Terraced 6 sales on record

52 NIPPER LANE

WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF

£243,000

Location

Map view View on Google Maps View on OpenStreetMap Street View M45 7RF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Radcliffe New Road/Dales Lane	0.1 miles
Shop	Ste's Barber Shop	0.2 miles
Train station	Clifton	2.3 miles
Hospital	Salford Gastric Bypass Surgery	4.7 miles
University	UCEN Manchester (City Campus)	5.1 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

78 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£243,000 Apr 2026

Price per m²

£3,115/m²

Local average

£243,942 (31 sales)

Street crime

1 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 07/05/2025

Expiry date: 06/05/2035

Current heating cost: £847/year

Potential heating cost: £551/year

Est. upgrade cost to C: £18,348

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Add additional 80 mm jacket to hot water cylinder (£15 - £30)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	10/04/2026	£243,000	Terraced	+27.2%	£247,805 to May 2026	View transaction
Sold	04/05/2020	£191,000	Terraced	+2.1%	£279,909 to May 2026	View transaction
Sold	12/07/2019	£187,000	Terraced	+24.7%	£275,164 to May 2026	View transaction
Sold	21/05/2015	£150,000	Terraced	+19%	£279,604 to May 2026	View transaction
Sold	13/08/2010	£126,000	Terraced	+129.1%	£241,519 to May 2026	View transaction
Sold	22/09/2000	£55,000	Terraced	—	£278,341 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£243,000
listed	08/05/2025	£240,000
sold	01/01/2020	£191,000
sold	01/01/2019	£187,000
sold	01/01/2015	£150,000
sold	01/01/2010	£126,000
sold	01/01/2000	£55,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
72 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF	£226,500	11/12/2025	Terraced
17 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RH	£267,000	02/12/2025	Terraced
2 THORP STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TH	£277,500	27/10/2025	Terraced
6 THORP STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TH	£241,750	29/08/2025	Terraced
36 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7JB	£193,500	17/03/2025	Terraced
24 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD	£229,000	11/08/2023	Terraced
71 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RJ	£217,500	03/07/2023	Terraced
15 SOUTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TT	£285,000	30/06/2023	Terraced
2 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD	£218,500	14/06/2023	Terraced
20 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD	£240,000	18/05/2023	Terraced
67 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GZ	£245,000	21/12/2022	Terraced
2 BLEAKLEY STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GU	£185,000	21/11/2022	Terraced
59 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GZ	£235,000	27/08/2022	Terraced
11 BLEAKLEY STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GU	£231,000	05/08/2022	Terraced
21 SPENCER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RE	£227,000	08/07/2022	Terraced
7 SOUTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TT	£233,000	30/06/2022	Terraced
84 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF	£180,000	11/02/2022	Terraced

Area average: £231,309 (17 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 47.9%

10y growth 74.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Bury. Series: Terraced. As of May 2026.

1y (index) 3.7%

5y (index) 23.2%

10y (index) 75.2%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: BEDFORD REVERSIONARY INVESTMENTS LIMITED

Rental Range

Estimated market rent for Bury. Low = conservative, Realistic = average, Optimistic = best case.

Low £871/mo

Realistic £968/mo

Optimistic £1,065/mo

Based on Local Authority from postcode lookup → Bury.

LHA (30th percentile) floor for Tyneside: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Oak Street, M26	£850/mo	2	0.61 miles	OpenRent

Average rent: £850/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.35%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 4.2%

Cost-to-rent ratio 23.8×

Monthly cashflow £-217/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	1
Total incidents	1

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Bernadette's Roman Catholic Primary School, a Voluntary Academy	Primary	0.5 miles	Good — 4 Mar 2020
Elms Bank	Other	0.5 miles	Outstanding — 17 Oct 2023
All Saints Church of England Primary School, Stand	Primary	0.5 miles	Good — 14 Feb 2013
Philips High School	Secondary	0.6 miles	Requires improvement — 20 Oct 2022
Higher Lane Primary School	Primary	0.7 miles	Good — 11 Dec 2014

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
19/09/2006	08/09/2006	1	1

# 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF

## Property details

- Slug: `3419c08` (address key hash: `3419c08f68f65445209ae7317fd2e34bf8a4b245`)
- Postcode: M45 7RF
- Transactions on record: 6

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 78 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £243,000 Apr 2026
- Price per m²: £3,115/m²
- Local average: £243,942 (31 sales)
- Street crime: 1 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £243,000
- Date: 2026-04-10
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/05/2035
- **Current heating cost:** £847/year
- **Est. upgrade cost to C:** £18,348

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0059-1201-0805-0309-1200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-10 | £243,000 | Terraced | +27.2% | £247,805 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-fa9b-b8d0-e063-4704a8c08d98) |
| Sold | 2020-05-04 | £191,000 | Terraced | +2.1% | £279,909 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/ac07bbd0-0eb0-0445-e053-6c04a8c01e31) |
| Sold | 2019-07-12 | £187,000 | Terraced | +24.7% | £275,164 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/919fec05-30a1-9a90-e053-6c04a8c0a300) |
| Sold | 2015-05-21 | £150,000 | Terraced | +19% | £279,604 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/18bf7df3-c3ad-4867-a030-0ea4de9cf541) |
| Sold | 2010-08-13 | £126,000 | Terraced | +129.1% | £241,519 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/fef98234-b185-42c5-982b-e07122a3b885) |
| Sold | 2000-09-22 | £55,000 | Terraced | — | £278,341 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/b50c6037-9f83-4d3c-b854-da3d62705311) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £243,000 | 10/04/2026 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £191,000 | 04/05/2020 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £187,000 | 12/07/2019 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £150,000 | 21/05/2015 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £126,000 | 13/08/2010 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £55,000 | 22/09/2000 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [161653361](http://87.117.209.195:8080/listings/29d8a93)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £243,000 |
| listed | 2025-05-08 | £240,000 |
| sold | 2020-01-01 | £191,000 |
| sold | 2019-01-01 | £187,000 |
| sold | 2015-01-01 | £150,000 |
| sold | 2010-01-01 | £126,000 |
| sold | 2000-01-01 | £55,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £226,500 | 11/12/2025 | Terraced |
| 17 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RH | £267,000 | 02/12/2025 | Terraced |
| 2 THORP STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TH | £277,500 | 27/10/2025 | Terraced |
| 6 THORP STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TH | £241,750 | 29/08/2025 | Terraced |
| 36 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7JB | £193,500 | 17/03/2025 | Terraced |
| 24 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD | £229,000 | 11/08/2023 | Terraced |
| 71 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RJ | £217,500 | 03/07/2023 | Terraced |
| 15 SOUTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TT | £285,000 | 30/06/2023 | Terraced |
| 2 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD | £218,500 | 14/06/2023 | Terraced |
| 20 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD | £240,000 | 18/05/2023 | Terraced |
| 67 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GZ | £245,000 | 21/12/2022 | Terraced |
| 2 BLEAKLEY STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GU | £185,000 | 21/11/2022 | Terraced |
| 59 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GZ | £235,000 | 27/08/2022 | Terraced |
| 11 BLEAKLEY STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GU | £231,000 | 05/08/2022 | Terraced |
| 21 SPENCER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RE | £227,000 | 08/07/2022 | Terraced |
| 7 SOUTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TT | £233,000 | 30/06/2022 | Terraced |
| 84 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £180,000 | 11/02/2022 | Terraced |

**Area average:** £231,309 (17 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 47.9%
- **10y growth:** 74.2%

## House Price Index (HM Land Registry)

*Official index for Bury; Terraced series; as of May 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 23.2%
- **10y growth (index):** 75.2%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £871/mo
- **Realistic:** £968/mo
- **Optimistic:** £1,065/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Oak Street, M26 | £850/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 23.8×
- **Monthly cashflow:** £-217/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Bernadette's Roman Catholic Primary School, a Voluntary Academy | Primary | 0.5 miles | Good — 4 Mar 2020 |
| Elms Bank | Other | 0.5 miles | Outstanding — 17 Oct 2023 |
| All Saints Church of England Primary School, Stand | Primary | 0.5 miles | Good — 14 Feb 2013 |
| Philips High School | Secondary | 0.6 miles | Requires improvement — 20 Oct 2022 |
| Higher Lane Primary School | Primary | 0.7 miles | Good — 11 Dec 2014 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4066701
- **Address:** 52 Nipper Lane, Whitefield, M45 7RF
- **Certificate Issued:** 19/09/2006
- **Work Completed:** 08/09/2006
- **Items:** 1 window(s), 1 door(s)