# 10 ST CROSS ROAD, WINCHESTER, HAMPSHIRE, SO23 9HX

## Property details

- Slug: `06181fe` (address key hash: `06181fee6dc83abce2c9630e9dc4e38bb5b462f7`)
- Postcode: SO23 9HX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 5
- Bathrooms: 2
- Floor area: 162 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £920,000 Mar 2026
- Price per m²: £5,679/m²
- Local average: £615,283 (30 sales)
- Street crime: 293 incidents within 1 mile (May 2026)

## Latest sale

- Price: £920,000
- Date: 2026-03-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 20/07/2032
- **Current heating cost:** £1,002/year
- **Est. upgrade cost to C:** £25,600

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2679-4130-2522-3801)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £920,000 | Terraced | +26.9% | £912,558 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-0ddb-b8d0-e063-4704a8c08d98) |
| Sold | 2023-06-28 | £725,000 | Terraced | — | £724,262 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/01eb45ef-cbe2-40f3-e063-4704a8c05fde) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 ST CROSS ROAD, WINCHESTER, HAMPSHIRE, SO23 9HX | £920,000 | 06/03/2026 | Terraced |
| 10 ST CROSS ROAD, WINCHESTER, HAMPSHIRE, SO23 9HX | £725,000 | 28/06/2023 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170299385](http://87.117.209.195:8080/listings/c56acf9)

| Event | Date | Price |
|-------|------|-------|
| listed | 2025-12-15 | £900,000 |
| sold | 2023-01-01 | £725,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 EDGAR VILLAS, WINCHESTER, HAMPSHIRE, SO23 9TP | £875,000 | 17/12/2025 | Terraced |
| 3 EDGAR VILLAS, WINCHESTER, HAMPSHIRE, SO23 9TP | £950,000 | 16/08/2023 | Terraced |
| CHERNOCKE PLACE, 35 SOUTHGATE STREET, WINCHESTER, HAMPSHIRE, SO23 9EH | £1,040,000 | 11/08/2023 | Terraced |
| 15 FRIARY GARDENS, WINCHESTER, HAMPSHIRE, SO23 9AF | £830,000 | 31/07/2023 | Terraced |
| 4 ST MICHAELS GARDENS, WINCHESTER, HAMPSHIRE, SO23 9JD | £947,000 | 24/04/2023 | Terraced |
| 8 EDGAR ROAD, WINCHESTER, HAMPSHIRE, SO23 9SJ | £490,000 | 20/02/2023 | Terraced |
| MILLEN HOUSE CANON STREET, WINCHESTER, HAMPSHIRE, SO23 9JJ | £1,000,000 | 21/12/2022 | Terraced |
| 80 CANON STREET, WINCHESTER, HAMPSHIRE, SO23 9JQ | £629,000 | 20/12/2022 | Terraced |
| 35A CANON STREET, WINCHESTER, HAMPSHIRE, SO23 9JJ | £487,500 | 16/12/2022 | Terraced |
| 33 CANON STREET, WINCHESTER, HAMPSHIRE, SO23 9JJ | £575,000 | 18/10/2022 | Terraced |
| 10A EDGAR ROAD, WINCHESTER, HAMPSHIRE, SO23 9SJ | £785,000 | 30/09/2022 | Terraced |
| 1 ST SWITHUNS VILLAS, WINCHESTER, HAMPSHIRE, SO23 9JN | £800,000 | 30/09/2022 | Terraced |
| 3 EDGAR ROAD, WINCHESTER, HAMPSHIRE, SO23 9SJ | £853,500 | 03/08/2022 | Terraced |
| 1 ALEXANDRA TERRACE, WINCHESTER, HAMPSHIRE, SO23 9SP | £670,000 | 22/07/2022 | Terraced |
| 1 EDGAR TERRACE, WINCHESTER, HAMPSHIRE, SO23 9EQ | £850,000 | 24/06/2022 | Terraced |
| 15 BEAUMOND GREEN, WINCHESTER, HAMPSHIRE, SO23 8GF | £760,000 | 13/06/2022 | Terraced |
| 14 SOUTHGATE VILLAS, WINCHESTER, HAMPSHIRE, SO23 9SG | £705,000 | 10/06/2022 | Terraced |
| 5 BEAUMOND GREEN, WINCHESTER, HAMPSHIRE, SO23 8GF | £750,000 | 08/06/2022 | Terraced |
| 70 CANON STREET, WINCHESTER, HAMPSHIRE, SO23 9JQ | £565,000 | 01/06/2022 | Terraced |
| 76 CANON STREET, WINCHESTER, HAMPSHIRE, SO23 9JQ | £690,000 | 01/06/2022 | Terraced |

**Area average:** £762,600 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.3%
- **10y growth:** 12.8%

## House Price Index (HM Land Registry)

*Official index for Winchester; Terraced series; as of April 2026.*

- **1y growth (index):** -0.2%
- **5y growth (index):** 11.5%
- **10y growth (index):** 19.2%

## Rental Range

*ONS Price Index of Private Rents (Winchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,355/mo
- **Realistic:** £1,505/mo
- **Optimistic:** £1,656/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Winchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Semi-Detached House, Fox Lane, SO22 | £2,450/mo | 5 | 1.06 miles | OpenRent |

**Average rent: £2,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £306,250
- **Target investor price (1%):** £245,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,450/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.3×
- **Monthly cashflow:** £-1,443/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 111 |
| Shoplifting | 38 |
| Public order | 35 |
| Anti-social behaviour | 26 |
| Drugs | 21 |
| Criminal damage and arson | 19 |
| Other theft | 12 |
| Other crime | 8 |
| Burglary | 6 |
| Possession of weapons | 6 |
| Bicycle theft | 5 |
| Robbery | 3 |
| Theft from the person | 2 |
| Vehicle crime | 1 |
| **Total incidents** | **293** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Pilgrims School | Other | 0.3 miles | — (No rating) |
| Swanwick Lodge | Other | 0.3 miles | — (No rating) |
| Winchester College | Other | 0.3 miles | — (No rating) |
| University of Winchester | Other | 0.4 miles | — (No rating) |
| St Faith's Church of England Primary School | Primary | 0.6 miles | Good — 28 Apr 2024 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #12614260
- **Address:** 10 St. Cross Road, WINCHESTER, SO23 9HX
- **Certificate Issued:** 30/10/2017
- **Work Completed:** 08/09/2017
- **Items:** 5 window(s)

### FENSA Certificate #8917117
- **Address:** 10 St. Cross Road, WINCHESTER, SO23 9HX
- **Certificate Issued:** 18/06/2012
- **Work Completed:** 25/05/2012
- **Items:** 8 window(s), 1 door(s)