Terraced 3 sales on record

90 MIDDLE STREET

DEAL, DOVER, KENT, CT14 6JN

£360,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CT14 6JN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Teresa Hair Fashions	0.0 miles
Bus stop	Town Hall	0.0 miles
Train station	Deal	0.3 miles
Hospital	Queen Elizabeth The Queen Mother Hospital	10.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

74 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£360,000 Apr 2026

Price per m²

£4,865/m²

Local average

£335,372 (67 sales)

Street crime

137 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 06/07/2022

Expiry date: 05/07/2032

Current heating cost: £662/year

Potential heating cost: £357/year

Est. upgrade cost to C: £26,830

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
Draughtproof single-glazed windows (£80 - £120)
Low energy lighting for all fixed outlets (£55)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/04/2026	£360,000	Terraced	-30.8%	£366,365 to June 2026	View transaction
Sold	31/07/2024	£520,000	Terraced	+10.6%	£517,751 to June 2026	View transaction
Sold	26/08/2022	£470,000	Terraced	—	£426,473 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	21/07/2025	£395,000
sold	01/01/2024	£520,000
sold	01/01/2022	£470,000
sold	01/01/2005	£175,000
sold	01/01/1996	£62,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
10 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL	£490,000	15/05/2026	Terraced
116 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JX	£350,000	26/01/2026	Terraced
14 DUKE STREET, DEAL, DOVER, KENT, CT14 6DU	£425,000	25/11/2025	Terraced
68A MIDDLE STREET, DEAL, DOVER, KENT, CT14 6HP	£375,000	17/11/2025	Terraced
8 CHAPEL STREET, DEAL, DOVER, KENT, CT14 6HW	£365,000	31/03/2025	Terraced
7 MARKET STREET, DEAL, DOVER, KENT, CT14 6HS	£276,660	21/02/2025	Terraced
4 DUKE STREET, DEAL, DOVER, KENT, CT14 6DU	£671,000	22/11/2023	Terraced
66 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6HP	£785,000	10/11/2023	Terraced
123 BEACH STREET, DEAL, DOVER, KENT, CT14 6JJ	£332,817	13/10/2023	Terraced
2 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL	£392,500	03/07/2023	Terraced
110 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JX	£256,000	26/05/2023	Terraced
3 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL	£334,000	23/05/2023	Terraced
12 - 14 FARRIER STREET, DEAL, DOVER, KENT, CT14 6JR	£1,150,000	19/05/2023	Terraced
7 MARKET STREET, DEAL, DOVER, KENT, CT14 6HS	£260,000	08/12/2022	Terraced
150 HIGH STREET, DEAL, DOVER, KENT, CT14 6BG	£320,000	07/11/2022	Terraced
4 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL	£443,000	21/10/2022	Terraced
35 DUKE STREET, DEAL, DOVER, KENT, CT14 6DT	£440,000	30/06/2022	Terraced
115 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JW	£650,000	30/06/2022	Terraced
45 UNION ROAD, DEAL, DOVER, KENT, CT14 6EA	£300,000	24/06/2022	Terraced
31 UNION ROAD, DEAL, DOVER, KENT, CT14 6EA	£517,500	21/06/2022	Terraced

Area average: £456,674 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -12.7%

10y growth 31.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Dover. Series: Terraced. As of June 2026.

1y (index) 5.1%

5y (index) 3.5%

10y (index) 31.9%

Rental Range

Estimated market rent for Dover. Low = conservative, Realistic = average, Optimistic = best case.

Low £926/mo

Realistic £1,029/mo

Optimistic £1,132/mo

Based on Local Authority from postcode lookup → Dover.

LHA (30th percentile) floor for Dover-Shepway: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed End Terrace, Wellington Road, CT14	£1,350/mo	2	0.32 miles	OpenRent
2 Bed Flat, Prince Of Wales Terrace, CT14	£1,000/mo	2	0.34 miles	OpenRent

Average rent: £1,175/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £146,875

Target investor price (1%) £117,500

Gross yield 3.9%

Cost-to-rent ratio 25.5×

Monthly cashflow £-385/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~61 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Anti-social behaviour	50
Violence and sexual offences	50
Criminal damage and arson	14
Other theft	6
Shoplifting	5
Public order	3
Vehicle crime	3
Bicycle theft	2
Burglary	2
Other crime	1
Robbery	1
Total incidents	137

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sandown School	Primary	0.3 miles	Good — 28 Mar 2013
Brewood Secondary School	Other	0.6 miles	Good — 16 Jan 2020
Goodwin Academy	Secondary	0.9 miles	Requires improvement — 13 Dec 2022
Deal Parochial Church of England Primary School	Primary	1.0 miles	Good — 6 Jun 2013
Warden House Primary School	Primary	1.1 miles	Outstanding — 7 Jan 2015

FENSA

No FENSA certificates found for this address.

# 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN

## Property details

- Slug: `0b2ce68` (address key hash: `0b2ce681ce4dae613a73da4ae2029b4f61b3decf`)
- Postcode: CT14 6JN
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 74 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £360,000 Apr 2026
- Price per m²: £4,865/m²
- Local average: £335,372 (67 sales)
- Street crime: 137 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £360,000
- Date: 2026-04-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 05/07/2032
- **Current heating cost:** £662/year
- **Est. upgrade cost to C:** £26,830

### Recommendations
- A2 (£850 - £1,500)
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- D (£80 - £120)
- E (£55)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0160-1008-1263-8132-9204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-20 | £360,000 | Terraced | -30.8% | £366,365 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-78a7-8052-e063-4804a8c06ee4) |
| Sold | 2024-07-31 | £520,000 | Terraced | +10.6% | £517,751 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/2131fcf6-1af4-86e8-e063-4804a8c0372b) |
| Sold | 2022-08-26 | £470,000 | Terraced | — | £426,473 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/ea3278aa-05c9-2676-e053-6b04a8c015f8) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN | £360,000 | 20/04/2026 | Terraced |
| 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN | £520,000 | 31/07/2024 | Terraced |
| 90 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JN | £470,000 | 26/08/2022 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164741465](http://87.117.209.195:8080/listings/73b3f40)

| Event | Date | Price |
|-------|------|-------|
| listed | 2025-07-21 | £395,000 |
| sold | 2024-01-01 | £520,000 |
| sold | 2022-01-01 | £470,000 |
| sold | 2005-01-01 | £175,000 |
| sold | 1996-01-01 | £62,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £490,000 | 15/05/2026 | Terraced |
| 116 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JX | £350,000 | 26/01/2026 | Terraced |
| 14 DUKE STREET, DEAL, DOVER, KENT, CT14 6DU | £425,000 | 25/11/2025 | Terraced |
| 68A MIDDLE STREET, DEAL, DOVER, KENT, CT14 6HP | £375,000 | 17/11/2025 | Terraced |
| 8 CHAPEL STREET, DEAL, DOVER, KENT, CT14 6HW | £365,000 | 31/03/2025 | Terraced |
| 7 MARKET STREET, DEAL, DOVER, KENT, CT14 6HS | £276,660 | 21/02/2025 | Terraced |
| 4 DUKE STREET, DEAL, DOVER, KENT, CT14 6DU | £671,000 | 22/11/2023 | Terraced |
| 66 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6HP | £785,000 | 10/11/2023 | Terraced |
| 123 BEACH STREET, DEAL, DOVER, KENT, CT14 6JJ | £332,817 | 13/10/2023 | Terraced |
| 2 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £392,500 | 03/07/2023 | Terraced |
| 110 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JX | £256,000 | 26/05/2023 | Terraced |
| 3 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £334,000 | 23/05/2023 | Terraced |
| 12 - 14 FARRIER STREET, DEAL, DOVER, KENT, CT14 6JR | £1,150,000 | 19/05/2023 | Terraced |
| 7 MARKET STREET, DEAL, DOVER, KENT, CT14 6HS | £260,000 | 08/12/2022 | Terraced |
| 150 HIGH STREET, DEAL, DOVER, KENT, CT14 6BG | £320,000 | 07/11/2022 | Terraced |
| 4 COPPIN STREET, DEAL, DOVER, KENT, CT14 6JL | £443,000 | 21/10/2022 | Terraced |
| 35 DUKE STREET, DEAL, DOVER, KENT, CT14 6DT | £440,000 | 30/06/2022 | Terraced |
| 115 MIDDLE STREET, DEAL, DOVER, KENT, CT14 6JW | £650,000 | 30/06/2022 | Terraced |
| 45 UNION ROAD, DEAL, DOVER, KENT, CT14 6EA | £300,000 | 24/06/2022 | Terraced |
| 31 UNION ROAD, DEAL, DOVER, KENT, CT14 6EA | £517,500 | 21/06/2022 | Terraced |

**Area average:** £456,674 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.7%
- **10y growth:** 31.7%

## House Price Index (HM Land Registry)

*Official index for Dover; Terraced series; as of June 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 3.5%
- **10y growth (index):** 31.9%

## Rental Range

*ONS Price Index of Private Rents (Dover). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £926/mo
- **Realistic:** £1,029/mo
- **Optimistic:** £1,132/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Dover-Shepway (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Wellington Road, CT14 | £1,350/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Flat, Prince Of Wales Terrace, CT14 | £1,000/mo | 2 | 0.34 miles | OpenRent |

**Average rent: £1,175/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £146,875
- **Target investor price (1%):** £117,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,175/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.5×
- **Monthly cashflow:** £-385/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 50 |
| Violence and sexual offences | 50 |
| Criminal damage and arson | 14 |
| Other theft | 6 |
| Shoplifting | 5 |
| Public order | 3 |
| Vehicle crime | 3 |
| Bicycle theft | 2 |
| Burglary | 2 |
| Other crime | 1 |
| Robbery | 1 |
| **Total incidents** | **137** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sandown School | Primary | 0.3 miles | Good — 28 Mar 2013 |
| Brewood Secondary School | Other | 0.6 miles | Good — 16 Jan 2020 |
| Goodwin Academy | Secondary | 0.9 miles | Requires improvement — 13 Dec 2022 |
| Deal Parochial Church of England Primary School | Primary | 1.0 miles | Good — 6 Jun 2013 |
| Warden House Primary School | Primary | 1.1 miles | Outstanding — 7 Jan 2015 |