Flats/Maisonettes 2 sales on record

4A PENBRYN

LAMPETER, CEREDIGION, SA48 7EU

£81,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SA48 7EU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	DD Evans & Sons	0.2 miles
Bus stop	Lampeter, Nat West	0.3 miles
Hospital	Lampeter Medical Practice	0.3 miles

Property details

Tenure

Leasehold

Property type

Flat

Floor area

58 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£81,000 Apr 2026

Price per m²

£1,397/m²

Local average

£107,000 (2 sales)

Street crime

10 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 12/08/2020

Expiry date: 11/08/2030

Current heating cost: £746/year

Potential heating cost: £419/year

Est. upgrade cost to C: £1,515

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Low energy lighting for all fixed outlets (£15)
High heat retention storage heaters and dual immersion cylinder (£1,200 - £1,800)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	24/04/2026	£81,000	Flat	+6.6%	£76,388 to July 2026	View transaction
Sold	29/10/2021	£76,000	Flat	—	£75,503 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
GLANYRAFON FLAT 2 CWRT DULAS, LAMPETER, CEREDIGION, SA48 7HY	£133,000	12/12/2025	Flat
36 BRYN YR EGLWYS, LAMPETER, CEREDIGION, SA48 7ES	£70,000	28/07/2022	Flat
GLANYRAFON FLAT 4 CWRT DULAS, LAMPETER, CEREDIGION, SA48 7HY	£120,000	08/04/2022	Flat
6A PENBRYN, LAMPETER, CEREDIGION, SA48 7EU	£82,500	02/03/2022	Flat

Area average: £101,375 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

House Price Index (HM Land Registry — official index, not sold-price averages): Ceredigion. Series: Flats and maisonettes. As of July 2026.

1y (index) -4.5%

5y (index) 2%

10y (index) 19.4%

Rental Range

Estimated market rent for Ceredigion. Low = conservative, Realistic = average, Optimistic = best case.

Low £651/mo

Realistic £723/mo

Optimistic £795/mo

Based on Local Authority from postcode lookup → Ceredigion.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Ffynonbedr, SA48	£850/mo	3	0.2 miles	OpenRent
4 Bed Terraced House, College Street, SA48	£1,100/mo	4	0.2 miles	OpenRent

Average rent: £975/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.2%

Max investor price (0.8%) £121,875

Target investor price (1%) £97,500

Gross yield 14.4%

Cost-to-rent ratio 6.9×

Monthly cashflow £534/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 27.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	5
Criminal damage and arson	2
Public order	2
Other theft	1
Total incidents	10

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ysgol Carreg Hirfaen	Other	1.2 miles	— (No rating)
Ysgol Y Dderi	Other	3.1 miles	— (No rating)
Llanybydder School	Other	4.1 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
26/08/2003	17/03/2003	5	—

# 4A PENBRYN, LAMPETER, CEREDIGION, SA48 7EU

## Property details

- Slug: `c447c14` (address key hash: `c447c1404742825c295b2b66a0c21b4d2afd51d5`)
- Postcode: SA48 7EU
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Floor area: 58 m²
- EPC rating: E
- Year built: England and Wales: 1967-1975
- Last sold: £81,000 Apr 2026
- Price per m²: £1,397/m²
- Local average: £107,000 (2 sales)
- Street crime: 10 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £81,000
- Date: 2026-04-24
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 11/08/2030
- **Current heating cost:** £746/year
- **Est. upgrade cost to C:** £1,515

### Recommendations
- E (£15)
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8101-1924-8522-2596-7803)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £81,000 | Flat | +6.6% | £76,388 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-3c1f-8052-e063-4804a8c06ee4) |
| Sold | 2021-10-29 | £76,000 | Flat | — | £75,503 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/d4d42645-6d01-27f6-e053-6c04a8c0a572) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4A PENBRYN, LAMPETER, CEREDIGION, SA48 7EU | £81,000 | 24/04/2026 | Flat |
| 4A PENBRYN, LAMPETER, CEREDIGION, SA48 7EU | £76,000 | 29/10/2021 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| GLANYRAFON FLAT 2 CWRT DULAS, LAMPETER, CEREDIGION, SA48 7HY | £133,000 | 12/12/2025 | Flat |
| 36 BRYN YR EGLWYS, LAMPETER, CEREDIGION, SA48 7ES | £70,000 | 28/07/2022 | Flat |
| GLANYRAFON FLAT 4 CWRT DULAS, LAMPETER, CEREDIGION, SA48 7HY | £120,000 | 08/04/2022 | Flat |
| 6A PENBRYN, LAMPETER, CEREDIGION, SA48 7EU | £82,500 | 02/03/2022 | Flat |

**Area average:** £101,375 (4 sales)

## House Price Index (HM Land Registry)

*Official index for Ceredigion; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** -4.5%
- **5y growth (index):** 2%
- **10y growth (index):** 19.4%

## Rental Range

*ONS Price Index of Private Rents (Ceredigion). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £651/mo
- **Realistic:** £723/mo
- **Optimistic:** £795/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Ffynonbedr, SA48 | £850/mo | 3 | 0.2 miles | OpenRent |
| 4 Bed Terraced House, College Street, SA48 | £1,100/mo | 4 | 0.2 miles | OpenRent |

**Average rent: £975/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.2% (strong)
- **Max investor price (0.8%):** £121,875
- **Target investor price (1%):** £97,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £975/mo).*

- **Gross yield:** 14.4%
- **Cost-to-rent:** 6.9×
- **Monthly cashflow:** £534/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 27.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 5 |
| Criminal damage and arson | 2 |
| Public order | 2 |
| Other theft | 1 |
| **Total incidents** | **10** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ysgol Carreg Hirfaen | Other | 1.2 miles | — (No rating) |
| Ysgol Y Dderi | Other | 3.1 miles | — (No rating) |
| Llanybydder School | Other | 4.1 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #586646
- **Address:** 4a Penbryn, Lampeter, SA48 7EU
- **Certificate Issued:** 26/08/2003
- **Work Completed:** 17/03/2003
- **Items:** 5 window(s)