Terraced 4 sales on record

113 CONCORD AVENUE

CHATHAM, MEDWAY, ME5 9TT

£270,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME5 9TT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Amethyst Avenue	0.2 miles
Shop	Premier	0.3 miles
Train station	Chatham	1.9 miles
Hospital	The Somerfield Hospital	5.3 miles
University	Unknown	5.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

69 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£270,000 Apr 2026

Price per m²

£3,913/m²

Local average

£314,453 (78 sales)

Street crime

171 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 06/10/2025

Expiry date: 05/10/2035

Current heating cost: £953/year

Potential heating cost: £623/year

Est. upgrade cost to C: £18,945

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£900 - £1,200)
Cavity wall insulation (£900 - £1,500)
Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£180 - £210)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/04/2026	£270,000	Terraced	+59.8%	£267,800 to May 2026	View transaction
Sold	17/10/2014	£169,000	Terraced	+13%	£275,261 to May 2026	View transaction
Sold	23/12/2010	£149,500	Terraced	+112.1%	£299,615 to May 2026	View transaction
Sold	01/09/2000	£70,500	Terraced	—	£287,310 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£270,000
listed	09/10/2025	£260,000
sold	01/01/2014	£169,000
sold	01/01/2010	£149,500
sold	01/01/2006	£140,000
sold	01/01/2000	£70,500
sold	01/01/1998	£54,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
19 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP	£320,000	01/09/2025	Terraced
38 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP	£310,000	19/03/2025	Terraced
10 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL	£315,000	22/09/2023	Terraced
59 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TH	£260,000	25/08/2023	Terraced
95 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF	£278,000	29/06/2023	Terraced
76 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG	£270,000	22/05/2023	Terraced
31 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP	£325,000	09/05/2023	Terraced
105 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT	£242,000	27/01/2023	Terraced
36 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP	£315,000	09/12/2022	Terraced
69 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF	£345,000	09/12/2022	Terraced
40 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL	£333,000	09/09/2022	Terraced
83 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF	£270,000	29/07/2022	Terraced
85 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG	£285,000	01/04/2022	Terraced
25 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP	£291,250	14/12/2021	Terraced
115 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT	£267,500	06/12/2021	Terraced
7 WEST DRIVE, CHATHAM, MEDWAY, ME5 9XG	£242,000	14/10/2021	Terraced
9 THE HAWTHORNS, CHATHAM, MEDWAY, ME5 0TQ	£285,000	11/10/2021	Terraced
32 BARBERRY AVENUE, CHATHAM, MEDWAY, ME5 9TA	£265,000	17/09/2021	Terraced
35 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP	£260,000	31/08/2021	Terraced

Area average: £288,355 (19 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.5%

10y growth 34%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Terraced. As of May 2026.

1y (index) -0.1%

5y (index) 14.7%

10y (index) 37.6%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,111/mo

Realistic £1,234/mo

Optimistic £1,357/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Medway & Swale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Gorse Avenue, ME5	£1,350/mo	2	0.39 miles	OpenRent
2 Bed Flat, Pine House, ME5	£1,000/mo	2	0.43 miles	OpenRent
2 Bed Terraced House, Brenzett Close, ME5	£1,395/mo	2	0.86 miles	OpenRent

Average rent: £1,248/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £127/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~204 m² (0.05 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	52
Anti-social behaviour	41
Criminal damage and arson	20
Shoplifting	14
Other theft	12
Public order	7
Vehicle crime	7
Other crime	5
Burglary	4
Robbery	3
Drugs	2
Possession of weapons	2
Bicycle theft	1
Theft from the person	1
Total incidents	171

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Horsted Junior School	Primary	0.3 miles	Good — 19 May 2014
Horsted Infant School	Primary	0.3 miles	Good — 27 Nov 2023
Walderslade School	Secondary	0.4 miles	Inadequate — 17 May 2023
Greenacre School	Secondary	0.5 miles	Inadequate — 22 May 2023
Bradfields Academy	Other	0.5 miles	Outstanding — 26 Apr 2017

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
01/12/2014	06/11/2014	8	2

# 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT

## Property details

- Slug: `534d12b` (address key hash: `534d12b016e5825cc6f9bf8cb71adea90bce498b`)
- Postcode: ME5 9TT
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £270,000 Apr 2026
- Price per m²: £3,913/m²
- Local average: £314,453 (78 sales)
- Street crime: 171 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £270,000
- Date: 2026-04-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/10/2035
- **Current heating cost:** £953/year
- **Est. upgrade cost to C:** £18,945

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0060-3955-6200-8455-3200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £270,000 | Terraced | +59.8% | £267,800 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-1898-b8d0-e063-4704a8c08d98) |
| Sold | 2014-10-17 | £169,000 | Terraced | +13% | £275,261 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/b087e745-211a-4270-9685-5d7d2ec92a65) |
| Sold | 2010-12-23 | £149,500 | Terraced | +112.1% | £299,615 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/0b554506-b2a7-4edd-a51c-7c660571bfd4) |
| Sold | 2000-09-01 | £70,500 | Terraced | — | £287,310 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/204fdab9-b977-4548-bc13-10561efddad4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £270,000 | 02/04/2026 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £169,000 | 17/10/2014 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £149,500 | 23/12/2010 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £70,500 | 01/09/2000 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168020309](http://87.117.209.195:8080/listings/0074171)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £270,000 |
| listed | 2025-10-09 | £260,000 |
| sold | 2014-01-01 | £169,000 |
| sold | 2010-01-01 | £149,500 |
| sold | 2006-01-01 | £140,000 |
| sold | 2000-01-01 | £70,500 |
| sold | 1998-01-01 | £54,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £320,000 | 01/09/2025 | Terraced |
| 38 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £310,000 | 19/03/2025 | Terraced |
| 10 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL | £315,000 | 22/09/2023 | Terraced |
| 59 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TH | £260,000 | 25/08/2023 | Terraced |
| 95 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £278,000 | 29/06/2023 | Terraced |
| 76 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG | £270,000 | 22/05/2023 | Terraced |
| 31 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £325,000 | 09/05/2023 | Terraced |
| 105 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £242,000 | 27/01/2023 | Terraced |
| 36 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £315,000 | 09/12/2022 | Terraced |
| 69 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £345,000 | 09/12/2022 | Terraced |
| 40 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL | £333,000 | 09/09/2022 | Terraced |
| 83 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £270,000 | 29/07/2022 | Terraced |
| 85 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG | £285,000 | 01/04/2022 | Terraced |
| 25 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £291,250 | 14/12/2021 | Terraced |
| 115 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £267,500 | 06/12/2021 | Terraced |
| 7 WEST DRIVE, CHATHAM, MEDWAY, ME5 9XG | £242,000 | 14/10/2021 | Terraced |
| 9 THE HAWTHORNS, CHATHAM, MEDWAY, ME5 0TQ | £285,000 | 11/10/2021 | Terraced |
| 32 BARBERRY AVENUE, CHATHAM, MEDWAY, ME5 9TA | £265,000 | 17/09/2021 | Terraced |
| 35 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £260,000 | 31/08/2021 | Terraced |

**Area average:** £288,355 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.5%
- **10y growth:** 34%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of May 2026.*

- **1y growth (index):** -0.1%
- **5y growth (index):** 14.7%
- **10y growth (index):** 37.6%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Gorse Avenue, ME5 | £1,350/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Flat, Pine House, ME5 | £1,000/mo | 2 | 0.43 miles | OpenRent |
| 2 Bed Terraced House, Brenzett Close, ME5 | £1,395/mo | 2 | 0.86 miles | OpenRent |

**Average rent: £1,248/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 52 |
| Anti-social behaviour | 41 |
| Criminal damage and arson | 20 |
| Shoplifting | 14 |
| Other theft | 12 |
| Public order | 7 |
| Vehicle crime | 7 |
| Other crime | 5 |
| Burglary | 4 |
| Robbery | 3 |
| Drugs | 2 |
| Possession of weapons | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **171** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Horsted Junior School | Primary | 0.3 miles | Good — 19 May 2014 |
| Horsted Infant School | Primary | 0.3 miles | Good — 27 Nov 2023 |
| Walderslade School | Secondary | 0.4 miles | Inadequate — 17 May 2023 |
| Greenacre School | Secondary | 0.5 miles | Inadequate — 22 May 2023 |
| Bradfields Academy | Other | 0.5 miles | Outstanding — 26 Apr 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10677006
- **Address:** 113 Concord Avenue, CHATHAM, ME5 9TT
- **Certificate Issued:** 01/12/2014
- **Work Completed:** 06/11/2014
- **Items:** 8 window(s), 2 door(s)