Detached 5 sales on record

38 WHITEHOUSE ROAD

SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF

£342,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CM3 5PF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Touch of Class Dry Cleaners	0.1 miles
Bus stop	Mitchell Way	0.1 miles
Train station	South Woodham Ferrers	0.2 miles
University	University of Essex	8.9 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

83 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£342,000 Mar 2026

Price per m²

£4,120/m²

Local average

£628,549 (98 sales)

Street crime

70 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 27/04/2021

Expiry date: 26/04/2031

Current heating cost: £747/year

Potential heating cost: £359/year

Est. upgrade cost to C: £13,325

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/03/2026	£342,000	Detached	+84.9%	£347,572 to May 2026	View transaction
Sold	12/02/2010	£185,000	Detached	-14.2%	£355,742 to May 2026	View transaction
Sold	18/01/2008	£215,500	Detached	+39%	£380,653 to May 2026	View transaction
Sold	28/10/2005	£155,000	Detached	+2.6%	£320,934 to May 2026	View transaction
Sold	21/02/2003	£151,000	Detached	—	£361,386 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£342,000
listed	19/08/2025	£345,000
sold	01/01/2010	£185,000
sold	01/01/2008	£215,500
sold	01/01/2005	£155,000
sold	01/01/2003	£151,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
2 DUNLIN CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5SA	£632,000	28/11/2025	Detached
36 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ	£430,000	27/03/2025	Detached
42 MITCHELL WAY, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PJ	£515,000	05/02/2025	Detached
10 GREEN LANE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JQ	£410,000	02/12/2022	Detached
93 HAMBERTS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5TZ	£600,000	30/11/2022	Detached
4 HITHER BLAKERS, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JH	£426,000	10/10/2022	Detached
42 HULLBRIDGE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5NG	£700,000	23/09/2022	Detached
8 MILLARS CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5QF	£485,000	15/07/2022	Detached
13 BANDHILLS CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JW	£425,000	30/05/2022	Detached
58 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ	£560,000	05/05/2022	Detached
19 BRENT AVENUE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5SE	£445,000	05/05/2022	Detached
17 BARTON CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5UB	£390,000	13/04/2022	Detached
20 LONGFIELD ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JN	£402,000	28/03/2022	Detached
98 HAMBERTS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5TZ	£497,000	14/02/2022	Detached
26 CLEMENTS GREEN LANE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JP	£450,000	07/12/2021	Detached
3 THE CHASE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PN	£455,000	05/11/2021	Detached
7 MANOR ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PW	£450,000	22/10/2021	Detached
43 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ	£575,000	23/09/2021	Detached
4 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ	£580,000	27/08/2021	Detached

Area average: £496,158 (19 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.6%

10y growth 5.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: Detached. As of May 2026.

1y (index) 0.5%

5y (index) 16%

10y (index) 33.6%

Rental Range

Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,302/mo

Realistic £1,447/mo

Optimistic £1,592/mo

Based on Local Authority from postcode lookup → Chelmsford.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Maisonette, Champions Way, CM3	£3,250/mo	3	0.25 miles	OpenRent
3 Bed Semi-Detached House, Coburg Place, CM3	£1,600/mo	3	0.53 miles	OpenRent

Average rent: £2,425/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.71%

Max investor price (0.8%) £303,125

Target investor price (1%) £242,500

Gross yield 8.5%

Cost-to-rent ratio 11.8×

Monthly cashflow £811/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~182 m² (0.04 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	39
Shoplifting	9
Anti-social behaviour	4
Criminal damage and arson	4
Public order	4
Other crime	3
Drugs	2
Other theft	2
Vehicle crime	2
Burglary	1
Total incidents	70

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Woodville Primary School	Primary	0.2 miles	Outstanding — 21 Apr 2008
Elmwood Primary School	Primary	0.4 miles	Good — 28 Feb 2014
St Joseph's Catholic Primary School, SWF	Primary	0.5 miles	Good — 15 Jul 2024
William de Ferrers School	Secondary	0.5 miles	— (Inspected (no overall grade))
Trinity St Mary's CofE Voluntary Aided Primary School, South Woodham Ferrers	Primary	0.5 miles	Good — 21 Jun 2012

FENSA

No FENSA certificates found for this address.

# 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF

## Property details

- Slug: `fddea78` (address key hash: `fddea78f802f891cd0581b8e26158e5c59fc48bb`)
- Postcode: CM3 5PF
- Transactions on record: 5

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 83 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £342,000 Mar 2026
- Price per m²: £4,120/m²
- Local average: £628,549 (98 sales)
- Street crime: 70 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £342,000
- Date: 2026-03-13
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/04/2031
- **Current heating cost:** £747/year
- **Est. upgrade cost to C:** £13,325

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0246-1209-2809-3344-0200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £342,000 | Detached | +84.9% | £347,572 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f2ea-b8d0-e063-4704a8c08d98) |
| Sold | 2010-02-12 | £185,000 | Detached | -14.2% | £355,742 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/22ef7a80-3f03-4c55-a4d9-f33a3885f346) |
| Sold | 2008-01-18 | £215,500 | Detached | +39% | £380,653 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/ca9faffd-f55a-40bf-b14c-30242f230f5d) |
| Sold | 2005-10-28 | £155,000 | Detached | +2.6% | £320,934 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/7d329606-1e99-4394-b0f9-f13fd5cb6318) |
| Sold | 2003-02-21 | £151,000 | Detached | — | £361,386 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/e6061597-6cc2-46a2-be58-65be9fcf8a0f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £342,000 | 13/03/2026 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £185,000 | 12/02/2010 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £215,500 | 18/01/2008 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £155,000 | 28/10/2005 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £151,000 | 21/02/2003 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165953198](http://87.117.209.195:8080/listings/b28e48a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £342,000 |
| listed | 2025-08-19 | £345,000 |
| sold | 2010-01-01 | £185,000 |
| sold | 2008-01-01 | £215,500 |
| sold | 2005-01-01 | £155,000 |
| sold | 2003-01-01 | £151,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 DUNLIN CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5SA | £632,000 | 28/11/2025 | Detached |
| 36 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £430,000 | 27/03/2025 | Detached |
| 42 MITCHELL WAY, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PJ | £515,000 | 05/02/2025 | Detached |
| 10 GREEN LANE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JQ | £410,000 | 02/12/2022 | Detached |
| 93 HAMBERTS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5TZ | £600,000 | 30/11/2022 | Detached |
| 4 HITHER BLAKERS, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JH | £426,000 | 10/10/2022 | Detached |
| 42 HULLBRIDGE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5NG | £700,000 | 23/09/2022 | Detached |
| 8 MILLARS CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5QF | £485,000 | 15/07/2022 | Detached |
| 13 BANDHILLS CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JW | £425,000 | 30/05/2022 | Detached |
| 58 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £560,000 | 05/05/2022 | Detached |
| 19 BRENT AVENUE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5SE | £445,000 | 05/05/2022 | Detached |
| 17 BARTON CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5UB | £390,000 | 13/04/2022 | Detached |
| 20 LONGFIELD ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JN | £402,000 | 28/03/2022 | Detached |
| 98 HAMBERTS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5TZ | £497,000 | 14/02/2022 | Detached |
| 26 CLEMENTS GREEN LANE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JP | £450,000 | 07/12/2021 | Detached |
| 3 THE CHASE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PN | £455,000 | 05/11/2021 | Detached |
| 7 MANOR ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PW | £450,000 | 22/10/2021 | Detached |
| 43 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £575,000 | 23/09/2021 | Detached |
| 4 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £580,000 | 27/08/2021 | Detached |

**Area average:** £496,158 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.6%
- **10y growth:** 5.5%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Detached series; as of May 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 33.6%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Champions Way, CM3 | £3,250/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Semi-Detached House, Coburg Place, CM3 | £1,600/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £2,425/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £303,125
- **Target investor price (1%):** £242,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,425/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £811/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 39 |
| Shoplifting | 9 |
| Anti-social behaviour | 4 |
| Criminal damage and arson | 4 |
| Public order | 4 |
| Other crime | 3 |
| Drugs | 2 |
| Other theft | 2 |
| Vehicle crime | 2 |
| Burglary | 1 |
| **Total incidents** | **70** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Woodville Primary School | Primary | 0.2 miles | Outstanding — 21 Apr 2008 |
| Elmwood Primary School | Primary | 0.4 miles | Good — 28 Feb 2014 |
| St Joseph's Catholic Primary School, SWF | Primary | 0.5 miles | Good — 15 Jul 2024 |
| William de Ferrers School | Secondary | 0.5 miles | — (Inspected (no overall grade)) |
| Trinity St Mary's CofE Voluntary Aided Primary School, South Woodham Ferrers | Primary | 0.5 miles | Good — 21 Jun 2012 |