIGHTON ROAD, ALVASTON, DERBY, CITY OF DERBY, DE24 8SY | £200,000 | 09/07/2025 | Detached |

**Area average:** £208,250 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.6%
- **10y growth:** 48.4%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Detached series; as of April 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 18.2%
- **10y growth (index):** 45.2%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £855/mo
- **Optimistic:** £941/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, London Road, DE24 | £800/mo | 1 | 0.17 miles | OpenRent |
| Studio Flat, London Road, DE24 | £595/mo | 1 | 0.29 miles | OpenRent |
| 2 Bed Flat, Coral Close, DE24 | £1,450/mo | 2 | 0.44 miles | OpenRent |
| 3 Bed Semi-Detached House, Curzon Lane, DE24 | £1,100/mo | 3 | 0.47 miles | OpenRent |
| 5 Bed Semi-Detached House, Nightingale Road, DE24 | £2,500/mo | 5 | 0.6 miles | OpenRent |
| 2 Bed Flat, Davenport Road, DE24 | £700/mo | 2 | 0.7 miles | OpenRent |
| 3 Bed Semi-Detached House, Carlen Drive, DE24 | £1,250/mo | 3 | 0.73 miles | OpenRent |
| 3 Bed Semi-Detached House, Marlborough Road, DE24 | £1,000/mo | 3 | 0.75 miles | OpenRent |
| 1 Bed Flat, Cotton Lane, DE24 | £672/mo | 1 | 0.91 miles | OpenRent |

**Average rent: £1,119/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £225/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 185 |
| Anti-social behaviour | 57 |
| Shoplifting | 39 |
| Public order | 37 |
| Criminal damage and arson | 29 |
| Other theft | 25 |
| Drugs | 16 |
| Vehicle crime | 12 |
| Other crime | 9 |
| Robbery | 6 |
| Burglary | 4 |
| Possession of weapons | 4 |
| Bicycle theft | 2 |
| Theft from the person | 2 |
| **Total incidents** | **427** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lakeside Primary Academy | Primary | 0.2 miles | Requires improvement — 18 Jan 2023 |
| Kingsmead School | Other | 0.3 miles | Good — 25 May 2016 |
| Derby Pride Academy | Other | 0.7 miles | Outstanding — 22 May 2014 |
| Ashwood Spencer Academy | Primary | 0.7 miles | Good — 30 Mar 2023 |
| Wyndham Spencer Academy | Primary | 0.8 miles | Outstanding — 24 May 2014 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #15446399
- **Address:** 85 Avon Street, DERBY, DE24 8TL
- **Certificate Issued:** 23/10/2022
- **Work Completed:** 05/10/2022
- **Items:** 1 door(s)

### FENSA Certificate #714421
- **Address:** 85 Avon Street, DERBY, DE24 8TL
- **Certificate Issued:** 29/05/2003
- **Work Completed:** 28/04/2003
- **Items:** 4 window(s)