Flats/Maisonettes

7 CANAL WHARF

RIPON, NORTH YORKSHIRE, HG4 1AQ

£350,000

Location

Map view View on Google Maps View on OpenStreetMap Street View HG4 1AQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Ripon, Bowling Club, W-bound	0.0 miles
Shop	Ripon Builders Merchants	0.1 miles
Train station	Unknown	3.5 miles
Hospital	Unknown	9.6 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Bathrooms

Floor area

116 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£350,000 Mar 2026

Price per m²

£3,017/m²

Local average

£190,329 (14 sales)

Street crime

1 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 05/08/2024

Expiry date: 04/08/2034

Current heating cost: £945/year

Potential heating cost: £945/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/03/2026	£350,000	Flat	—	£354,142 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£350,000
listed	27/11/2025	£350,000
sold	01/01/2003	£187,500
sold	01/01/2001	£148,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
10 WATERSIDE, RIPON, NORTH YORKSHIRE, HG4 1RA	£280,000	09/01/2026	Flat
IDDESLEIGH HOUSE, 17A FLAT 4 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW	£130,000	28/11/2025	Flat
25 FLAT 2 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW	£159,000	13/10/2023	Flat
18 BEDERN BANK, RIPON, NORTH YORKSHIRE, HG4 1PE	£150,000	18/08/2023	Flat
14 WATERSIDE, RIPON, NORTH YORKSHIRE, HG4 1RA	£199,950	09/06/2023	Flat
ECON HOUSE, 1 FLAT 3 BONDGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QD	£105,000	26/08/2022	Flat
ECON HOUSE, 1 FLAT 4 BONDGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QD	£107,000	20/05/2022	Flat
53 BONDGATE GREEN LANE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QQ	£164,995	29/04/2022	Flat
ECON HOUSE, 1 FLAT 2 BONDGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QD	£127,000	06/04/2022	Flat
18 WATERSIDE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1RA	£190,500	01/04/2022	Flat
25 FLAT 4 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW	£167,500	21/02/2022	Flat
25 FLAT 5 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW	£160,000	21/02/2022	Flat
25 FLAT 6 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW	£162,500	21/02/2022	Flat
25 FLAT 7 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW	£162,500	21/02/2022	Flat
14 WATERSIDE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1RA	£163,500	21/01/2022	Flat

Area average: £161,963 (15 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1.2%

10y growth 106.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: Flats and maisonettes. As of June 2026.

1y (index) 0.5%

5y (index) 1%

10y (index) 29.1%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £778/mo

Realistic £864/mo

Optimistic £950/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Harrogate: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Bedern Bank, HG4	£1,095/mo	3	0.21 miles	OpenRent
3 Bed Semi-Detached House, Duck Hill, HG4	£2,750/mo	3	0.27 miles	OpenRent
3 Bed Penthouse, Market Place South, HG4	£3,000/mo	3	0.35 miles	OpenRent

Average rent: £2,282/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.79%

Max investor price (0.8%) £343,750

Target investor price (1%) £275,000

Gross yield 9.4%

Cost-to-rent ratio 10.6×

Monthly cashflow £1,072/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 12.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	1
Total incidents	1

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ripon Cathedral Church of England Primary School	Primary	0.3 miles	Good — 15 Jun 2016
Holy Trinity Church of England Infant and Nursery	Primary	0.6 miles	Requires improvement — 21 May 2019
Holy Trinity Church of England Junior School	Primary	0.6 miles	Requires improvement — 19 Sep 2023
St Wilfrid's Catholic Primary School, a Voluntary Academy	Primary	0.6 miles	Outstanding — 12 Sep 2018
Moorside Primary School & Nursery	Primary	0.6 miles	Good — 19 Nov 2023

FENSA

No FENSA certificates found for this address.

# 7 CANAL WHARF, RIPON, NORTH YORKSHIRE, HG4 1AQ

## Property details

- Slug: `961ebfb` (address key hash: `961ebfbece93d99c500343538355b5b9444d9ece`)
- Postcode: HG4 1AQ
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 116 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £350,000 Mar 2026
- Price per m²: £3,017/m²
- Local average: £190,329 (14 sales)
- Street crime: 1 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £350,000
- Date: 2026-03-30
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 04/08/2034
- **Current heating cost:** £945/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2875-3480-2604-3035)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-30 | £350,000 | Flat | — | £354,142 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-4c60-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 CANAL WHARF, RIPON, NORTH YORKSHIRE, HG4 1AQ | £350,000 | 30/03/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169776818](http://87.117.209.195:8080/listings/4088bbe)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £350,000 |
| listed | 2025-11-27 | £350,000 |
| sold | 2003-01-01 | £187,500 |
| sold | 2001-01-01 | £148,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 WATERSIDE, RIPON, NORTH YORKSHIRE, HG4 1RA | £280,000 | 09/01/2026 | Flat |
| IDDESLEIGH HOUSE, 17A FLAT 4 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW | £130,000 | 28/11/2025 | Flat |
| 25 FLAT 2 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW | £159,000 | 13/10/2023 | Flat |
| 18 BEDERN BANK, RIPON, NORTH YORKSHIRE, HG4 1PE | £150,000 | 18/08/2023 | Flat |
| 14 WATERSIDE, RIPON, NORTH YORKSHIRE, HG4 1RA | £199,950 | 09/06/2023 | Flat |
| ECON HOUSE, 1 FLAT 3 BONDGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QD | £105,000 | 26/08/2022 | Flat |
| ECON HOUSE, 1 FLAT 4 BONDGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QD | £107,000 | 20/05/2022 | Flat |
| 53 BONDGATE GREEN LANE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QQ | £164,995 | 29/04/2022 | Flat |
| ECON HOUSE, 1 FLAT 2 BONDGATE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1QD | £127,000 | 06/04/2022 | Flat |
| 18 WATERSIDE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1RA | £190,500 | 01/04/2022 | Flat |
| 25 FLAT 4 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW | £167,500 | 21/02/2022 | Flat |
| 25 FLAT 5 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW | £160,000 | 21/02/2022 | Flat |
| 25 FLAT 6 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW | £162,500 | 21/02/2022 | Flat |
| 25 FLAT 7 BONDGATE GREEN, RIPON, NORTH YORKSHIRE, HG4 1QW | £162,500 | 21/02/2022 | Flat |
| 14 WATERSIDE, RIPON, HARROGATE, NORTH YORKSHIRE, HG4 1RA | £163,500 | 21/01/2022 | Flat |

**Area average:** £161,963 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.2%
- **10y growth:** 106.3%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 1%
- **10y growth (index):** 29.1%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £778/mo
- **Realistic:** £864/mo
- **Optimistic:** £950/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harrogate (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Bedern Bank, HG4 | £1,095/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed Semi-Detached House, Duck Hill, HG4 | £2,750/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed Penthouse, Market Place South, HG4 | £3,000/mo | 3 | 0.35 miles | OpenRent |

**Average rent: £2,282/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.79% (weak for cashflow)
- **Max investor price (0.8%):** £343,750
- **Target investor price (1%):** £275,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,750/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.6×
- **Monthly cashflow:** £1,072/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ripon Cathedral Church of England Primary School | Primary | 0.3 miles | Good — 15 Jun 2016 |
| Holy Trinity Church of England Infant and Nursery | Primary | 0.6 miles | Requires improvement — 21 May 2019 |
| Holy Trinity Church of England Junior School | Primary | 0.6 miles | Requires improvement — 19 Sep 2023 |
| St Wilfrid's Catholic Primary School, a Voluntary Academy | Primary | 0.6 miles | Outstanding — 12 Sep 2018 |
| Moorside Primary School & Nursery | Primary | 0.6 miles | Good — 19 Nov 2023 |