Terraced 2 sales on record

99 ROSARY ROAD

BIRMINGHAM, WEST MIDLANDS, B23 7RD

£185,000

Location

Map view View on Google Maps View on OpenStreetMap Street View B23 7RD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Slade Rd / St Thomas' Rd	0.1 miles
Train station	Gravelly Hill	0.3 miles
Shop	Spar	0.5 miles
University	BIMM University Birmingham	3.0 miles
Hospital	Brian Oliver Centre	5.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

88 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£185,000 Mar 2026

Price per m²

£2,102/m²

Local average

£204,413 (65 sales)

Street crime

560 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 09/09/2025

Expiry date: 08/09/2035

Current heating cost: £930/year

Potential heating cost: £768/year

Est. upgrade cost to C: £18,250

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/03/2026	£185,000	Terraced	+106.7%	£185,366 to May 2026	View transaction
Sold	22/12/2015	£89,500	Terraced	—	£144,830 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	22/01/2026	£185,000
sold	01/01/2026	£185,000
sold	01/01/2015	£89,500
sold	01/01/2000	£36,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
19 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RQ	£165,550	18/12/2025	Terraced
226 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RJ	£295,000	25/11/2025	Terraced
87 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD	£133,000	11/11/2025	Terraced
98 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RG	£160,000	31/07/2025	Terraced
38 CLARENCE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AR	£130,000	04/04/2025	Terraced
63 ABBEY ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7QQ	£160,000	15/12/2023	Terraced
102 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RG	£155,000	08/12/2023	Terraced
2 HERMITAGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AS	£145,000	13/11/2023	Terraced
101 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD	£160,000	01/11/2023	Terraced
288 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LX	£190,000	30/10/2023	Terraced
374 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LP	£162,000	16/10/2023	Terraced
376 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LP	£167,000	16/10/2023	Terraced
26 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RB	£123,000	03/10/2023	Terraced
51 MERE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LL	£235,000	31/08/2023	Terraced
69 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD	£150,000	18/08/2023	Terraced
11 HERMITAGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AS	£165,250	16/08/2023	Terraced
173 GEORGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7SE	£205,000	10/07/2023	Terraced
43 MERE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LH	£165,000	06/07/2023	Terraced
38 BISHOPS CLOSE, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7AQ	£245,000	29/06/2023	Terraced
131 GEORGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7SE	£200,000	26/04/2023	Terraced

Area average: £175,540 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.7%

10y growth 71.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Birmingham. Series: Terraced. As of May 2026.

1y (index) 0.5%

5y (index) 17%

10y (index) 56.3%

Rental Range

Estimated market rent for Birmingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £981/mo

Realistic £1,090/mo

Optimistic £1,199/mo

Based on Local Authority from postcode lookup → Birmingham.

LHA (30th percentile) floor for Birmingham: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Monastery Drive, B23	£1,100/mo	2	0.19 miles	OpenRent
2 Bed Flat, Monastery Drive, B23	£1,100/mo	2	0.22 miles	OpenRent
2 Bed Flat, Newland Court, B23	£1,250/mo	2	0.36 miles	OpenRent

Average rent: £1,150/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.59%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 7.1%

Cost-to-rent ratio 14×

Monthly cashflow £236/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	267
Public order	45
Other theft	43
Burglary	34
Vehicle crime	32
Criminal damage and arson	28
Shoplifting	21
Anti-social behaviour	20
Possession of weapons	19
Robbery	17
Drugs	13
Other crime	11
Theft from the person	10
Total incidents	560

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Slade Primary School	Primary	0.3 miles	Good — 6 Jan 2019
Ss Mary & John Catholic Primary School	Primary	0.4 miles	Good — 8 May 2023
Stockland Green School	Secondary	0.4 miles	Good — 20 Dec 2017
The Pines Special School	Other	0.5 miles	Good — 25 Jul 2019
Spring Hill High School	Other	0.5 miles	Good — 28 Nov 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
09/05/2016	07/04/2016	—	1
21/03/2016	27/01/2016	3	1
29/10/2007	28/09/2007	5	—

# 99 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD

## Property details

- Slug: `334445e` (address key hash: `334445e3adee5531e673e427cf50254db6a9a467`)
- Postcode: B23 7RD
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 88 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £185,000 Mar 2026
- Price per m²: £2,102/m²
- Local average: £204,413 (65 sales)
- Street crime: 560 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £185,000
- Date: 2026-03-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/09/2035
- **Current heating cost:** £930/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5400-3510-0822-5503-3153)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-16 | £185,000 | Terraced | +106.7% | £185,366 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-8dde-b8d0-e063-4704a8c08d98) |
| Sold | 2015-12-22 | £89,500 | Terraced | — | £144,830 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/2d1e4b26-f994-fcd1-e050-a8c0630544ec) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 99 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £185,000 | 16/03/2026 | Terraced |
| 99 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £89,500 | 22/12/2015 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171310175](http://87.117.209.195:8080/listings/2c20053)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-22 | £185,000 |
| sold | 2026-01-01 | £185,000 |
| sold | 2015-01-01 | £89,500 |
| sold | 2000-01-01 | £36,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RQ | £165,550 | 18/12/2025 | Terraced |
| 226 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RJ | £295,000 | 25/11/2025 | Terraced |
| 87 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £133,000 | 11/11/2025 | Terraced |
| 98 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RG | £160,000 | 31/07/2025 | Terraced |
| 38 CLARENCE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AR | £130,000 | 04/04/2025 | Terraced |
| 63 ABBEY ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7QQ | £160,000 | 15/12/2023 | Terraced |
| 102 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RG | £155,000 | 08/12/2023 | Terraced |
| 2 HERMITAGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AS | £145,000 | 13/11/2023 | Terraced |
| 101 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £160,000 | 01/11/2023 | Terraced |
| 288 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LX | £190,000 | 30/10/2023 | Terraced |
| 374 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LP | £162,000 | 16/10/2023 | Terraced |
| 376 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LP | £167,000 | 16/10/2023 | Terraced |
| 26 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RB | £123,000 | 03/10/2023 | Terraced |
| 51 MERE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LL | £235,000 | 31/08/2023 | Terraced |
| 69 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £150,000 | 18/08/2023 | Terraced |
| 11 HERMITAGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AS | £165,250 | 16/08/2023 | Terraced |
| 173 GEORGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7SE | £205,000 | 10/07/2023 | Terraced |
| 43 MERE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LH | £165,000 | 06/07/2023 | Terraced |
| 38 BISHOPS CLOSE, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7AQ | £245,000 | 29/06/2023 | Terraced |
| 131 GEORGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7SE | £200,000 | 26/04/2023 | Terraced |

**Area average:** £175,540 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.7%
- **10y growth:** 71.2%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Terraced series; as of May 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 17%
- **10y growth (index):** 56.3%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £981/mo
- **Realistic:** £1,090/mo
- **Optimistic:** £1,199/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Monastery Drive, B23 | £1,100/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Monastery Drive, B23 | £1,100/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Newland Court, B23 | £1,250/mo | 2 | 0.36 miles | OpenRent |

**Average rent: £1,150/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14×
- **Monthly cashflow:** £236/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 267 |
| Public order | 45 |
| Other theft | 43 |
| Burglary | 34 |
| Vehicle crime | 32 |
| Criminal damage and arson | 28 |
| Shoplifting | 21 |
| Anti-social behaviour | 20 |
| Possession of weapons | 19 |
| Robbery | 17 |
| Drugs | 13 |
| Other crime | 11 |
| Theft from the person | 10 |
| **Total incidents** | **560** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Slade Primary School | Primary | 0.3 miles | Good — 6 Jan 2019 |
| Ss Mary & John Catholic Primary School | Primary | 0.4 miles | Good — 8 May 2023 |
| Stockland Green School | Secondary | 0.4 miles | Good — 20 Dec 2017 |
| The Pines Special School | Other | 0.5 miles | Good — 25 Jul 2019 |
| Spring Hill High School | Other | 0.5 miles | Good — 28 Nov 2022 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11607930
- **Address:** 99 Rosary Road, BIRMINGHAM, B23 7RD
- **Certificate Issued:** 09/05/2016
- **Work Completed:** 07/04/2016
- **Items:** 1 door(s)

### FENSA Certificate #11495499
- **Address:** 99 Rosary Road, BIRMINGHAM, B23 7RD
- **Certificate Issued:** 21/03/2016
- **Work Completed:** 27/01/2016
- **Items:** 3 window(s), 1 door(s)

### FENSA Certificate #5137608
- **Address:** 99 Rosary Road, BIRMINGHAM, B23 7RD
- **Certificate Issued:** 29/10/2007
- **Work Completed:** 28/09/2007
- **Items:** 5 window(s)