Terraced 2 sales on record

28 JAMES STREET

SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH

£125,000

Location

Map view View on Google Maps View on OpenStreetMap Street View YO12 7PH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	SG Beauty & Nails Studio	0.1 miles
Bus stop	Unknown	0.1 miles
Train station	Scarborough	0.4 miles
University	CU Scarborough	1.1 miles
Hospital	Cross Lane Hospital	1.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

87 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£125,000 Aug 2021

Price per m²

£1,437/m²

Local average

£157,601 (57 sales)

Street crime

614 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 16/01/2020

Expiry date: 15/01/2030

Current heating cost: £845/year

Potential heating cost: £554/year

Est. upgrade cost to C: £20,705

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£30)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/08/2021	£125,000	Terraced	+257.7%	£150,683 to April 2026	View transaction
Sold	29/09/1999	£34,950	Terraced	—	£162,658 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
23 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH	£162,000	25/03/2026	Terraced
42 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD	£100,000	16/01/2026	Terraced
29 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD	£130,000	15/01/2026	Terraced
22 BEDFORD STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1DB	£82,950	12/01/2026	Terraced
51 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH	£132,000	12/12/2025	Terraced
13A BEDFORD STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1DB	£155,000	08/12/2025	Terraced
6 LOWER CLARK STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PW	£70,000	05/12/2025	Terraced
62 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP	£118,000	08/08/2025	Terraced
10 SYDNEY STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QF	£120,000	18/07/2025	Terraced
65 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD	£142,000	18/12/2023	Terraced
43 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH	£88,500	14/12/2023	Terraced
56 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP	£77,500	19/11/2023	Terraced
6 CLIFTON STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7SR	£120,000	29/09/2023	Terraced
38 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH	£123,000	18/08/2023	Terraced
59 DURHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PX	£85,000	15/08/2023	Terraced
26 SUSSEX STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1BJ	£127,500	09/08/2023	Terraced
5 SYDNEY STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QF	£115,000	20/07/2023	Terraced
36 SUSSEX STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1BJ	£124,000	19/07/2023	Terraced
24 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP	£110,000	30/06/2023	Terraced
76 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH	£107,000	09/06/2023	Terraced

Area average: £114,473 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18.3%

10y growth 31.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: Terraced. As of April 2026.

1y (index) 9.1%

5y (index) 24.1%

10y (index) 51.3%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo

Realistic £856/mo

Optimistic £942/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Scarborough: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, North Marine Road, YO12	£650/mo	1	0.14 miles	OpenRent
1 Bed Flat, North Marine Road, YO12	£650/mo	1	0.14 miles	OpenRent
1 Bed Flat, New Queen St, YO12	£575/mo	1	0.16 miles	OpenRent
1 Bed Flat, New Queen St, YO12	£575/mo	1	0.16 miles	OpenRent
1 Bed Flat, New Queen St, YO12	£575/mo	1	0.16 miles	OpenRent
1 Bed Flat, New Queen St, YO12	£575/mo	1	0.16 miles	OpenRent
1 Bed Flat, New Queen St, YO12	£600/mo	1	0.16 miles	OpenRent
1 Bed Flat, New Queen St, YO12	£650/mo	1	0.16 miles	OpenRent
2 Bed Flat, New Queen St, YO12	£750/mo	2	0.16 miles	OpenRent
1 Bed Flat, Trafalgar Road, YO12	£700/mo	1	0.16 miles	OpenRent
1 Bed Flat, Blenheim Terrace, YO12	£795/mo	1	0.24 miles	OpenRent
1 Bed Flat, Albemarle Crescent, YO11	£1,100/mo	1	0.27 miles	OpenRent
1 Bed Flat, Columbus Ravine, YO12	£650/mo	1	0.27 miles	OpenRent
1 Bed Flat, The Salisbury, YO11	£725/mo	1	0.27 miles	OpenRent
1 Bed Flat, Alma Square, YO11	£650/mo	1	0.27 miles	OpenRent
1 Bed Flat, Columbus Ravine, YO12	£700/mo	1	0.29 miles	OpenRent
1 Bed Flat, Alma Square, YO11	£649/mo	1	0.29 miles	OpenRent

Average rent: £681/mo (17 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 6.2%

Cost-to-rent ratio 16×

Monthly cashflow £68/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	197
Anti-social behaviour	170
Shoplifting	92
Criminal damage and arson	49
Public order	34
Drugs	20
Other theft	20
Other crime	7
Possession of weapons	6
Burglary	5
Theft from the person	4
Vehicle crime	4
Bicycle theft	3
Robbery	3
Total incidents	614

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Friarage Community Primary School	Primary	0.3 miles	Requires improvement — 13 Mar 2024
Gladstone Road Primary School	Primary	0.5 miles	Good — 21 Sep 2023
Scarborough Pupil Referral Unit	Other	0.5 miles	— (Inspected (no overall grade))
Childhaven Community Nursery School	Nursery	0.6 miles	Outstanding — 18 Feb 2015
Scarborough, Northstead Community Primary School	Primary	0.8 miles	Requires improvement — 17 Apr 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
16/02/2004	15/01/2004	—	1

# 28 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH

## Property details

- Slug: `04405ed` (address key hash: `04405ed0681dbf7c19627fae1d9e6c8430cee66e`)
- Postcode: YO12 7PH
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 87 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £125,000 Aug 2021
- Price per m²: £1,437/m²
- Local average: £157,601 (57 sales)
- Street crime: 614 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £125,000
- Date: 2021-08-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/01/2030
- **Current heating cost:** £845/year
- **Est. upgrade cost to C:** £20,705

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£30)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9368-7090-7289-6780-6254)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2021-08-27 | £125,000 | Terraced | +257.7% | £150,683 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/d93b27b1-2d23-3100-e053-6c04a8c08887) |
| Sold | 1999-09-29 | £34,950 | Terraced | — | £162,658 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cabc7a2d-3acd-4062-b804-8e14efef8fdc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £125,000 | 27/08/2021 | Terraced |
| 28 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £34,950 | 29/09/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £162,000 | 25/03/2026 | Terraced |
| 42 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD | £100,000 | 16/01/2026 | Terraced |
| 29 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD | £130,000 | 15/01/2026 | Terraced |
| 22 BEDFORD STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1DB | £82,950 | 12/01/2026 | Terraced |
| 51 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £132,000 | 12/12/2025 | Terraced |
| 13A BEDFORD STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1DB | £155,000 | 08/12/2025 | Terraced |
| 6 LOWER CLARK STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PW | £70,000 | 05/12/2025 | Terraced |
| 62 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP | £118,000 | 08/08/2025 | Terraced |
| 10 SYDNEY STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QF | £120,000 | 18/07/2025 | Terraced |
| 65 SANDRINGHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QD | £142,000 | 18/12/2023 | Terraced |
| 43 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £88,500 | 14/12/2023 | Terraced |
| 56 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP | £77,500 | 19/11/2023 | Terraced |
| 6 CLIFTON STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7SR | £120,000 | 29/09/2023 | Terraced |
| 38 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £123,000 | 18/08/2023 | Terraced |
| 59 DURHAM STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PX | £85,000 | 15/08/2023 | Terraced |
| 26 SUSSEX STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1BJ | £127,500 | 09/08/2023 | Terraced |
| 5 SYDNEY STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QF | £115,000 | 20/07/2023 | Terraced |
| 36 SUSSEX STREET, SCARBOROUGH, NORTH YORKSHIRE, YO11 1BJ | £124,000 | 19/07/2023 | Terraced |
| 24 TRAFALGAR ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 7QP | £110,000 | 30/06/2023 | Terraced |
| 76 JAMES STREET, SCARBOROUGH, NORTH YORKSHIRE, YO12 7PH | £107,000 | 09/06/2023 | Terraced |

**Area average:** £114,473 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.3%
- **10y growth:** 31.3%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Terraced series; as of April 2026.*

- **1y growth (index):** 9.1%
- **5y growth (index):** 24.1%
- **10y growth (index):** 51.3%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £856/mo
- **Optimistic:** £942/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Scarborough (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, North Marine Road, YO12 | £650/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, North Marine Road, YO12 | £650/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £575/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £600/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, New Queen St, YO12 | £650/mo | 1 | 0.16 miles | OpenRent |
| 2 Bed Flat, New Queen St, YO12 | £750/mo | 2 | 0.16 miles | OpenRent |
| 1 Bed Flat, Trafalgar Road, YO12 | £700/mo | 1 | 0.16 miles | OpenRent |
| 1 Bed Flat, Blenheim Terrace, YO12 | £795/mo | 1 | 0.24 miles | OpenRent |
| 1 Bed Flat, Albemarle Crescent, YO11 | £1,100/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Columbus Ravine, YO12 | £650/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, The Salisbury, YO11 | £725/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Alma Square, YO11 | £650/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Columbus Ravine, YO12 | £700/mo | 1 | 0.29 miles | OpenRent |
| 1 Bed Flat, Alma Square, YO11 | £649/mo | 1 | 0.29 miles | OpenRent |

**Average rent: £681/mo (17 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £68/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 197 |
| Anti-social behaviour | 170 |
| Shoplifting | 92 |
| Criminal damage and arson | 49 |
| Public order | 34 |
| Drugs | 20 |
| Other theft | 20 |
| Other crime | 7 |
| Possession of weapons | 6 |
| Burglary | 5 |
| Theft from the person | 4 |
| Vehicle crime | 4 |
| Bicycle theft | 3 |
| Robbery | 3 |
| **Total incidents** | **614** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Friarage Community Primary School | Primary | 0.3 miles | Requires improvement — 13 Mar 2024 |
| Gladstone Road Primary School | Primary | 0.5 miles | Good — 21 Sep 2023 |
| Scarborough Pupil Referral Unit | Other | 0.5 miles | — (Inspected (no overall grade)) |
| Childhaven Community Nursery School | Nursery | 0.6 miles | Outstanding — 18 Feb 2015 |
| Scarborough, Northstead Community Primary School | Primary | 0.8 miles | Requires improvement — 17 Apr 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1442560
- **Address:** 28 James Street, Scarborough, YO12 7PH
- **Certificate Issued:** 16/02/2004
- **Work Completed:** 15/01/2004
- **Items:** 1 door(s)