Semi-Detached

10 IVATT CLOSE

MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ

£224,950

Location

DE11 7FZ

Property details

Tenure

Freehold

Property type

Semi-detached

Floor area

70 m²

EPC rating

Last sold

£224,950 Jun 2023

Price per m²

£3,214/m²

Local average

£198,120 (89 sales)

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 18/05/2023

Expiry date: 17/05/2033

Current heating cost: £371/year

Potential heating cost: £371/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/06/2023	£224,950	Semi-detached	—	£236,826 to May 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ	£235,000	24/04/2026	Semi-detached
8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ	£224,950	23/06/2023	Semi-detached

Area average: £229,975 (2 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.5%

10y growth 46.7%

House Price Index (HM Land Registry — official index, not sold-price averages): East Midlands. Series: Semi-detached. As of May 2026.

1y (index) 4%

5y (index) 20.7%

10y (index) 52.1%

Rental Range

Estimated market rent for East Midlands. Low = conservative, Realistic = average, Optimistic = best case.

Low £826/mo

Realistic £918/mo

Optimistic £1,010/mo

Based on Postcode area DE → East Midlands.

LHA (30th percentile) floor for Eastern Staffordshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	As seen on
1 Bed Flat, High Street, DE11	£650/mo	1	OpenRent
1 Bed Flat, Frederick Street, DE11	£675/mo	1	OpenRent
1 Bed Flat, Frederick Street, DE11	£675/mo	1	OpenRent
Studio Flat, The Old Bakery, DE11	£750/mo	1	OpenRent
2 Bed Terraced House, Weston St, DE11	£750/mo	2	OpenRent
2 Bed Terraced House, Swadlincote Road, DE11	£750/mo	2	OpenRent
2 Bed Terraced House, Weston St, DE11	£750/mo	2	OpenRent
2 Bed End Terrace, Ensor Close, DE11	£775/mo	2	OpenRent
2 Bed Flat, Swadlincote Road, DE11	£795/mo	2	OpenRent
2 Bed Flat, Swadlincote Road, DE11	£835/mo	2	OpenRent
2 Bed Terraced House, Midland Road, DE11	£850/mo	2	OpenRent
2 Bed End Terrace, Ensor Close, DE11	£895/mo	2	OpenRent
3 Bed Detached House, Swadlincote, DE11	£1,395/mo	3	OpenRent
2 Bed Semi-Detached House, Granville Street, DE11	£2,300/mo	2	OpenRent
2 Bed Semi-Detached House, Granville Street, DE11	£2,300/mo	2	OpenRent

Average rent: £1,010/mo (15 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%

Max investor price (0.8%) £96,875

Target investor price (1%) £77,500

Gross yield 4.1%

Cost-to-rent ratio 24.2×

Monthly cashflow £-213/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Flood zone data is not yet available for this property.

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Crime data is not yet available for this property.

FENSA

No FENSA certificates found for this address.

# 10 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ

## Property details

- Slug: `ac40b62` (address key hash: `ac40b629cb00bd4791cb043095d77516ce46b7d3`)
- Postcode: DE11 7FZ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 70 m²
- EPC rating: B
- Last sold: £224,950 Jun 2023
- Price per m²: £3,214/m²
- Local average: £198,120 (89 sales)

## Latest sale

- Price: £224,950
- Date: 2023-06-16
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 17/05/2033
- **Current heating cost:** £371/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9681-3026-8305-1487-8204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2023-06-16 | £224,950 | Semi-detached | — | £236,826 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/2131fcf5-eb3a-86e8-e063-4804a8c0372b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ | £224,950 | 16/06/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ | £235,000 | 24/04/2026 | Semi-detached |
| 8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ | £224,950 | 23/06/2023 | Semi-detached |

**Area average:** £229,975 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.5%
- **10y growth:** 46.7%

## House Price Index (HM Land Registry)

*Official index for East Midlands; Semi-detached series; as of May 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 20.7%
- **10y growth (index):** 52.1%

## Rental Range

*ONS Price Index of Private Rents (East Midlands). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 1 Bed Flat, High Street, DE11 | £650/mo | 1 | OpenRent |
| 1 Bed Flat, Frederick Street, DE11 | £675/mo | 1 | OpenRent |
| 1 Bed Flat, Frederick Street, DE11 | £675/mo | 1 | OpenRent |
| Studio Flat, The Old Bakery, DE11 | £750/mo | 1 | OpenRent |
| 2 Bed Terraced House, Weston St, DE11 | £750/mo | 2 | OpenRent |
| 2 Bed Terraced House, Swadlincote Road, DE11 | £750/mo | 2 | OpenRent |
| 2 Bed Terraced House, Weston St, DE11 | £750/mo | 2 | OpenRent |
| 2 Bed End Terrace, Ensor Close, DE11 | £775/mo | 2 | OpenRent |
| 2 Bed Flat, Swadlincote Road, DE11 | £795/mo | 2 | OpenRent |
| 2 Bed Flat, Swadlincote Road, DE11 | £835/mo | 2 | OpenRent |
| 2 Bed Terraced House, Midland Road, DE11 | £850/mo | 2 | OpenRent |
| 2 Bed End Terrace, Ensor Close, DE11 | £895/mo | 2 | OpenRent |
| 3 Bed Detached House, Swadlincote, DE11 | £1,395/mo | 3 | OpenRent |
| 2 Bed Semi-Detached House, Granville Street, DE11 | £2,300/mo | 2 | OpenRent |
| 2 Bed Semi-Detached House, Granville Street, DE11 | £2,300/mo | 2 | OpenRent |

**Average rent: £1,010/mo (15 listings)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £96,875
- **Target investor price (1%):** £77,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £775/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.2×
- **Monthly cashflow:** £-213/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*