# 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN

## Property details

- Slug: `098fbcf` (address key hash: `098fbcf6045538640780b14288aad221335354c9`)
- Postcode: B26 1TN
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 75 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £234,000 Feb 2026
- Price per m²: £3,120/m²
- Local average: £261,188 (88 sales)
- Street crime: 448 incidents within 1 mile (May 2026)

## Latest sale

- Price: £234,000
- Date: 2026-02-09
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/06/2035
- **Current heating cost:** £804/year
- **Est. upgrade cost to C:** £31,000

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- O (£4,500 - £6,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9718-3051-9206-3615-9200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-09 | £234,000 | Semi-detached | +48.1% | £238,890 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-d477-8922-e063-4804a8c094d0) |
| Sold | 2016-04-29 | £157,950 | Semi-detached | — | £254,007 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/34428d7e-a05a-b86c-e050-a8c06205059c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £234,000 | 09/02/2026 | Semi-detached |
| 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £157,950 | 29/04/2016 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [163398299](http://87.117.209.195:8080/listings/a59b92e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £234,000 |
| listed | 2025-06-16 | £240,000 |
| sold | 2016-01-01 | £157,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 94 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £310,000 | 23/01/2026 | Semi-detached |
| 26 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £250,000 | 15/01/2026 | Semi-detached |
| 130 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TS | £360,000 | 19/12/2025 | Semi-detached |
| 142 YEW TREE LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1AX | £269,950 | 27/11/2025 | Semi-detached |
| 8 RUTLAND DRIVE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1UB | £242,000 | 03/09/2025 | Semi-detached |
| 14 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TJ | £270,000 | 08/05/2025 | Semi-detached |
| 65 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TX | £275,000 | 18/02/2025 | Semi-detached |
| 50 ORCHARD RISE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1QT | £216,000 | 11/02/2025 | Semi-detached |
| 57 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £250,000 | 18/12/2024 | Semi-detached |
| 51 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £200,000 | 15/12/2023 | Semi-detached |
| 44 YEW TREE LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1AP | £230,000 | 03/11/2023 | Semi-detached |
| 80 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £290,000 | 02/11/2023 | Semi-detached |
| 14 CROFT ROAD, BIRMINGHAM, WEST MIDLANDS, B26 1SG | £265,000 | 04/10/2023 | Semi-detached |
| 10 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £295,000 | 25/08/2023 | Semi-detached |
| 19 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TU | £280,000 | 10/08/2023 | Semi-detached |
| 12 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £360,000 | 04/08/2023 | Semi-detached |
| 46 ROWLANDS ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1AS | £330,000 | 28/07/2023 | Semi-detached |
| 139 BARROWS LANE, BIRMINGHAM, WEST MIDLANDS, B26 1SE | £305,000 | 12/06/2023 | Semi-detached |
| 84 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £325,000 | 09/06/2023 | Semi-detached |
| 85 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £270,000 | 26/05/2023 | Semi-detached |

**Area average:** £279,648 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.4%
- **10y growth:** 61.7%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 19.2%
- **10y growth (index):** 60.8%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £979/mo
- **Realistic:** £1,088/mo
- **Optimistic:** £1,197/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Sheldon Heath Road, B26 | £1,550/mo | 3 | 0.99 miles | OpenRent |

**Average rent: £1,550/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 7.9%
- **Cost-to-rent:** 12.6×
- **Monthly cashflow:** £448/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 212 |
| Vehicle crime | 38 |
| Criminal damage and arson | 33 |
| Shoplifting | 31 |
| Public order | 28 |
| Possession of weapons | 21 |
| Burglary | 18 |
| Other theft | 17 |
| Drugs | 16 |
| Theft from the person | 10 |
| Anti-social behaviour | 8 |
| Robbery | 8 |
| Other crime | 7 |
| Bicycle theft | 1 |
| **Total incidents** | **448** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Yardley Primary School | Primary | 0.3 miles | Good — 10 Mar 2014 |
| East Birmingham Network Academy | Other | 0.4 miles | Good — 9 Jun 2014 |
| Lyndon Green Junior School | Primary | 0.5 miles | Good — 15 Nov 2023 |
| Lyndon Green Infant School | Primary | 0.5 miles | Good — 24 Oct 2014 |
| Garretts Green Nursery School | Nursery | 0.5 miles | Outstanding — 4 Mar 2019 |