Terraced

17 LE PERSONNE ROAD

CATERHAM, TANDRIDGE, SURREY, CR3 5SU

£450,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CR3 5SU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Banstead Road	0.1 miles
Shop	Ross Cycles	0.2 miles
Train station	Caterham	1.0 miles
Hospital	Oxted Health Center	4.7 miles
University	St Piers College	9.3 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

125 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£450,000 Jan 2021

Price per m²

£3,600/m²

Local average

£519,500 (16 sales)

Street crime

108 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 29/09/2020

Expiry date: 28/09/2030

Current heating cost: £877/year

Potential heating cost: £837/year

Est. upgrade cost to C: £14,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	26/01/2021	£450,000	Terraced	—	£477,582 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
52 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TE	£425,000	10/12/2025	Terraced
MACAULAY COURT 3 MACAULAY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5HS	£370,500	20/12/2023	Terraced
119 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL	£465,000	13/11/2023	Terraced
115 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL	£420,000	09/06/2023	Terraced
15 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY	£380,000	17/02/2023	Terraced
127 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL	£465,000	15/12/2022	Terraced
71 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JT	£510,000	07/12/2022	Terraced
111 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL	£487,000	30/08/2022	Terraced
1 EATON PLACE, CATERHAM, TANDRIDGE, SURREY, CR3 5GT	£465,000	06/07/2022	Terraced
4 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY	£385,000	01/07/2022	Terraced
38 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JR	£560,000	09/06/2022	Terraced
22 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY	£415,000	20/05/2022	Terraced
49 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF	£365,000	11/04/2022	Terraced
8 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY	£380,000	27/01/2022	Terraced
79 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU	£370,000	21/12/2021	Terraced

Area average: £430,833 (15 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 35.9%

10y growth 49.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Tandridge. Series: Terraced. As of July 2026.

1y (index) -4%

5y (index) -0.2%

10y (index) 14.9%

Rental Range

Estimated market rent for Tandridge. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,473/mo

Realistic £1,637/mo

Optimistic £1,801/mo

Based on Local Authority from postcode lookup → Tandridge.

LHA (30th percentile) floor for Outer North London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Banstead Road, CR3	£2,200/mo	3	0.12 miles	OpenRent
1 Bed Flat, Banstead Road, CR3	£1,350/mo	1	0.16 miles	OpenRent
3 Bed Flat, Banstead Road, CR3	£1,750/mo	3	0.17 miles	OpenRent
3 Bed Flat, Lucas House, CR3	£1,750/mo	3	0.19 miles	OpenRent
3 Bed Flat, Coulsdon Road, CR3	£1,689/mo	3	0.22 miles	OpenRent
Studio Flat, Milton Road, CR3	£950/mo	1	0.26 miles	OpenRent
2 Bed Flat, Westway, CR3	£1,350/mo	2	0.28 miles	OpenRent
1 Bed Flat, Holm Court, CR3	£1,375/mo	1	0.28 miles	OpenRent
Studio Flat, Milton Road, CR3	£950/mo	1	0.3 miles	OpenRent
4 Bed Semi-Detached House, Coldstream Road, CR3	£3,250/mo	4	0.42 miles	OpenRent
Studio Flat, Buxton Lane, CR3	£980/mo	1	0.43 miles	OpenRent
3 Bed Semi-Detached House, Halton Road, CR8	£2,750/mo	3	0.53 miles	OpenRent
2 Bed Flat, Underwood Rd, CR3	£1,400/mo	2	1.09 miles	OpenRent

Average rent: £1,673/mo (13 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 3.7%

Cost-to-rent ratio 26.8×

Monthly cashflow £-537/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	39
Anti-social behaviour	22
Public order	14
Criminal damage and arson	12
Other theft	7
Shoplifting	6
Vehicle crime	5
Possession of weapons	2
Burglary	1
Total incidents	108

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hillcroft Primary School	Primary	0.4 miles	Outstanding — 6 Mar 2023
Essendene Lodge School	Other	0.4 miles	— (No rating)
Audley Primary School	Primary	0.5 miles	Good — 9 Jan 2015
de Stafford School	Secondary	0.5 miles	Good — 7 Jul 2024
Sunnydown School	Other	0.5 miles	Outstanding — 5 Jul 2023

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
28/09/2025	18/09/2025	4	—
16/05/2021	04/05/2021	4	2

# 17 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU

## Property details

- Slug: `20cae53` (address key hash: `20cae53473e90e0fc98bf1524a65db8b56c88819`)
- Postcode: CR3 5SU
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 125 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £450,000 Jan 2021
- Price per m²: £3,600/m²
- Local average: £519,500 (16 sales)
- Street crime: 108 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £450,000
- Date: 2021-01-26
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 28/09/2030
- **Current heating cost:** £877/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0170-2051-3010-2120-7651)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2021-01-26 | £450,000 | Terraced | — | £477,582 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/bef7ebbf-52cb-7a76-e053-6b04a8c092f7) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £450,000 | 26/01/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TE | £425,000 | 10/12/2025 | Terraced |
| MACAULAY COURT 3 MACAULAY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5HS | £370,500 | 20/12/2023 | Terraced |
| 119 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £465,000 | 13/11/2023 | Terraced |
| 115 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £420,000 | 09/06/2023 | Terraced |
| 15 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £380,000 | 17/02/2023 | Terraced |
| 127 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £465,000 | 15/12/2022 | Terraced |
| 71 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JT | £510,000 | 07/12/2022 | Terraced |
| 111 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £487,000 | 30/08/2022 | Terraced |
| 1 EATON PLACE, CATERHAM, TANDRIDGE, SURREY, CR3 5GT | £465,000 | 06/07/2022 | Terraced |
| 4 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £385,000 | 01/07/2022 | Terraced |
| 38 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JR | £560,000 | 09/06/2022 | Terraced |
| 22 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £415,000 | 20/05/2022 | Terraced |
| 49 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF | £365,000 | 11/04/2022 | Terraced |
| 8 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £380,000 | 27/01/2022 | Terraced |
| 79 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £370,000 | 21/12/2021 | Terraced |

**Area average:** £430,833 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 35.9%
- **10y growth:** 49.4%

## House Price Index (HM Land Registry)

*Official index for Tandridge; Terraced series; as of July 2026.*

- **1y growth (index):** -4%
- **5y growth (index):** -0.2%
- **10y growth (index):** 14.9%

## Rental Range

*ONS Price Index of Private Rents (Tandridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,473/mo
- **Realistic:** £1,637/mo
- **Optimistic:** £1,801/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Banstead Road, CR3 | £2,200/mo | 3 | 0.12 miles | OpenRent |
| 1 Bed Flat, Banstead Road, CR3 | £1,350/mo | 1 | 0.16 miles | OpenRent |
| 3 Bed Flat, Banstead Road, CR3 | £1,750/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Flat, Lucas House, CR3 | £1,750/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Flat, Coulsdon Road, CR3 | £1,689/mo | 3 | 0.22 miles | OpenRent |
| Studio Flat, Milton Road, CR3 | £950/mo | 1 | 0.26 miles | OpenRent |
| 2 Bed Flat, Westway, CR3 | £1,350/mo | 2 | 0.28 miles | OpenRent |
| 1 Bed Flat, Holm Court, CR3 | £1,375/mo | 1 | 0.28 miles | OpenRent |
| Studio Flat, Milton Road, CR3 | £950/mo | 1 | 0.3 miles | OpenRent |
| 4 Bed Semi-Detached House, Coldstream Road, CR3 | £3,250/mo | 4 | 0.42 miles | OpenRent |
| Studio Flat, Buxton Lane, CR3 | £980/mo | 1 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Halton Road, CR8 | £2,750/mo | 3 | 0.53 miles | OpenRent |
| 2 Bed Flat, Underwood Rd, CR3 | £1,400/mo | 2 | 1.09 miles | OpenRent |

**Average rent: £1,673/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 26.8×
- **Monthly cashflow:** £-537/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 39 |
| Anti-social behaviour | 22 |
| Public order | 14 |
| Criminal damage and arson | 12 |
| Other theft | 7 |
| Shoplifting | 6 |
| Vehicle crime | 5 |
| Possession of weapons | 2 |
| Burglary | 1 |
| **Total incidents** | **108** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hillcroft Primary School | Primary | 0.4 miles | Outstanding — 6 Mar 2023 |
| Essendene Lodge School | Other | 0.4 miles | — (No rating) |
| Audley Primary School | Primary | 0.5 miles | Good — 9 Jan 2015 |
| de Stafford School | Secondary | 0.5 miles | Good — 7 Jul 2024 |
| Sunnydown School | Other | 0.5 miles | Outstanding — 5 Jul 2023 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #16980563
- **Address:** 17 Le Personne Road, CATERHAM, CR3 5SU
- **Certificate Issued:** 28/09/2025
- **Work Completed:** 18/09/2025
- **Items:** 4 window(s)

### FENSA Certificate #14584559
- **Address:** 17 Le Personne Road, CATERHAM, CR3 5SU
- **Certificate Issued:** 16/05/2021
- **Work Completed:** 04/05/2021
- **Items:** 4 window(s), 2 door(s)