Terraced 2 sales on record

89 LUTHER STREET

LEICESTER, LE3 0QH

£182,500

Location

Map view View on Google Maps View on OpenStreetMap Street View LE3 0QH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	polish taste	0.1 miles
Bus stop	Kate Street	0.3 miles
Train station	Unknown	1.1 miles
Hospital	South Entrance	2.0 miles
University	University of Leicester - Sports Ground	3.3 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

77 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£182,500 Mar 2026

Price per m²

£2,370/m²

Local average

£188,008 (118 sales)

Street crime

1265 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 29/08/2017

Expiry date: 28/08/2027

Current heating cost: £965/year

Potential heating cost: £373/year

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (350)
Flat roof or sloping ceiling insulation (1,500)
50 mm internal or external wall insulation (14,000)
Floor insulation (solid floor) (6,000)
Add additional 80 mm jacket to hot water cylinder (30)
Low energy lighting for all fixed outlets (35)
Replace boiler with new condensing boiler (3,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/03/2026	£182,500	Terraced	+37.7%	£178,746 to May 2026	View transaction
Sold	18/12/2017	£132,500	Terraced	—	£194,282 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£182,500
listed	25/10/2024	£182,500
sold	01/01/2017	£132,500
sold	01/01/2008	£112,450
sold	01/01/2004	£110,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
105 HARROW ROAD, LEICESTER, LE3 0JY	£173,000	13/01/2026	Terraced
22 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£125,000	28/11/2025	Terraced
69 TYNDALE STREET, LEICESTER, LE3 0QQ	£157,000	21/11/2025	Terraced
101 LUTHER STREET, LEICESTER, LE3 0QH	£157,000	21/11/2025	Terraced
58 RIDLEY STREET, LEICESTER, LE3 0QJ	£134,000	13/11/2025	Terraced
56 RIDLEY STREET, LEICESTER, LE3 0QJ	£120,500	13/11/2025	Terraced
26 LUTHER STREET, LEICESTER, LE3 0QG	£168,000	10/11/2025	Terraced
66 LUTHER STREET, LEICESTER, LE3 0QG	£147,000	07/11/2025	Terraced
20 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£151,000	21/02/2025	Terraced
68 CRANMER STREET, LEICESTER, LE3 0QA	£175,000	07/02/2025	Terraced
38 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£145,000	03/02/2025	Terraced
98 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£197,000	10/01/2025	Terraced
36 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£139,000	04/10/2024	Terraced
104 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£137,000	24/05/2024	Terraced
4 LIVINGSTONE STREET, LEICESTER, LE3 0QY	£163,000	07/12/2023	Terraced
34 LATIMER STREET, LEICESTER, LE3 0QE	£132,500	20/11/2023	Terraced
100 RIDLEY STREET, LEICESTER, LE3 0QJ	£170,000	17/11/2023	Terraced
30 LUTHER STREET, LEICESTER, LE3 0QG	£161,250	01/11/2023	Terraced
69 LATIMER STREET, LEICESTER, LE3 0QF	£180,000	04/09/2023	Terraced
3 CRANMER STREET, LEICESTER, LE3 0QB	£185,000	02/08/2023	Terraced

Area average: £155,863 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7%

10y growth 44.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Leicester. Series: Terraced. As of May 2026.

1y (index) 2.1%

5y (index) 17.1%

10y (index) 62.6%

Rental Range

Estimated market rent for Leicester. Low = conservative, Realistic = average, Optimistic = best case.

Low £923/mo

Realistic £1,025/mo

Optimistic £1,128/mo

Based on Local Authority from postcode lookup → Leicester.

LHA (30th percentile) floor for Leicester: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Norfolk St, LE3	£615/mo	1	0.21 miles	OpenRent

Average rent: £615/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%

Max investor price (0.8%) £76,875

Target investor price (1%) £61,500

Gross yield 4%

Cost-to-rent ratio 24.7×

Monthly cashflow £-190/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	432
Anti-social behaviour	161
Public order	161
Shoplifting	119
Other theft	100
Criminal damage and arson	87
Drugs	71
Vehicle crime	48
Burglary	25
Bicycle theft	17
Possession of weapons	12
Theft from the person	12
Robbery	11
Other crime	9
Total incidents	1265

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Shaftesbury Junior School	Primary	0.1 miles	Good — 22 Mar 2022
King Richard III Infant and Nursery School	Primary	0.2 miles	Requires improvement — 9 Jun 2024
Cherryleas Assessment Centre	Other	0.2 miles	— (No rating)
Brook Mead Academy	Secondary	0.4 miles	Outstanding — 7 May 2024
Castle Mead Academy	Secondary	0.5 miles	Outstanding — 16 Nov 2023

FENSA

No FENSA certificates found for this address.

# 89 LUTHER STREET, LEICESTER, LE3 0QH

## Property details

- Slug: `63b65f6` (address key hash: `63b65f62de38c42ba0e98763e7f6e9c6ee34322a`)
- Postcode: LE3 0QH
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 77 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £182,500 Mar 2026
- Price per m²: £2,370/m²
- Local average: £188,008 (118 sales)
- Street crime: 1265 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £182,500
- Date: 2026-03-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 28/08/2027
- **Current heating cost:** £965/year

### Recommendations
- A (350)
- A2 (1,500)
- Q (14,000)
- W2 (6,000)
- C (30)
- E (35)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8123-6628-4160-8951-5922)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £182,500 | Terraced | +37.7% | £178,746 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-2a5e-b8d0-e063-4704a8c08d98) |
| Sold | 2017-12-18 | £132,500 | Terraced | — | £194,282 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/64342bfe-722e-422c-e053-6c04a8c0fb8a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 89 LUTHER STREET, LEICESTER, LE3 0QH | £182,500 | 13/03/2026 | Terraced |
| 89 LUTHER STREET, LEICESTER, LE3 0QH | £132,500 | 18/12/2017 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [154208084](http://87.117.209.195:8080/listings/985f3ed)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £182,500 |
| listed | 2024-10-25 | £182,500 |
| sold | 2017-01-01 | £132,500 |
| sold | 2008-01-01 | £112,450 |
| sold | 2004-01-01 | £110,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 105 HARROW ROAD, LEICESTER, LE3 0JY | £173,000 | 13/01/2026 | Terraced |
| 22 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £125,000 | 28/11/2025 | Terraced |
| 69 TYNDALE STREET, LEICESTER, LE3 0QQ | £157,000 | 21/11/2025 | Terraced |
| 101 LUTHER STREET, LEICESTER, LE3 0QH | £157,000 | 21/11/2025 | Terraced |
| 58 RIDLEY STREET, LEICESTER, LE3 0QJ | £134,000 | 13/11/2025 | Terraced |
| 56 RIDLEY STREET, LEICESTER, LE3 0QJ | £120,500 | 13/11/2025 | Terraced |
| 26 LUTHER STREET, LEICESTER, LE3 0QG | £168,000 | 10/11/2025 | Terraced |
| 66 LUTHER STREET, LEICESTER, LE3 0QG | £147,000 | 07/11/2025 | Terraced |
| 20 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £151,000 | 21/02/2025 | Terraced |
| 68 CRANMER STREET, LEICESTER, LE3 0QA | £175,000 | 07/02/2025 | Terraced |
| 38 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £145,000 | 03/02/2025 | Terraced |
| 98 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £197,000 | 10/01/2025 | Terraced |
| 36 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £139,000 | 04/10/2024 | Terraced |
| 104 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £137,000 | 24/05/2024 | Terraced |
| 4 LIVINGSTONE STREET, LEICESTER, LE3 0QY | £163,000 | 07/12/2023 | Terraced |
| 34 LATIMER STREET, LEICESTER, LE3 0QE | £132,500 | 20/11/2023 | Terraced |
| 100 RIDLEY STREET, LEICESTER, LE3 0QJ | £170,000 | 17/11/2023 | Terraced |
| 30 LUTHER STREET, LEICESTER, LE3 0QG | £161,250 | 01/11/2023 | Terraced |
| 69 LATIMER STREET, LEICESTER, LE3 0QF | £180,000 | 04/09/2023 | Terraced |
| 3 CRANMER STREET, LEICESTER, LE3 0QB | £185,000 | 02/08/2023 | Terraced |

**Area average:** £155,863 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7%
- **10y growth:** 44.1%

## House Price Index (HM Land Registry)

*Official index for Leicester; Terraced series; as of May 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 17.1%
- **10y growth (index):** 62.6%

## Rental Range

*ONS Price Index of Private Rents (Leicester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £923/mo
- **Realistic:** £1,025/mo
- **Optimistic:** £1,128/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Norfolk St, LE3 | £615/mo | 1 | 0.21 miles | OpenRent |

**Average rent: £615/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £76,875
- **Target investor price (1%):** £61,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £615/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.7×
- **Monthly cashflow:** £-190/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 432 |
| Anti-social behaviour | 161 |
| Public order | 161 |
| Shoplifting | 119 |
| Other theft | 100 |
| Criminal damage and arson | 87 |
| Drugs | 71 |
| Vehicle crime | 48 |
| Burglary | 25 |
| Bicycle theft | 17 |
| Possession of weapons | 12 |
| Theft from the person | 12 |
| Robbery | 11 |
| Other crime | 9 |
| **Total incidents** | **1265** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Shaftesbury Junior School | Primary | 0.1 miles | Good — 22 Mar 2022 |
| King Richard III Infant and Nursery School | Primary | 0.2 miles | Requires improvement — 9 Jun 2024 |
| Cherryleas Assessment Centre | Other | 0.2 miles | — (No rating) |
| Brook Mead Academy | Secondary | 0.4 miles | Outstanding — 7 May 2024 |
| Castle Mead Academy | Secondary | 0.5 miles | Outstanding — 16 Nov 2023 |