# VICARAGE COURT FLAT 1 SHRUB END ROAD, COLCHESTER, ESSEX, CO3 4RP

## Property details

- Slug: `01a02a1` (address key hash: `01a02a1be97b21294c806fb383bcc52811f2eb25`)
- Postcode: CO3 4RP
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Last sold: £155,000 Apr 2026
- Local average: £184,470 (23 sales)
- Street crime: 110 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £155,000
- Date: 2026-04-17
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-17 | £155,000 | Flat | — | £153,643 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f759-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| VICARAGE COURT FLAT 1 SHRUB END ROAD, COLCHESTER, ESSEX, CO3 4RP | £155,000 | 17/04/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [87847818](http://87.117.209.195:8080/listings/ea03cc1)
- Matched listing: [170123129](http://87.117.209.195:8080/listings/330359a)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-04-29 | £150,000 |
| sold | 2026-01-01 | £155,000 |
| sold | 2026-01-01 | £155,000 |
| listed | 2025-12-09 | £150,000 |
| sold | 2005-01-01 | £134,995 |
| sold | 2005-01-01 | £134,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| VICARAGE COURT FLAT 14 SHRUB END ROAD, COLCHESTER, ESSEX, CO3 4RW | £183,302 | 15/12/2025 | Flat |
| 16 ASH WAY, COLCHESTER, ESSEX, CO3 9FN | £188,000 | 17/10/2024 | Flat |
| 16 PAXMAN AVENUE, COLCHESTER, ESSEX, CO2 9DH | £202,000 | 03/03/2023 | Flat |
| 18 ASH WAY, COLCHESTER, ESSEX, CO3 9FN | £170,000 | 06/09/2022 | Flat |
| VICARAGE COURT FLAT 17 SHRUB END ROAD, COLCHESTER, ESSEX, CO3 4RW | £190,000 | 31/08/2022 | Flat |
| 25 ASH WAY, COLCHESTER, ESSEX, CO3 9FN | £175,000 | 26/08/2022 | Flat |

**Area average:** £184,717 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.9%
- **10y growth:** 31.3%

## House Price Index (HM Land Registry)

*Official index for Colchester; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** -2.4%
- **5y growth (index):** 1.1%
- **10y growth (index):** 14%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,076/mo
- **Realistic:** £1,196/mo
- **Optimistic:** £1,316/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Imphal Close, CO2 | £1,495/mo | 3 | 0.81 miles | OpenRent |

**Average rent: £1,495/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.96% (okay)
- **Max investor price (0.8%):** £186,875
- **Target investor price (1%):** £149,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,495/mo).*

- **Gross yield:** 11.6%
- **Cost-to-rent:** 8.6×
- **Monthly cashflow:** £710/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 59 |
| Anti-social behaviour | 17 |
| Shoplifting | 13 |
| Other theft | 5 |
| Public order | 4 |
| Vehicle crime | 3 |
| Bicycle theft | 2 |
| Burglary | 2 |
| Criminal damage and arson | 2 |
| Other crime | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| **Total incidents** | **110** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Gosbecks Primary School | Primary | 0.2 miles | Good — 23 Oct 2014 |
| Paxman Academy | Secondary | 0.4 miles | Good — 13 Mar 2024 |
| Prettygate Junior School | Primary | 0.6 miles | Good — 5 Nov 2014 |
| Prettygate Infant School | Primary | 0.6 miles | Good — 1 Dec 2022 |
| King's Ford Infant School and Nursery | Primary | 0.7 miles | — (Inspected (no overall grade)) |