Terraced

1 YEARDSLEY LANE

FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN

£125,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SK23 7PN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Furness Vale, Buxton Road / adjacent Soldier Dick	0.1 miles
Train station	Furness Vale	0.1 miles
Shop	Selecta Tyre Ltd	0.9 miles
University	University of Derby, Buxton	6.8 miles
Hospital	Buxton Hospital & Corbar Birth Centre	7.7 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

63 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£125,000 Mar 2026

Price per m²

£1,984/m²

Local average

£227,991 (33 sales)

Street crime

12 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 09/10/2025

Expiry date: 08/10/2035

Current heating cost: £1,153/year

Potential heating cost: £684/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	17/03/2026	£125,000	Terraced	—	£122,544 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£125,000
listed	04/10/2025	£125,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
15 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN	£213,000	12/12/2025	Terraced
130 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£80,000	07/08/2025	Terraced
8 LAKE VIEW, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QD	£155,000	19/10/2023	Terraced
3 OLD ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QN	£213,000	28/09/2023	Terraced
196 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PH	£190,000	28/07/2022	Terraced
70 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£200,000	21/04/2022	Terraced
11 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN	£190,000	04/03/2022	Terraced
82 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£185,000	02/03/2022	Terraced
BROADHEY BARN 4 DIGLEE ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PW	£650,000	03/11/2021	Terraced
58 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£200,000	29/10/2021	Terraced
37 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PQ	£255,000	25/10/2021	Terraced
64 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£185,000	12/10/2021	Terraced

Area average: £226,333 (12 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23.3%

10y growth 10.7%

House Price Index (HM Land Registry — official index, not sold-price averages): High Peak. Series: Terraced. As of May 2026.

1y (index) 4.3%

5y (index) 25.1%

10y (index) 57.6%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: BORSDANE PROPERTIES LIMITED (762739)

Rental Range

Estimated market rent for High Peak. Low = conservative, Realistic = average, Optimistic = best case.

Low £826/mo

Realistic £918/mo

Optimistic £1,010/mo

Based on Local Authority from postcode lookup → High Peak.

LHA (30th percentile) floor for Southern Greater Manchester: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Station Road, SK23	£875/mo	2	0.09 miles	OpenRent
2 Bed Detached House, Buxton Rd, SK23	£1,300/mo	2	0.1 miles	OpenRent
2 Bed Terraced House, Buxton Road, SK23	£895/mo	2	0.12 miles	OpenRent
2 Bed Flat, Church Road, SK22	£850/mo	2	1.19 miles	OpenRent

Average rent: £980/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.71%

Max investor price (0.8%) £110,625

Target investor price (1%) £88,500

Gross yield 8.5%

Cost-to-rent ratio 11.8×

Monthly cashflow £279/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~766 m² (0.19 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	4
Anti-social behaviour	3
Shoplifting	2
Burglary	1
Other theft	1
Theft from the person	1
Total incidents	12

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Furness Vale Primary and Nursery School	Primary	0.1 miles	— (Inspected (no overall grade))
Newtown Primary School (High Peak Federation)	Primary	1.1 miles	Good — 12 May 2024
Buxworth Primary School	Primary	1.3 miles	Good — 1 Dec 2022
New Mills School	Secondary	1.3 miles	Requires improvement — 20 Oct 2022
St George's CofE Primary School	Primary	1.4 miles	Requires improvement — 3 Apr 2022

FENSA

No FENSA certificates found for this address.

# 1 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN

## Property details

- Slug: `b5c11f6` (address key hash: `b5c11f61288cab233632912c9f7973e8c09288d2`)
- Postcode: SK23 7PN
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 63 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £125,000 Mar 2026
- Price per m²: £1,984/m²
- Local average: £227,991 (33 sales)
- Street crime: 12 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £125,000
- Date: 2026-03-17
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/10/2035
- **Current heating cost:** £1,153/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9370-2681-6500-2405-1501)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-17 | £125,000 | Terraced | — | £122,544 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-eab0-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £125,000 | 17/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167812553](http://87.117.209.195:8080/listings/3e0cc92)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £125,000 |
| listed | 2025-10-04 | £125,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £213,000 | 12/12/2025 | Terraced |
| 130 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £80,000 | 07/08/2025 | Terraced |
| 8 LAKE VIEW, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QD | £155,000 | 19/10/2023 | Terraced |
| 3 OLD ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QN | £213,000 | 28/09/2023 | Terraced |
| 196 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PH | £190,000 | 28/07/2022 | Terraced |
| 70 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £200,000 | 21/04/2022 | Terraced |
| 11 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £190,000 | 04/03/2022 | Terraced |
| 82 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £185,000 | 02/03/2022 | Terraced |
| BROADHEY BARN 4 DIGLEE ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PW | £650,000 | 03/11/2021 | Terraced |
| 58 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £200,000 | 29/10/2021 | Terraced |
| 37 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PQ | £255,000 | 25/10/2021 | Terraced |
| 64 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £185,000 | 12/10/2021 | Terraced |

**Area average:** £226,333 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.3%
- **10y growth:** 10.7%

## House Price Index (HM Land Registry)

*Official index for High Peak; Terraced series; as of May 2026.*

- **1y growth (index):** 4.3%
- **5y growth (index):** 25.1%
- **10y growth (index):** 57.6%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Station Road, SK23 | £875/mo | 2 | 0.09 miles | OpenRent |
| 2 Bed Detached House, Buxton Rd, SK23 | £1,300/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Terraced House, Buxton Road, SK23 | £895/mo | 2 | 0.12 miles | OpenRent |
| 2 Bed Flat, Church Road, SK22 | £850/mo | 2 | 1.19 miles | OpenRent |

**Average rent: £980/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £110,625
- **Target investor price (1%):** £88,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £885/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £279/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 4 |
| Anti-social behaviour | 3 |
| Shoplifting | 2 |
| Burglary | 1 |
| Other theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **12** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Furness Vale Primary and Nursery School | Primary | 0.1 miles | — (Inspected (no overall grade)) |
| Newtown Primary School (High Peak Federation) | Primary | 1.1 miles | Good — 12 May 2024 |
| Buxworth Primary School | Primary | 1.3 miles | Good — 1 Dec 2022 |
| New Mills School | Secondary | 1.3 miles | Requires improvement — 20 Oct 2022 |
| St George's CofE Primary School | Primary | 1.4 miles | Requires improvement — 3 Apr 2022 |