Terraced 4 sales on record

54 ING HEAD TERRACE

HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LB

£245,000

Location

Map view View on Google Maps View on OpenStreetMap Street View HX3 7LB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Brighouse & Denholme Gate Road Ing Head Terrace	0.0 miles
Shop	Halifax Volkswagen	0.1 miles
Train station	Halifax	2.2 miles
Hospital	Moorlands View	4.5 miles
University	Bradford University School of Management	5.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

73 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£245,000 Mar 2026

Price per m²

£3,356/m²

Local average

£175,068 (96 sales)

Street crime

25 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 02/09/2025

Expiry date: 01/09/2035

Current heating cost: £982/year

Potential heating cost: £672/year

Est. upgrade cost to C: £17,700

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£900 - £1,500)
Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/03/2026	£245,000	Terraced	+24.4%	£245,648 to June 2026	View transaction
Sold	23/08/2021	£197,000	Terraced	+11.9%	£242,675 to June 2026	View transaction
Sold	15/03/2019	£176,000	Terraced	+60%	£260,563 to June 2026	View transaction
Sold	26/03/2013	£110,000	Terraced	—	£207,757 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£245,000
listed	23/08/2025	£245,000
sold	01/01/2021	£197,000
sold	01/01/2019	£176,000
sold	01/01/2013	£110,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
4 BURNLEY HILL TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LQ	£177,000	17/03/2023	Terraced
12 BURNLEY HILL TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LQ	£177,500	09/12/2022	Terraced
3 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW	£205,000	09/12/2022	Terraced
3C WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN	£140,000	16/11/2022	Terraced
THE CORNER COTTAGE, 5 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW	£215,000	25/10/2022	Terraced
9 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW	£118,500	21/10/2022	Terraced
23 WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN	£110,250	05/08/2022	Terraced
17 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW	£130,000	08/07/2022	Terraced
3A WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN	£122,000	10/05/2022	Terraced
17 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW	£100,000	08/12/2021	Terraced
4 HOPE STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LG	£190,000	19/11/2021	Terraced
2 HOPE STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LG	£270,000	12/11/2021	Terraced
33 WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN	£137,500	20/10/2021	Terraced
9 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW	£115,000	30/09/2021	Terraced
30 SUNWOOD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7JZ	£187,000	30/09/2021	Terraced

Area average: £159,650 (15 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1.9%

10y growth 58.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Calderdale. Series: Terraced. As of June 2026.

1y (index) 10.1%

5y (index) 23.9%

10y (index) 57.9%

Rental Range

Estimated market rent for Calderdale. Low = conservative, Realistic = average, Optimistic = best case.

Low £678/mo

Realistic £753/mo

Optimistic £828/mo

Based on Local Authority from postcode lookup → Calderdale.

LHA (30th percentile) floor for Halifax: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Wade House Road, HX3	£1,200/mo	3	0.62 miles	OpenRent
3 Bed Terraced House, Bramley Lane, HX3	£1,550/mo	3	1.18 miles	OpenRent

Average rent: £1,375/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%

Max investor price (0.8%) £171,875

Target investor price (1%) £137,500

Gross yield 6.7%

Cost-to-rent ratio 14.8×

Monthly cashflow £248/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	7
Criminal damage and arson	5
Anti-social behaviour	4
Vehicle crime	3
Burglary	1
Other crime	1
Other theft	1
Public order	1
Robbery	1
Shoplifting	1
Total incidents	25

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Shelf Junior and Infant School	Primary	0.3 miles	Good — 12 Feb 2020
Northowram Primary School	Primary	0.6 miles	— (Inspected (no overall grade))
Millcourt School	Other	0.6 miles	Good — 20 Nov 2023
St Michael and All Angels CofE Primary & Pre School	Primary	0.8 miles	Good — 20 Feb 2017
Salterlee Primary School	Primary	1.0 miles	Good — 8 Oct 2018

FENSA

No FENSA certificates found for this address.

# 54 ING HEAD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LB

## Property details

- Slug: `7b05a39` (address key hash: `7b05a39ea8cbac7b6fc5c8693da47a0c76e91f1a`)
- Postcode: HX3 7LB
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 73 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £245,000 Mar 2026
- Price per m²: £3,356/m²
- Local average: £175,068 (96 sales)
- Street crime: 25 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £245,000
- Date: 2026-03-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 01/09/2035
- **Current heating cost:** £982/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1400-7224-0222-8504-3153)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-27 | £245,000 | Terraced | +24.4% | £245,648 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-a1b0-b8d0-e063-4704a8c08d98) |
| Sold | 2021-08-23 | £197,000 | Terraced | +11.9% | £242,675 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/d22473f6-6985-7b40-e053-6c04a8c0a630) |
| Sold | 2019-03-15 | £176,000 | Terraced | +60% | £260,563 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/87e1551e-cdca-6405-e053-6c04a8c0b2ee) |
| Sold | 2013-03-26 | £110,000 | Terraced | — | £207,757 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/f5d04610-8627-4054-99bd-3dd4598bd8ec) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 ING HEAD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LB | £245,000 | 27/03/2026 | Terraced |
| 54 ING HEAD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LB | £197,000 | 23/08/2021 | Terraced |
| 54 ING HEAD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LB | £176,000 | 15/03/2019 | Terraced |
| 54 ING HEAD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LB | £110,000 | 26/03/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166141517](http://87.117.209.195:8080/listings/de917e4)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £245,000 |
| listed | 2025-08-23 | £245,000 |
| sold | 2021-01-01 | £197,000 |
| sold | 2019-01-01 | £176,000 |
| sold | 2013-01-01 | £110,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 BURNLEY HILL TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LQ | £177,000 | 17/03/2023 | Terraced |
| 12 BURNLEY HILL TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LQ | £177,500 | 09/12/2022 | Terraced |
| 3 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW | £205,000 | 09/12/2022 | Terraced |
| 3C WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN | £140,000 | 16/11/2022 | Terraced |
| THE CORNER COTTAGE, 5 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW | £215,000 | 25/10/2022 | Terraced |
| 9 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW | £118,500 | 21/10/2022 | Terraced |
| 23 WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN | £110,250 | 05/08/2022 | Terraced |
| 17 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW | £130,000 | 08/07/2022 | Terraced |
| 3A WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN | £122,000 | 10/05/2022 | Terraced |
| 17 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW | £100,000 | 08/12/2021 | Terraced |
| 4 HOPE STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LG | £190,000 | 19/11/2021 | Terraced |
| 2 HOPE STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LG | £270,000 | 12/11/2021 | Terraced |
| 33 WEST STREET, SHELF, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LN | £137,500 | 20/10/2021 | Terraced |
| 9 CROSS LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7LW | £115,000 | 30/09/2021 | Terraced |
| 30 SUNWOOD TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 7JZ | £187,000 | 30/09/2021 | Terraced |

**Area average:** £159,650 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.9%
- **10y growth:** 58.8%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of June 2026.*

- **1y growth (index):** 10.1%
- **5y growth (index):** 23.9%
- **10y growth (index):** 57.9%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £678/mo
- **Realistic:** £753/mo
- **Optimistic:** £828/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Wade House Road, HX3 | £1,200/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Terraced House, Bramley Lane, HX3 | £1,550/mo | 3 | 1.18 miles | OpenRent |

**Average rent: £1,375/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £171,875
- **Target investor price (1%):** £137,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,375/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.8×
- **Monthly cashflow:** £248/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 7 |
| Criminal damage and arson | 5 |
| Anti-social behaviour | 4 |
| Vehicle crime | 3 |
| Burglary | 1 |
| Other crime | 1 |
| Other theft | 1 |
| Public order | 1 |
| Robbery | 1 |
| Shoplifting | 1 |
| **Total incidents** | **25** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Shelf Junior and Infant School | Primary | 0.3 miles | Good — 12 Feb 2020 |
| Northowram Primary School | Primary | 0.6 miles | — (Inspected (no overall grade)) |
| Millcourt School | Other | 0.6 miles | Good — 20 Nov 2023 |
| St Michael and All Angels CofE Primary & Pre School | Primary | 0.8 miles | Good — 20 Feb 2017 |
| Salterlee Primary School | Primary | 1.0 miles | Good — 8 Oct 2018 |