Detached 5 sales on record

32 MCCARTHY WAY

FINCHAMPSTEAD, WOKINGHAM, RG40 4UA

£610,000

Location

Map view View on Google Maps View on OpenStreetMap Street View RG40 4UA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.2 miles
Shop	Wash Me	0.6 miles
Train station	Wokingham	2.0 miles
Hospital	Royal Berkshire Hospital	6.2 miles
University	Dreadnought, University of Reading	6.4 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

127 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£610,000 Apr 2026

Price per m²

£4,803/m²

Local average

£773,398 (48 sales)

Street crime

34 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/07/2023

Expiry date: 10/07/2033

Current heating cost: £1,653/year

Potential heating cost: £1,305/year

Est. upgrade cost to C: £17,100

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	24/04/2026	£610,000	Detached	+17.3%	£617,906 to June 2026	View transaction
Sold	22/09/2017	£520,000	Detached	+36.8%	£617,196 to June 2026	View transaction
Sold	17/04/2014	£380,000	Detached	+72.8%	£604,194 to June 2026	View transaction
Sold	18/05/2001	£219,950	Detached	+37.5%	£624,216 to June 2026	View transaction
Sold	27/04/1998	£160,000	Detached	—	£680,167 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£610,000
listed	18/09/2025	£625,000
sold	01/01/2017	£520,000
sold	01/01/2014	£380,000
sold	01/01/2001	£219,950
sold	01/01/1998	£160,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 CHALLENOR CLOSE, FINCHAMPSTEAD, WOKINGHAM, RG40 4UJ	£550,000	07/11/2025	Detached
88 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UB	£550,000	04/08/2025	Detached
1 THOMAS LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4RU	£837,500	04/07/2025	Detached
6 CHARLTON CLOSE, WOKINGHAM, RG40 4YQ	£650,000	24/10/2023	Detached
96 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UB	£537,500	28/07/2023	Detached
4 MERRYWEATHER CLOSE, WOKINGHAM, RG40 4YH	£765,000	16/11/2022	Detached
50 NASH GROVE LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HD	£600,000	27/10/2022	Detached
29 MORNINGTON AVENUE, FINCHAMPSTEAD, WOKINGHAM, RG40 4UE	£553,500	29/09/2022	Detached
27 MERRYWEATHER CLOSE, WOKINGHAM, RG40 4YH	£635,000	22/09/2022	Detached
1 ELGARTH DRIVE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HH	£740,000	02/08/2022	Detached
2 ST JAMES ROAD, FINCHAMPSTEAD, WOKINGHAM, RG40 4RT	£741,000	29/06/2022	Detached
14 CHARLTON CLOSE, WOKINGHAM, RG40 4YQ	£655,000	23/06/2022	Detached
29 DODSELLS WELL, WOKINGHAM, RG40 4YE	£640,000	28/01/2022	Detached
31 THE SPINNEY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UN	£490,000	14/12/2021	Detached
90 ROYCROFT LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HW	£435,000	26/11/2021	Detached
40 THE SPINNEY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UN	£495,000	25/11/2021	Detached
34 NASH GROVE LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HD	£922,500	05/11/2021	Detached
56 NASH GROVE LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HD	£725,000	27/09/2021	Detached
2 ELGARTH DRIVE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HH	£660,000	22/09/2021	Detached

Area average: £641,158 (19 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11%

10y growth 7.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Wokingham. Series: Detached. As of June 2026.

1y (index) -3.9%

5y (index) 16.9%

10y (index) 24.7%

Rental Range

Estimated market rent for Wokingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,323/mo

Realistic £1,470/mo

Optimistic £1,617/mo

Based on Local Authority from postcode lookup → Wokingham.

LHA (30th percentile) floor for Northampton: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Bungalow, Barkham Ride, RG40	£1,850/mo	4	0.45 miles	OpenRent
4 Bed Bungalow, Kiln Ride Extension, RG40	£2,000/mo	4	0.68 miles	OpenRent
4 Bed Detached House, Barkham Road, RG41	£2,900/mo	4	1.17 miles	OpenRent

Average rent: £2,250/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £250,000

Target investor price (1%) £200,000

Gross yield 3.9%

Cost-to-rent ratio 25.4×

Monthly cashflow £-627/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~234 m² (0.06 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	12
Anti-social behaviour	7
Shoplifting	6
Burglary	2
Public order	2
Bicycle theft	1
Criminal damage and arson	1
Drugs	1
Possession of weapons	1
Vehicle crime	1
Total incidents	34

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Waverley Preparatory School & Day Nursery	Other	0.4 miles	— (No rating)
Gorse Ride Infants' School	Primary	0.5 miles	Good — 3 Mar 2011
Gorse Ride Junior School	Primary	0.5 miles	Good — 20 Jun 2022
Nine Mile Ride Primary School	Primary	0.6 miles	Good — 9 Jan 2014
Evendons Primary School	Primary	1.0 miles	Outstanding — 8 Sep 2017

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
07/07/2008	02/05/2008	—	1

# 32 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UA

## Property details

- Slug: `ab25244` (address key hash: `ab252446ee51b1f367041728f844cd90330735f8`)
- Postcode: RG40 4UA
- Transactions on record: 5

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 127 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £610,000 Apr 2026
- Price per m²: £4,803/m²
- Local average: £773,398 (48 sales)
- Street crime: 34 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £610,000
- Date: 2026-04-24
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/07/2033
- **Current heating cost:** £1,653/year
- **Est. upgrade cost to C:** £17,100

### Recommendations
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0030-2599-4431-2097-7035)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £610,000 | Detached | +17.3% | £617,906 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-bc45-b8d0-e063-4704a8c08d98) |
| Sold | 2017-09-22 | £520,000 | Detached | +36.8% | £617,196 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5cf9903b-83a4-7f13-e053-6c04a8c074b1) |
| Sold | 2014-04-17 | £380,000 | Detached | +72.8% | £604,194 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/6c660554-30d4-4922-a867-d32ca9f3e4da) |
| Sold | 2001-05-18 | £219,950 | Detached | +37.5% | £624,216 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/78d0c144-8c4b-4428-9381-4da5447da581) |
| Sold | 1998-04-27 | £160,000 | Detached | — | £680,167 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/24a79ff6-7401-4ee6-9307-8f82713f947e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UA | £610,000 | 24/04/2026 | Detached |
| 32 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UA | £520,000 | 22/09/2017 | Detached |
| 32 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UA | £380,000 | 17/04/2014 | Detached |
| 32 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UA | £219,950 | 18/05/2001 | Detached |
| 32 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UA | £160,000 | 27/04/1998 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167135243](http://87.117.209.195:8080/listings/eeee178)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £610,000 |
| listed | 2025-09-18 | £625,000 |
| sold | 2017-01-01 | £520,000 |
| sold | 2014-01-01 | £380,000 |
| sold | 2001-01-01 | £219,950 |
| sold | 1998-01-01 | £160,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 CHALLENOR CLOSE, FINCHAMPSTEAD, WOKINGHAM, RG40 4UJ | £550,000 | 07/11/2025 | Detached |
| 88 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UB | £550,000 | 04/08/2025 | Detached |
| 1 THOMAS LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4RU | £837,500 | 04/07/2025 | Detached |
| 6 CHARLTON CLOSE, WOKINGHAM, RG40 4YQ | £650,000 | 24/10/2023 | Detached |
| 96 MCCARTHY WAY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UB | £537,500 | 28/07/2023 | Detached |
| 4 MERRYWEATHER CLOSE, WOKINGHAM, RG40 4YH | £765,000 | 16/11/2022 | Detached |
| 50 NASH GROVE LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HD | £600,000 | 27/10/2022 | Detached |
| 29 MORNINGTON AVENUE, FINCHAMPSTEAD, WOKINGHAM, RG40 4UE | £553,500 | 29/09/2022 | Detached |
| 27 MERRYWEATHER CLOSE, WOKINGHAM, RG40 4YH | £635,000 | 22/09/2022 | Detached |
| 1 ELGARTH DRIVE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HH | £740,000 | 02/08/2022 | Detached |
| 2 ST JAMES ROAD, FINCHAMPSTEAD, WOKINGHAM, RG40 4RT | £741,000 | 29/06/2022 | Detached |
| 14 CHARLTON CLOSE, WOKINGHAM, RG40 4YQ | £655,000 | 23/06/2022 | Detached |
| 29 DODSELLS WELL, WOKINGHAM, RG40 4YE | £640,000 | 28/01/2022 | Detached |
| 31 THE SPINNEY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UN | £490,000 | 14/12/2021 | Detached |
| 90 ROYCROFT LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HW | £435,000 | 26/11/2021 | Detached |
| 40 THE SPINNEY, FINCHAMPSTEAD, WOKINGHAM, RG40 4UN | £495,000 | 25/11/2021 | Detached |
| 34 NASH GROVE LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HD | £922,500 | 05/11/2021 | Detached |
| 56 NASH GROVE LANE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HD | £725,000 | 27/09/2021 | Detached |
| 2 ELGARTH DRIVE, FINCHAMPSTEAD, WOKINGHAM, RG40 4HH | £660,000 | 22/09/2021 | Detached |

**Area average:** £641,158 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11%
- **10y growth:** 7.9%

## House Price Index (HM Land Registry)

*Official index for Wokingham; Detached series; as of June 2026.*

- **1y growth (index):** -3.9%
- **5y growth (index):** 16.9%
- **10y growth (index):** 24.7%

## Rental Range

*ONS Price Index of Private Rents (Wokingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,323/mo
- **Realistic:** £1,470/mo
- **Optimistic:** £1,617/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northampton (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Bungalow, Barkham Ride, RG40 | £1,850/mo | 4 | 0.45 miles | OpenRent |
| 4 Bed Bungalow, Kiln Ride Extension, RG40 | £2,000/mo | 4 | 0.68 miles | OpenRent |
| 4 Bed Detached House, Barkham Road, RG41 | £2,900/mo | 4 | 1.17 miles | OpenRent |

**Average rent: £2,250/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £250,000
- **Target investor price (1%):** £200,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,000/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.4×
- **Monthly cashflow:** £-627/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 12 |
| Anti-social behaviour | 7 |
| Shoplifting | 6 |
| Burglary | 2 |
| Public order | 2 |
| Bicycle theft | 1 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **34** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Waverley Preparatory School & Day Nursery | Other | 0.4 miles | — (No rating) |
| Gorse Ride Infants' School | Primary | 0.5 miles | Good — 3 Mar 2011 |
| Gorse Ride Junior School | Primary | 0.5 miles | Good — 20 Jun 2022 |
| Nine Mile Ride Primary School | Primary | 0.6 miles | Good — 9 Jan 2014 |
| Evendons Primary School | Primary | 1.0 miles | Outstanding — 8 Sep 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5812392
- **Address:** 32 McCarthy Way, Finchampstead, RG40 4UA
- **Certificate Issued:** 07/07/2008
- **Work Completed:** 02/05/2008
- **Items:** 1 door(s)