Terraced 2 sales on record

33 GRESHAM STREET

LINCOLN, LINCOLNSHIRE, LN1 1PZ

£257,500

Location

Map view View on Google Maps View on OpenStreetMap Street View LN1 1PZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gresham Street	0.0 miles
Shop	P G Mitchell	0.1 miles
Train station	Lincoln	0.7 miles
Hospital	Welbourn Hall Nursing and Residential Home	11.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

122 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£257,500 Aug 2026

Price per m²

£2,111/m²

Local average

£197,552 (60 sales)

Street crime

677 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 06/07/2023

Expiry date: 05/07/2033

Current heating cost: £1,980/year

Potential heating cost: £1,754/year

Est. upgrade cost to C: £23,500

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	21/08/2026	£257,500	Terraced	+368.2%	—	View transaction
Sold	18/01/2000	£55,000	Terraced	—	£266,088 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
23 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ	£97,000	12/12/2025	Terraced
103 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD	£215,000	28/11/2025	Terraced
40 MOOR STREET, LINCOLN, LINCOLNSHIRE, LN1 1PR	£180,000	21/11/2025	Terraced
180 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1LF	£337,500	30/07/2025	Terraced
13 CHARLES STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QP	£150,000	17/11/2023	Terraced
18 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ	£150,000	24/10/2023	Terraced
8 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ	£110,000	02/10/2023	Terraced
19 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ	£100,000	23/08/2023	Terraced
22 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ	£140,000	15/08/2023	Terraced
56 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1PH	£170,000	02/06/2023	Terraced
7 ALLISON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PX	£135,000	06/04/2023	Terraced
3 ALLISON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PX	£135,000	06/04/2023	Terraced
95 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD	£135,000	06/04/2023	Terraced
127 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD	£120,000	05/04/2023	Terraced
18 WELLINGTON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PN	£172,500	05/04/2023	Terraced
53 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1QL	£248,000	09/12/2022	Terraced
35 RICHMOND ROAD, LINCOLN, LINCOLNSHIRE, LN1 1LQ	£285,000	02/12/2022	Terraced
3 MOOR STREET, LINCOLN, LINCOLNSHIRE, LN1 1PW	£205,000	28/11/2022	Terraced
176 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1LF	£340,000	16/11/2022	Terraced
8 SOUTH PARADE, LINCOLN, LINCOLNSHIRE, LN1 1QN	£131,000	24/10/2022	Terraced

Area average: £177,800 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Alexandra Terrace, Lincoln, Lincolnshire, LN1 1JE	£210,000	3	Terraced	0.28 mi
Motherby Hill, Lincoln, LN1	£1,945,000	3	Terraced	0.36 mi
Burton Road, Lincoln	£160,000	2	Terraced	0.42 mi
Ventnor Terrace, Lincoln	£590,000	4	End of terrace	0.56 mi
Wake Street, Lincoln, Lincolnshire, LN1	£260,000	3	Terraced	0.6 mi
Lindum Road, Lincoln, LN2	£549,950	11	Terraced	0.64 mi
Lindum Road, Lincoln, Lincolnshire, LN2	£600,000	15	Terraced	0.65 mi
Shelley Place, The Colosseum, Lincoln, LN1	£730,000	—	End of terrace	0.85 mi
Burns Place, The Colosseum, Lincoln, Lincolnshire, LN1 3EX	£700,000	—	Town house	0.88 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.9%

10y growth 26.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Lincoln. Series: Terraced. As of July 2026.

1y (index) 2.7%

5y (index) 12.9%

10y (index) 42.6%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: CURRAN LIMITED (3311954)

Rental Range

Estimated market rent for Lincoln. Low = conservative, Realistic = average, Optimistic = best case.

Low £852/mo

Realistic £947/mo

Optimistic £1,042/mo

Based on Local Authority from postcode lookup → Lincoln.

LHA (30th percentile) floor for Lincoln: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Portland Street, LN5	£1,200/mo	4	0.85 miles	OpenRent

Average rent: £1,200/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.47%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 5.6%

Cost-to-rent ratio 17.9×

Monthly cashflow £41/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	190
Anti-social behaviour	170
Shoplifting	99
Public order	66
Bicycle theft	26
Criminal damage and arson	25
Burglary	23
Robbery	23
Other theft	22
Vehicle crime	10
Possession of weapons	8
Drugs	7
Other crime	6
Theft from the person	2
Total incidents	677

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The St Faith and St Martin Church of England Junior School, Lincoln	Primary	0.1 miles	Good — 26 Feb 2020
The St Faith's Church of England Infant and Nursery School, Lincoln	Primary	0.2 miles	Good — 24 Feb 2017
Lincolnshire Secure Unit	Other	0.3 miles	— (No rating)
University of Lincoln	Other	0.4 miles	— (No rating)
Westgate Academy	Primary	0.5 miles	Good — 14 Jul 2016

FENSA

No FENSA certificates found for this address.

# 33 GRESHAM STREET, LINCOLN, LINCOLNSHIRE, LN1 1PZ

## Property details

- Slug: `c58fd09` (address key hash: `c58fd09cfc31f6bf819f10b83957add49b379036`)
- Postcode: LN1 1PZ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 122 m²
- EPC rating: C
- Year built: England and Wales: before 1900
- Last sold: £257,500 Aug 2026
- Price per m²: £2,111/m²
- Local average: £197,552 (60 sales)
- Street crime: 677 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £257,500
- Date: 2026-08-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 05/07/2033
- **Current heating cost:** £1,980/year
- **Est. upgrade cost to C:** £23,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8800-2363-0122-3206-3373)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-08-21 | £257,500 | Terraced | +368.2% | — | [View](http://87.117.209.195:8080/house-prices/5a7b802c-ce6c-1886-e063-4704a8c021ae) |
| Sold | 2000-01-18 | £55,000 | Terraced | — | £266,088 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/7b5111f1-1147-4421-9c92-feffbf5cee7a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 GRESHAM STREET, LINCOLN, LINCOLNSHIRE, LN1 1PZ | £257,500 | 21/08/2026 | Terraced |
| 33 GRESHAM STREET, LINCOLN, LINCOLNSHIRE, LN1 1PZ | £55,000 | 18/01/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ | £97,000 | 12/12/2025 | Terraced |
| 103 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD | £215,000 | 28/11/2025 | Terraced |
| 40 MOOR STREET, LINCOLN, LINCOLNSHIRE, LN1 1PR | £180,000 | 21/11/2025 | Terraced |
| 180 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1LF | £337,500 | 30/07/2025 | Terraced |
| 13 CHARLES STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QP | £150,000 | 17/11/2023 | Terraced |
| 18 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ | £150,000 | 24/10/2023 | Terraced |
| 8 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ | £110,000 | 02/10/2023 | Terraced |
| 19 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ | £100,000 | 23/08/2023 | Terraced |
| 22 ST FAITHS STREET, LINCOLN, LINCOLNSHIRE, LN1 1QJ | £140,000 | 15/08/2023 | Terraced |
| 56 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1PH | £170,000 | 02/06/2023 | Terraced |
| 7 ALLISON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PX | £135,000 | 06/04/2023 | Terraced |
| 3 ALLISON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PX | £135,000 | 06/04/2023 | Terraced |
| 95 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD | £135,000 | 06/04/2023 | Terraced |
| 127 NEWLAND STREET WEST, LINCOLN, LINCOLNSHIRE, LN1 1QD | £120,000 | 05/04/2023 | Terraced |
| 18 WELLINGTON STREET, LINCOLN, LINCOLNSHIRE, LN1 1PN | £172,500 | 05/04/2023 | Terraced |
| 53 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1QL | £248,000 | 09/12/2022 | Terraced |
| 35 RICHMOND ROAD, LINCOLN, LINCOLNSHIRE, LN1 1LQ | £285,000 | 02/12/2022 | Terraced |
| 3 MOOR STREET, LINCOLN, LINCOLNSHIRE, LN1 1PW | £205,000 | 28/11/2022 | Terraced |
| 176 WEST PARADE, LINCOLN, LINCOLNSHIRE, LN1 1LF | £340,000 | 16/11/2022 | Terraced |
| 8 SOUTH PARADE, LINCOLN, LINCOLNSHIRE, LN1 1QN | £131,000 | 24/10/2022 | Terraced |

**Area average:** £177,800 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Alexandra Terrace, Lincoln, Lincolnshire, LN1 1JE](http://87.117.209.195:8080/listings/a5ad386) | £210,000 | 3 | Terraced | 0.28 mi |
| [Motherby Hill, Lincoln, LN1](http://87.117.209.195:8080/listings/632100f) | £1,945,000 | 3 | Terraced | 0.36 mi |
| [Burton Road, Lincoln](http://87.117.209.195:8080/listings/183ede2) | £160,000 | 2 | Terraced | 0.42 mi |
| [Ventnor Terrace, Lincoln](http://87.117.209.195:8080/listings/66c3aec) | £590,000 | 4 | End of terrace | 0.56 mi |
| [Wake Street, Lincoln, Lincolnshire, LN1](http://87.117.209.195:8080/listings/1e873f5) | £260,000 | 3 | Terraced | 0.60 mi |
| [Lindum Road, Lincoln, LN2](http://87.117.209.195:8080/listings/cf2aab7) | £549,950 | 11 | Terraced | 0.64 mi |
| [Lindum Road, Lincoln, Lincolnshire, LN2](http://87.117.209.195:8080/listings/040730b) | £600,000 | 15 | Terraced | 0.65 mi |
| [Shelley Place, The Colosseum, Lincoln, LN1](http://87.117.209.195:8080/listings/0e0a1b5) | £730,000 | — | End of terrace | 0.85 mi |
| [Burns Place, The Colosseum, Lincoln, Lincolnshire, LN1 3EX](http://87.117.209.195:8080/listings/7af1d2b) | £700,000 | — | Town house | 0.88 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 26.3%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of July 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 12.9%
- **10y growth (index):** 42.6%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £852/mo
- **Realistic:** £947/mo
- **Optimistic:** £1,042/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Portland Street, LN5 | £1,200/mo | 4 | 0.85 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.9×
- **Monthly cashflow:** £41/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 190 |
| Anti-social behaviour | 170 |
| Shoplifting | 99 |
| Public order | 66 |
| Bicycle theft | 26 |
| Criminal damage and arson | 25 |
| Burglary | 23 |
| Robbery | 23 |
| Other theft | 22 |
| Vehicle crime | 10 |
| Possession of weapons | 8 |
| Drugs | 7 |
| Other crime | 6 |
| Theft from the person | 2 |
| **Total incidents** | **677** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The St Faith and St Martin Church of England Junior School, Lincoln | Primary | 0.1 miles | Good — 26 Feb 2020 |
| The St Faith's Church of England Infant and Nursery School, Lincoln | Primary | 0.2 miles | Good — 24 Feb 2017 |
| Lincolnshire Secure Unit | Other | 0.3 miles | — (No rating) |
| University of Lincoln | Other | 0.4 miles | — (No rating) |
| Westgate Academy | Primary | 0.5 miles | Good — 14 Jul 2016 |