Terraced 3 sales on record

33 THE HOLKHAM

VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE

£322,500

Location

Map view View on Google Maps View on OpenStreetMap Street View CH3 5NE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	National Tyres & Autocare	0.1 miles
Bus stop	Vicars Cross, Vicars Cross Road / Green lane	0.1 miles
Train station	Chester	1.0 miles
University	Queen's Park Campus	1.2 miles
Hospital	The Mulberry Centre	2.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

98 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£322,500 Jul 2026

Price per m²

£3,291/m²

Local average

£251,697 (35 sales)

Street crime

95 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 20/11/2023

Expiry date: 19/11/2033

Current heating cost: £517/year

Potential heating cost: £487/year

Est. upgrade cost to C: £9,950

Recommendations

Party wall insulation (£300 - £600)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/07/2026	£322,500	Terraced	+67.1%	£322,500 to July 2026	View transaction
Sold	02/12/2015	£193,000	Terraced	+17%	£306,596 to July 2026	View transaction
Sold	04/10/2012	£165,000	Terraced	—	£293,484 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	02/02/2026	£325,000
sold	01/01/2026	£322,500
sold	01/01/2015	£193,000
sold	01/01/2012	£165,000
sold	01/01/2004	£177,500
sold	01/01/1999	£99,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
76 VICARS CROSS ROAD, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NW	£302,000	21/12/2022	Terraced
14 WHITCHURCH ROAD, GREAT BOUGHTON, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5QA	£235,000	01/11/2022	Terraced
4 BALLATER CRESCENT, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5JE	£190,000	16/09/2022	Terraced
37 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE	£350,000	22/08/2022	Terraced
4 CHELFORD MEWS, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5AA	£325,000	04/08/2022	Terraced
34 BOUGHTON HALL AVENUE, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5EL	£415,000	25/07/2022	Terraced
34 BALLATER CRESCENT, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5JE	£230,000	12/05/2022	Terraced
8 PEARL LANE, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NX	£275,000	05/11/2021	Terraced

Area average: £290,250 (8 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.3%

10y growth 26.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire West and Chester. Series: Terraced. As of July 2026.

1y (index) 6.5%

5y (index) 22.7%

10y (index) 50.9%

Rental Range

Estimated market rent for Cheshire West and Chester. Low = conservative, Realistic = average, Optimistic = best case.

Low £892/mo

Realistic £991/mo

Optimistic £1,090/mo

Based on Local Authority from postcode lookup → Cheshire West and Chester.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Flat, Granary Wharf, CH3	£1,400/mo	3	0.97 miles	OpenRent

Average rent: £1,400/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.43%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 5.2%

Cost-to-rent ratio 19.2×

Monthly cashflow £-35/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~117 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	44
Anti-social behaviour	15
Public order	15
Other theft	7
Shoplifting	5
Burglary	3
Bicycle theft	2
Vehicle crime	2
Criminal damage and arson	1
Drugs	1
Total incidents	95

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cherry Grove Primary School	Primary	0.4 miles	Good — 2 Nov 2015
Boughton Heath Academy	Primary	0.4 miles	Outstanding — 25 Sep 2024
Oldfield Primary School	Primary	0.4 miles	Good — 28 Nov 2013
Hoole Church of England Primary School	Primary	0.6 miles	Good — 2 Mar 2015
Maple Grove School	Other	0.6 miles	Good — 24 Jan 2022

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE

## Property details

- Slug: `b0e41bb` (address key hash: `b0e41bb500c4b1eb36fa83cdbebd22673e8c5fed`)
- Postcode: CH3 5NE
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £322,500 Jul 2026
- Price per m²: £3,291/m²
- Local average: £251,697 (35 sales)
- Street crime: 95 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £322,500
- Date: 2026-07-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 19/11/2033
- **Current heating cost:** £517/year
- **Est. upgrade cost to C:** £9,950

### Recommendations
- B4 (£300 - £600)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9292-2200-3107-2083-0604)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-07-20 | £322,500 | Terraced | +67.1% | £322,500 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e8-7d92-29c7-e063-4804a8c015bc) |
| Sold | 2015-12-02 | £193,000 | Terraced | +17% | £306,596 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/288dce28-d28d-e510-e050-a8c06205480e) |
| Sold | 2012-10-04 | £165,000 | Terraced | — | £293,484 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/514a780c-e3b3-4ef0-b30e-fc16684fd580) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £322,500 | 20/07/2026 | Terraced |
| 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £193,000 | 02/12/2015 | Terraced |
| 33 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £165,000 | 04/10/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171713522](http://87.117.209.195:8080/listings/e7675a9)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-02-02 | £325,000 |
| sold | 2026-01-01 | £322,500 |
| sold | 2015-01-01 | £193,000 |
| sold | 2012-01-01 | £165,000 |
| sold | 2004-01-01 | £177,500 |
| sold | 1999-01-01 | £99,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 76 VICARS CROSS ROAD, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NW | £302,000 | 21/12/2022 | Terraced |
| 14 WHITCHURCH ROAD, GREAT BOUGHTON, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5QA | £235,000 | 01/11/2022 | Terraced |
| 4 BALLATER CRESCENT, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5JE | £190,000 | 16/09/2022 | Terraced |
| 37 THE HOLKHAM, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NE | £350,000 | 22/08/2022 | Terraced |
| 4 CHELFORD MEWS, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5AA | £325,000 | 04/08/2022 | Terraced |
| 34 BOUGHTON HALL AVENUE, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5EL | £415,000 | 25/07/2022 | Terraced |
| 34 BALLATER CRESCENT, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5JE | £230,000 | 12/05/2022 | Terraced |
| 8 PEARL LANE, VICARS CROSS, CHESTER, CHESHIRE WEST AND CHESTER, CH3 5NX | £275,000 | 05/11/2021 | Terraced |

**Area average:** £290,250 (8 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 26.5%

## House Price Index (HM Land Registry)

*Official index for Cheshire West and Chester; Terraced series; as of July 2026.*

- **1y growth (index):** 6.5%
- **5y growth (index):** 22.7%
- **10y growth (index):** 50.9%

## Rental Range

*ONS Price Index of Private Rents (Cheshire West and Chester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £892/mo
- **Realistic:** £991/mo
- **Optimistic:** £1,090/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Granary Wharf, CH3 | £1,400/mo | 3 | 0.97 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.43% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.2×
- **Monthly cashflow:** £-35/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 44 |
| Anti-social behaviour | 15 |
| Public order | 15 |
| Other theft | 7 |
| Shoplifting | 5 |
| Burglary | 3 |
| Bicycle theft | 2 |
| Vehicle crime | 2 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| **Total incidents** | **95** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cherry Grove Primary School | Primary | 0.4 miles | Good — 2 Nov 2015 |
| Boughton Heath Academy | Primary | 0.4 miles | Outstanding — 25 Sep 2024 |
| Oldfield Primary School | Primary | 0.4 miles | Good — 28 Nov 2013 |
| Hoole Church of England Primary School | Primary | 0.6 miles | Good — 2 Mar 2015 |
| Maple Grove School | Other | 0.6 miles | Good — 24 Jan 2022 |