Terraced 2 sales on record

10 BULL HILL COTTAGES

DARWEN, BLACKBURN WITH DARWEN, BB3 2TU

£200,000

Location

Map view View on Google Maps View on OpenStreetMap Street View BB3 2TU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Darwen opp Bull Hill Cottages	0.1 miles
Shop	McColls @ Darwen	1.7 miles
Train station	Darwen	1.8 miles
Hospital	The Beardwood Hospital	6.2 miles
University	UCLan Burnley Campus	11.6 miles

Property details

Tenure

Leasehold

Property type

Terraced

Floor area

125 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£200,000 Jul 2006

Price per m²

£1,600/m²

Local average

£107,050 (134 sales)

Street crime

33 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 19/11/2020

Expiry date: 18/11/2030

Current heating cost: £1,131/year

Potential heating cost: £849/year

Est. upgrade cost to C: £18,955

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£55)
Upgrade heating controls (£350 - £450)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/07/2006	£200,000	Terraced	+344.4%	£333,618 to May 2026	View transaction
Sold	29/06/2001	£45,000	Terraced	—	£198,102 to May 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
12 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU	£130,000	24/04/2026	Terraced
8 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU	£156,000	09/12/2022	Terraced
10 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU	£280,000	03/12/2021	Terraced
13 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU	£210,000	27/09/2021	Terraced

Area average: £194,000 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2%

10y growth -1%

House Price Index (HM Land Registry — official index, not sold-price averages): Blackburn with Darwen. Series: Terraced. As of May 2026.

1y (index) 3.9%

5y (index) 34.8%

10y (index) 74.5%

Rental Range

Estimated market rent for Blackburn with Darwen. Low = conservative, Realistic = average, Optimistic = best case.

Low £641/mo

Realistic £712/mo

Optimistic £783/mo

Based on Local Authority from postcode lookup → Blackburn with Darwen.

LHA (30th percentile) floor for East Lancs: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Portland Street, BB3	£690/mo	2	0.84 miles	OpenRent
2 Bed Terraced House, Melbourne Street, BB3	£650/mo	2	0.91 miles	OpenRent
2 Bed Terraced House, Bentley St, BB3	£700/mo	2	0.92 miles	OpenRent
2 Bed Terraced House, Sydney Street, BB3	£575/mo	2	0.94 miles	OpenRent
3 Bed Terraced House, Poppy Drive, BB3	£1,050/mo	3	1.01 miles	OpenRent

Average rent: £733/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.35%

Max investor price (0.8%) £86,250

Target investor price (1%) £69,000

Gross yield 4.1%

Cost-to-rent ratio 24.2×

Monthly cashflow £-192/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Vehicle crime	11
Violence and sexual offences	11
Anti-social behaviour	4
Other crime	2
Criminal damage and arson	1
Other theft	1
Public order	1
Robbery	1
Shoplifting	1
Total incidents	33

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Darwen, St Barnabas CofE Primary Academy	Primary	0.6 miles	Good — 20 Oct 2017
Aurora Woodlands School	Other	0.7 miles	Good — 15 May 2022
Ashleigh Primary School	Primary	0.8 miles	Good — 31 Oct 2012
St Joseph's Roman Catholic Primary School, Darwen	Primary	1.4 miles	Good — 9 Nov 2015
Darwen St Peter's Church of England Primary School	Primary	1.4 miles	Good — 8 May 2022

FENSA

No FENSA certificates found for this address.

# 10 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU

## Property details

- Slug: `65328bc` (address key hash: `65328bcc98fb747972836f6375f6c03216a27a7a`)
- Postcode: BB3 2TU
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 125 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £200,000 Jul 2006
- Price per m²: £1,600/m²
- Local average: £107,050 (134 sales)
- Street crime: 33 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £200,000
- Date: 2006-07-13
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/11/2030
- **Current heating cost:** £1,131/year
- **Est. upgrade cost to C:** £18,955

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£55)
- G (£350 - £450)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9300-2461-8090-2590-3121)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2006-07-13 | £200,000 | Terraced | +344.4% | £333,618 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/0018cb9e-4c46-4282-ba2b-2c030d93b4fc) |
| Sold | 2001-06-29 | £45,000 | Terraced | — | £198,102 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/8cd6eb86-3233-47ea-9ab8-ec99e8128f11) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU | £200,000 | 13/07/2006 | Terraced |
| 10 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU | £45,000 | 29/06/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU | £130,000 | 24/04/2026 | Terraced |
| 8 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU | £156,000 | 09/12/2022 | Terraced |
| 10 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU | £280,000 | 03/12/2021 | Terraced |
| 13 BULL HILL COTTAGES, DARWEN, BLACKBURN WITH DARWEN, BB3 2TU | £210,000 | 27/09/2021 | Terraced |

**Area average:** £194,000 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2%
- **10y growth:** -1%

## House Price Index (HM Land Registry)

*Official index for Blackburn with Darwen; Terraced series; as of May 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 34.8%
- **10y growth (index):** 74.5%

## Rental Range

*ONS Price Index of Private Rents (Blackburn with Darwen). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £641/mo
- **Realistic:** £712/mo
- **Optimistic:** £783/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Portland Street, BB3 | £690/mo | 2 | 0.84 miles | OpenRent |
| 2 Bed Terraced House, Melbourne Street, BB3 | £650/mo | 2 | 0.91 miles | OpenRent |
| 2 Bed Terraced House, Bentley St, BB3 | £700/mo | 2 | 0.92 miles | OpenRent |
| 2 Bed Terraced House, Sydney Street, BB3 | £575/mo | 2 | 0.94 miles | OpenRent |
| 3 Bed Terraced House, Poppy Drive, BB3 | £1,050/mo | 3 | 1.01 miles | OpenRent |

**Average rent: £733/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £86,250
- **Target investor price (1%):** £69,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £690/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.2×
- **Monthly cashflow:** £-192/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Vehicle crime | 11 |
| Violence and sexual offences | 11 |
| Anti-social behaviour | 4 |
| Other crime | 2 |
| Criminal damage and arson | 1 |
| Other theft | 1 |
| Public order | 1 |
| Robbery | 1 |
| Shoplifting | 1 |
| **Total incidents** | **33** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Darwen, St Barnabas CofE Primary Academy | Primary | 0.6 miles | Good — 20 Oct 2017 |
| Aurora Woodlands School | Other | 0.7 miles | Good — 15 May 2022 |
| Ashleigh Primary School | Primary | 0.8 miles | Good — 31 Oct 2012 |
| St Joseph's Roman Catholic Primary School, Darwen | Primary | 1.4 miles | Good — 9 Nov 2015 |
| Darwen St Peter's Church of England Primary School | Primary | 1.4 miles | Good — 8 May 2022 |