Other

154 MOORSIDE DRIVE

CARLISLE, CUMBERLAND, CA1 3UE

£295,191

Location

Map view View on Google Maps View on OpenStreetMap Street View CA1 3UE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Arroya Pub out	0.2 miles
Shop	Routledges	0.6 miles
University	University of Cumbria	1.6 miles
Hospital	Eden Valley Hospice	1.9 miles
Train station	Carlisle	2.0 miles

Property details

Tenure

Freehold

Property type

Other

Floor area

71 m²

EPC rating

Last sold

£295,191 Sep 2023

Price per m²

£4,158/m²

Local average

£289,548 (5 sales)

Street crime

131 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 15/09/2023

Current heating cost: £404/year

Potential heating cost: £404/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	29/09/2023	£295,191	Other	—	£317,853 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
95 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£446,386	28/06/2023	Other

Area average: £446,386 (1 sale)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 470.4%

10y growth -60.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: All dwelling types. As of February 2026.

1y (index) 3.3%

5y (index) 24.7%

10y (index) 62.3%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: CASTLES & COASTS HOUSING ASSOCIATION LIMITED (7617)

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Penthouse, Pennine View Close, CA1	£850/mo	3	0.12 miles	OpenRent
3 Bed Semi-Detached House, Lough Wood Crescent, CA4	£995/mo	3	0.58 miles	OpenRent
3 Bed Semi-Detached House, Lightfoot Drive, CA1	£925/mo	3	0.9 miles	OpenRent
Studio Flat, Carlisle, CA1	£630/mo	1	1.14 miles	OpenRent

Average rent: £850/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £111,000

Target investor price (1%) £88,800

Gross yield 3.6%

Cost-to-rent ratio 27.7×

Monthly cashflow £-388/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	66
Public order	13
Criminal damage and arson	12
Drugs	9
Anti-social behaviour	7
Other theft	6
Other crime	4
Burglary	3
Vehicle crime	3
Possession of weapons	2
Robbery	2
Shoplifting	2
Theft from the person	2
Total incidents	131

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Pennine Way Primary School	Primary	0.2 miles	Good — 3 Mar 2012
St John Henry Newman Catholic School	Secondary	0.4 miles	Good — 14 Jul 2022
Inglewood Junior School	Primary	0.6 miles	Good — 16 Jun 2022
Inglewood Infant School	Primary	0.7 miles	Good — 28 Mar 2023
Scotby CofE Primary School	Primary	0.7 miles	Good — 18 May 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 154 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE

## Property details

- Slug: `0491c11` (address key hash: `0491c111b9e0fb9f2c761ff4baf1586d567eccf0`)
- Postcode: CA1 3UE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Other
- Floor area: 71 m²
- EPC rating: B
- Last sold: £295,191 Sep 2023
- Price per m²: £4,158/m²
- Local average: £289,548 (5 sales)
- Street crime: 131 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £295,191
- Date: 2023-09-29
- Type: O
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Current heating cost:** £404/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2237-6431-2000-0125-6296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2023-09-29 | £295,191 | Other | — | £317,853 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/2acace8d-816c-295e-e063-4804a8c0b0eb) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 154 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £295,191 | 29/09/2023 | Other |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 95 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £446,386 | 28/06/2023 | Other |

**Area average:** £446,386 (1 sale)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 470.4%
- **10y growth:** -60.6%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of February 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 24.7%
- **10y growth (index):** 62.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Penthouse, Pennine View Close, CA1 | £850/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Semi-Detached House, Lough Wood Crescent, CA4 | £995/mo | 3 | 0.58 miles | OpenRent |
| 3 Bed Semi-Detached House, Lightfoot Drive, CA1 | £925/mo | 3 | 0.9 miles | OpenRent |
| Studio Flat, Carlisle, CA1 | £630/mo | 1 | 1.14 miles | OpenRent |

**Average rent: £850/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £111,000
- **Target investor price (1%):** £88,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £888/mo).*

- **Gross yield:** 3.6%
- **Cost-to-rent:** 27.7×
- **Monthly cashflow:** £-388/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 66 |
| Public order | 13 |
| Criminal damage and arson | 12 |
| Drugs | 9 |
| Anti-social behaviour | 7 |
| Other theft | 6 |
| Other crime | 4 |
| Burglary | 3 |
| Vehicle crime | 3 |
| Possession of weapons | 2 |
| Robbery | 2 |
| Shoplifting | 2 |
| Theft from the person | 2 |
| **Total incidents** | **131** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Pennine Way Primary School | Primary | 0.2 miles | Good — 3 Mar 2012 |
| St John Henry Newman Catholic School | Secondary | 0.4 miles | Good — 14 Jul 2022 |
| Inglewood Junior School | Primary | 0.6 miles | Good — 16 Jun 2022 |
| Inglewood Infant School | Primary | 0.7 miles | Good — 28 Mar 2023 |
| Scotby CofE Primary School | Primary | 0.7 miles | Good — 18 May 2022 |