# 28 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH

## Property details

- Slug: `04405ed` (address key hash: `04405ed0681dbf7c19627fae1d9e6c8430cee66e`)
- Postcode: YO12 7PH
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 87 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £125,000 Aug 2021
- Price per m²: £1,437/m²
- Local average: £157,601 (57 sales)
- Street crime: 614 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £125,000
- Date: 2021-08-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/01/2030
- **Current heating cost:** £845/year
- **Est. upgrade cost to C:** £20,705

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£30)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9368-7090-7289-6780-6254)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2021-08-27 | £125,000 | Terraced | +257.7% | £150,683 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/d93b27b1-2d23-3100-e053-6c04a8c08887) |
| Sold | 1999-09-29 | £34,950 | Terraced | — | £162,658 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cabc7a2d-3acd-4062-b804-8e14efef8fdc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £125,000 | 27/08/2021 | Terraced |
| 28 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £34,950 | 29/09/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £162,000 | 25/03/2026 | Terraced |
| 42 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD | £100,000 | 16/01/2026 | Terraced |
| 29 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD | £130,000 | 15/01/2026 | Terraced |
| 22 BEDFORD STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1DB | £82,950 | 12/01/2026 | Terraced |
| 51 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £132,000 | 12/12/2025 | Terraced |
| 13A BEDFORD STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1DB | £155,000 | 08/12/2025 | Terraced |
| 6 LOWER CLARK STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PW | £70,000 | 05/12/2025 | Terraced |
| 62 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP | £118,000 | 08/08/2025 | Terraced |
| 10 SYDNEY STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QF | £120,000 | 18/07/2025 | Terraced |
| 65 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD | £142,000 | 18/12/2023 | Terraced |
| 43 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £88,500 | 14/12/2023 | Terraced |
| 56 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP | £77,500 | 19/11/2023 | Terraced |
| 6 CLIFTON STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7SR | £120,000 | 29/09/2023 | Terraced |
| 38 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £123,000 | 18/08/2023 | Terraced |
| 59 DURHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PX | £85,000 | 15/08/2023 | Terraced |
| 26 SUSSEX STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1BJ | £127,500 | 09/08/2023 | Terraced |
| 5 SYDNEY STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QF | £115,000 | 20/07/2023 | Terraced |
| 36 SUSSEX STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1BJ | £124,000 | 19/07/2023 | Terraced |
| 24 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP | £110,000 | 30/06/2023 | Terraced |
| 76 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £107,000 | 09/06/2023 | Terraced |

**Area average:** £114,473 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.3%
- **10y growth:** 31.3%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Terraced series; as of April 2026.*

- **1y growth (index):** 9.1%
- **5y growth (index):** 24.1%
- **10y growth (index):** 51.3%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £856/mo
- **Optimistic:** £942/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Scarborough (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, North Marine Road, YO12 | £650/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, North Marine Road, YO12 | £650/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £600/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £650/mo | 1 | 0.16 miles | OpenRent |
| 2 Bed Flat, New Queen St, YO12 | £750/mo | 2 | 0.16 miles | OpenRent |
| 1 Bed Flat, Trafalgar Road, YO12 | £700/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, Blenheim Terrace, YO12 | £795/mo | 1 | 0.24 miles | OpenRent |
| 1 Bed Flat, Albemarle Crescent, YO11 | £1,100/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Columbus Ravine, YO12 | £650/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, The Salisbury, YO11 | £725/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Alma Square, YO11 | £650/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Columbus Ravine, YO12 | £700/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, Alma Square, YO11 | £649/mo | 1 | 0.29 miles | OpenRent |

**Average rent: £681/mo (17 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £68/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 197 |
| Anti-social behaviour | 170 |
| Shoplifting | 92 |
| Criminal damage and arson | 49 |
| Public order | 34 |
| Drugs | 20 |
| Other theft | 20 |
| Other crime | 7 |
| Possession of weapons | 6 |
| Burglary | 5 |
| Theft from the person | 4 |
| Vehicle crime | 4 |
| Bicycle theft | 3 |
| Robbery | 3 |
| **Total incidents** | **614** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Friarage Community Primary School | Primary | 0.3 miles | Requires improvement — 13 Mar 2024 |
| Gladstone Road Primary School | Primary | 0.5 miles | Good — 21 Sep 2023 |
| Scarborough Pupil Referral Unit | Other | 0.5 miles | — (Inspected (no overall grade)) |
| Childhaven Community Nursery School | Nursery | 0.6 miles | Outstanding — 18 Feb 2015 |
| Scarborough, Northstead Community Primary School | Primary | 0.8 miles | Requires improvement — 17 Apr 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1442560
- **Address:** 28 James Street, Scarborough, YO12 7PH
- **Certificate Issued:** 16/02/2004
- **Work Completed:** 15/01/2004
- **Items:** 1 door(s)