# JUBILEE COURT FLAT 22 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ

## Property details

- Slug: `081b12c` (address key hash: `081b12cfd7c84b429104de5bf5d6b6351955fafc`)
- Postcode: GL50 2AJ
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Last sold: £270,000 Jan 2026
- Local average: £304,705 (61 sales)
- Street crime: 7 incidents within 1 mile (May 2026)

## Latest sale

- Price: £270,000
- Date: 2026-01-30
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £270,000 | Flat | +8% | £271,393 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-26e7-d8ea-e063-4704a8c0bf7d) |
| Sold | 2017-08-25 | £250,000 | Flat | — | £285,463 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/5cf9903b-e7db-7f13-e053-6c04a8c074b1) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| JUBILEE COURT FLAT 22 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £270,000 | 30/01/2026 | Flat |
| JUBILEE COURT FLAT 22 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £250,000 | 25/08/2017 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167086415](http://87.117.209.195:8080/listings/93f163d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £270,000 |
| listed | 2025-09-17 | £270,000 |
| sold | 2017-01-01 | £250,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| JUBILEE COURT FLAT 26 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £210,000 | 03/12/2025 | Flat |
| CENTURY COURT 80 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XR | £1,350,000 | 06/11/2025 | Flat |
| CENTURY COURT 60 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XR | £1,250,000 | 08/09/2025 | Flat |
| 29 FLAT 5 MONTPELLIER VILLAS, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XF | £166,000 | 18/07/2025 | Flat |
| 50 SUFFOLK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AQ | £65,000 | 12/02/2025 | Flat |
| 4 SUFFOLK MEWS, CHELTENHAM, GLOUCESTERSHIRE, GL50 2DZ | £230,000 | 21/12/2023 | Flat |
| CENTURY COURT 75 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XR | £410,000 | 14/12/2023 | Flat |
| CENTURY COURT 56 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XR | £695,000 | 04/10/2023 | Flat |
| JUBILEE COURT FLAT 9 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £140,000 | 03/07/2023 | Flat |
| JUBILEE COURT FLAT 8 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £170,000 | 12/05/2023 | Flat |
| JUBILEE COURT FLAT 16 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £265,000 | 13/01/2023 | Flat |
| JUBILEE COURT FLAT 11 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £262,500 | 13/12/2022 | Flat |
| 14 SUFFOLK MEWS, CHELTENHAM, GLOUCESTERSHIRE, GL50 2DZ | £295,000 | 24/11/2022 | Flat |
| VINE HOUSE, 35 FLAT 4 MONTPELLIER VILLAS, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XQ | £230,000 | 28/10/2022 | Flat |
| 18 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XB | £870,000 | 14/10/2022 | Flat |
| CENTURY COURT 63 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XR | £465,000 | 12/10/2022 | Flat |
| JUBILEE COURT FLAT 15 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £273,000 | 30/09/2022 | Flat |
| 10A GARDEN FLAT MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XB | £495,000 | 16/09/2022 | Flat |
| CENTURY COURT 79 MONTPELLIER GROVE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2XR | £450,000 | 05/08/2022 | Flat |
| JUBILEE COURT FLAT 10 COMMERCIAL STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AJ | £272,500 | 10/06/2022 | Flat |

**Area average:** £428,200 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Bayshill Road, Cheltenham, Gloucestershire, GL50](http://87.117.209.195:8080/listings/753555b) | £600,000 | 2 | Flat | 0.50 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -16.5%
- **10y growth:** 29.6%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 7.2%
- **10y growth (index):** 27%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,124/mo
- **Realistic:** £1,249/mo
- **Optimistic:** £1,374/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Lypiatt Road, GL50 | £1,850/mo | 2 | 0.25 miles | OpenRent |
| 2 Bed Flat, London Road, GL52 | £2,800/mo | 2 | 0.7 miles | OpenRent |
| 2 Bed Bungalow, Treelands Drive, GL53 | £1,550/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Flat, Sydenham Road North, GL52 | £1,495/mo | 2 | 0.8 miles | OpenRent |

**Average rent: £1,924/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.2×
- **Monthly cashflow:** £442/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 4 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Violence and sexual offences | 1 |
| **Total incidents** | **7** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cheltenham College | Other | 0.1 miles | — (No rating) |
| Cheltenham Ladies' College | Other | 0.4 miles | — (No rating) |
| Naunton Park Primary School | Primary | 0.5 miles | — (Inspected (no overall grade)) |
| University of Gloucestershire | Other | 0.5 miles | — (No rating) |
| Gloucestershire Hospital Education Service | Other | 0.6 miles | Outstanding — 30 Nov 2012 |